Terms & Conditions of Endowus “ESG Promotion

1. This promotion is organised by ENDOW.US Pte Ltd. (“Endowus”) and jointly supported by UOB Asset Management Ltd. Each participant is solely responsible for ensuring that participating in this promotion is not illegal or prohibited by the laws or regulations of any country relevant or applicable to the participant.

Endowus reserves the right to not allow participation by any person, at its discretion.

Endowus reserves the right to disqualify an otherwise eligible person from receiving the incentive in the event that Endowus, in its absolute discretion, believes that the particular person may have contravened, will contravene or has contravened any of these Terms and/or may bring  Endowus into disrepute.

Who is eligible?

2. Participants must be new clients of Endowus to be eligible for the promotion. Endowus shall have absolute discretion to decide on the eligibility for participation in the promotion. “New clients'' are defined as participants who have completed onboarding and created an Endowus account during the promotion period.

What do I need to do to participate in the promotion and by when?

3. The promotion period is from 00:00 19 Apr 2021 to 23:59 on 18 May 2021 unless Endowus exercises its rights under paragraph 10 below. Participants must (i) create an account within the promotion period and (ii) invest at least $10,000 cash or SRS in an Endowus ESG Portfolio (the “qualifying investment”) before 31 May 2021 to be eligible for the promotion. For clarity, this promotion will only apply to cash and SRS accounts, not CPF account.

What do I get from the promotion?

4. The promotional award will be automatically credited to the new client’s account by 30 June 2021. The promotional award will be distributed in the form of a $100 cash investment into the new client’s Endowus account.

What else do I need to know?

5. Endowus accepts no responsibility for accounts not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

6. Endowus also reserves the right to decline new client sign ups that do not meet our customer due diligence and client suitability requirements.

7. Endowus reserves the right to disqualify any participant that is suspected of any fraudulent activity such as, but not limited to, creation of fake accounts.

8. The decision of Endowus regarding any aspect of the promotion is final and binding.

9. Participants are deemed to have accepted and agreed to be bound by these terms and conditions. Endowus reserves the right to refuse entry, or refuse to award the incentive, to anyone in breach of these terms and conditions.

10. Endowus reserves the right to hold, void, cancel, suspend, or amend the promotion or these terms and conditions (in whole or in part) at any time without prior notification to participants. Please contact support@endowus.com if you believe you qualified for this promotion but it has not been awarded to you as a result of this early suspension or termination. Events beyond the control of Endowus may occur that render the awarding of the promotion impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

11. By entering the promotion, participants agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the promotion and is subject to Endowus’ Privacy  Policy and Endowus’  Terms, Conditions & Disclosures. Participants consent to and authorize Endowus to use at its sole discretion, without further compensation to the participants, any of their names, addresses, personal details, photographs, videotapes or any likeness of them for packaging, promotional, advertising, marketing and/or publicity purposes (where not prohibited by written law).

12. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall exclusively be submitted to and dealt with by the competent court in Singapore.