We are often told that investing is the way to make our money work harder for us. How exactly does our money work harder when we invest it? The answer is quite simple: compound interest.

The first step in financial planning is figuring out what your goals are. More often than not, people do not have their goals written down. Sure, you might have a vague idea of what you want to achieve, but it is hard to put a plan in action if you don’t have your financial goals concretely defined.

Saving for an emergency fund is almost like a prerequisite for other personal finance goals -- since emergencies (i.e. medical or financial) are a part of life.

Why savings plans are preferred by low-risk investorsStructure can be a useful tool. For many working adults, structure helps with prioritising important tasks when there are multiple “urgent” requests coming in simultaneously. Without

Choosing to save, pay off debt or even invest first is a highly contested debate. Here are 5 things you need to do when deciding which is more important.

The gift of financial independence and knowledge - to appreciate the value of money, to start young and small, and to plan ahead - is the greatest gift my Mom has passed on to me

It’s just before Lunar New Year, the period of time many Singaporean families spring clean their homes. The purpose of this Chinese tradition is to get rid of any residual bad luck

To ensure that our hard-earned money is spent meaningfully, a realistic budget acts as a yardstick for us to keep track of our expenses. Today, let’s roll up our sleeves and start planning our budget for now and the long-term.

”Buy term, invest the rest” is a common saying in the financial industry. How can you benefit from using this strategy in your financial portfolio? Find out why it is better to separate insurance and investments.