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Endowus Global Portfolios

Tap into diversified global equity and fixed income exposures for your long term wealth goals.
start from hkd10,000
Available in
USD
HKD
Licensed & regulated by
Securities and Futures Commission of Hong Kong (SFC)
CE NO. bqr225
Awarded
Best Digital Wealth Management Experience
The Asset Triple A Digital Awards and
Asia Asset Management Best of the Best Awards

Overview of the Global portfolio

key features
Diversified and optimised for risk-adjusted returns
Top-down, strategic passive asset allocation that put your goal first
Bottom-up, carefully selected funds at low cost
Diversified and optimised for risk-adjusted returns
Top-down, strategic passive asset allocation (SPAA) that put your goal first
Bottom-up, carefully selected funds at low cost

Past performance

The Endowus 60/40 portfolio has offered solid returns and lower levels of volatility by balancing diversification, growth, and risk mitigation for long-term investors.

Portfolio Composition

100% equities
80% equities
60% equities
40% equities
20% equities
0% equities
0% fixed income
20% fixed income
40% fixed income
60% fixed income
80% fixed income
100% fixed income
Available in
Global 100 | 0
A very aggressive model portfolio designed to compound returns over the long term and achieve higher average expected returns, through investing primarily in a globally diversified portfolio of equities.

This portfolio can serve as a core component of an investor’s equity allocation, and is suitable for longer term goals that can withstand periods of significant volatility.
...more
Global 80 | 20
An aggressive model portfolio designed to compound returns over time and achieve higher expected returns, through investing in a globally diversified portfolio with an 80% equity and 20% bond allocation.

This portfolio can serve as a core component of an investor's portfolio, and is suitable for longer term goals that can withstand periods of volatility.
...more
Global 60 | 40
A balanced model portfolio designed to achieve higher risk-adjusted returns, through investing in a globally diversified portfolio with a 60% equity and 40% bond allocation.

This portfolio can serve as a core component of an investor's portfolio, and is suitable for mid to long-term goals by withstanding moderate market volatility.
...more
Global 40 | 60
A measured model portfolio designed to achieve higher risk-adjusted returns, through investing in a globally diversified portfolio with a 40% equity and 60% bond allocation.

This portfolio can serve as a core component of an investor's portfolio, and is suitable for mid to long-term goals by withstanding moderate market volatility.
...more
Global 20 | 80
A conservative model portfolio designed to achieve strong long-term risk-adjusted returns through investing in a globally diversified portfolio with a predominant 80% bond allocation.

This portfolio can serve as a core component of an investor's bond allocation, and is suitable for mid-term goals by withstanding lower market volatility.
...more
Global 0 | 100
A very conservative model portfolio designed to preserve capital through investing in a globally diversified portfolio of bonds.

This portfolio can serve as a core component of an investor's bond allocation, and is suitable for mid-term goals by withstanding lower market volatility.
...more
Learn more about this model portfolio in our article
Portfolio Product Risk Rating: Please note that any portfolio product risk rating (the “PoRR”) provided by us is an internal rating assigned based on our product risk assessment model, and is for your reference only. For model portfolios, the portfolio PoRR is a weighted average product risk rating of funds included in the model portfolio rounding to the nearest integer. The PoRR is subject to change from time to time. The PoRR does not take into account your individual circumstances, objectives or needs and should not be regarded as advice or recommendation to purchase, hold or sell any fund or make any other investment decisions. Accordingly, you should not solely rely on the PoRR when making your investment decision in the relevant Portfolio.
Last updated 1 Feb 2024. Fund allocation percentages are for reference only and will be subject to adjustments due to market circumstances.

Why invest with Endowus?

Lower fees means
higher returns

Enjoy Zero subscription fees and 100% Cashback on trailer commissions.

The less you pay, the more you get to keep – it’s simply math

  • Fund fees through Endowus is up to 60% cheaper than industry average as we work with fund managers to access institutional share-class and introduce an industry-first practice of rebating 100% Cashback on trailer commissions to our clients.
  • Enjoy zero subscription fee and pay only an all-in fee from as low as 0.10% to 0.60% p.a.
  • No lock-ups, no transaction fees and lower minimums mean you get to invest at your own terms.

Lower fees means higher returns

Enjoy 0% subscription fees and 100% Cashback on trailer commissions.

The less you pay, the more you get to keep – it’s simply math

  • Fund fees through Endowus is up to 60% cheaper than industry average as we work with fund managers to access institutional share-class and introduce an industry-first practice of rebating 100% Cashback on trailer commissions to our clients.
  • Enjoy zero subscription fee and pay only an all-in fee from as low as 0.10% to 0.60% p.a.
  • No lock-ups, no transaction fees and lower minimums mean you get to invest at your own terms.

Invest like the
experts

Get access to institutional share class funds of leading global fund managers.

Expert investing, for everyone.

  • Invest in 200+ top-tier funds from world-class fund managers curated by our Investment Office, with unique access to institutional share class.
  • Customise your portfolio according to your needs at a click of a button.

  • Professional Investors (PIs) can access private markets and hedge funds such as KKR, Carlyle, Partners Group and more to complement your portfolio.

Invest like the experts

Get access to institutional share class funds of leading global fund managers.

Expert investing, for everyone.

  • Invest in 200+ top-tier funds from world-class fund managers curated by our Investment Office, with unique access to institutional share class.
  • Customise your portfolio according to your needs at a click of a button.

  • Professional Investors (PIs) can access private markets and hedge funds such as KKR, Carlyle, Partners Group and more to complement your portfolio.

Sign up and start investing now

Want to
know more?

What is the difference between core portfolios and satellite portfolios?

For most investors, the core portfolios - Global model portfolios and Factors model portfolios by Dimensional Fund Advisors (for Professional Investors only), are designed to be efficient broad market investment portfolios for general wealth accumulation needs. Built on the back of empirical data and academic research, the Core portfolios are suitable as the backbone of an investor’s overall investment strategy.


The satellite portfolios are designed to provide additional best-in-class exposure to specific assets, regions, sectors or themes. These are suitable for investors seeking to complement their existing broad market investments with a further focused allocation to express individual views on long-term growth opportunities.

What is a core-satellite investment strategy?

A core-satellite investment strategy is where an investor splits his capital allocation between a portfolio that serves as a foundation for his general wealth accumulation goals, and a conviction-based portfolio that is more focused and riskier. Usually, investors considering this strategy would use a diversified, broad market exposure portfolio such as our Global model portfolios as this is designed to give the highest probability of success, for their core allocation. This can then be supplemented by our Satellite portfolios that are more narrowly focused on specific assets, regions, sectors or themes.


Investing in a thematic or sector focused satellite portfolio on its own could potentially be riskier as it is less diversified. However, when used as a supplement to a core portfolio, the overall risk to their wealth accumulation goals can be balanced out while also providing the investor with the exposure to the asset, region, sector or theme that can potentially generate larger returns over the long-term from the secular trends or growth opportunities.

Which funds are in the Endowus Global model portfolios?

Endowus has done extensive due diligence and analysis to make asset allocation and portfolio construction decisions to select the best-in-class funds for your customised portfolio. We have chosen some of the most respected global fund management companies with aligned interests in serving you, and who share our values and investment philosophy. We have carefully selected their best investment products that have exhibited solid long-term performance with consistent investment characteristics, and offer these at attractive institutional-level costs (including 100% Cashback on any trailer fees). These fund managers manage the underlying funds in your portfolio.

 

Funds in the Core Portfolios 

Global Equities

Global Fixed Income

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