The Fund seeks to provide a return which is comparable to that of Singapore dollar short-term deposits by investing primarily in both SGD and non-SGD denominated high-quality debt securities and money market instruments worldwide.
Primarily invests in high-quality SGD denominated and hedged non-SGD denominated debt securities, money market instruments, and deposits across Asia and more specifically, in Singapore, including government and corporate bonds, commercial papers, and Treasury bills. Focuses on a portfolio of 40–50 holdings to balance risk diversification with capital preservation and modest income generation.
Led by Joyce Tan, CFA, who brings over 29 years of investment experience to her role as Head of Fixed Income Asia/Singapore at UOBAM. Supported by the firm’s broader global and Asian fixed income platform to facilitate rigorous credit research and portfolio construction.
Seeks to provide returns broadly comparable to SGD short-term deposits, while acknowledging that returns are not guaranteed and some volatility may occur.
Combines rigorous bottom-up credit research with a disciplined top-down approach to manage duration, country, and sector exposures, focusing on high-quality, defensive issuers with strong balance sheets and stable cash flows. Maintains liquidity and fully hedges foreign currency exposure to manage risk and promote stability across market conditions.
Endowus offers retail share class with 100% trailer fee rebated back to Endowus investors to achieve lower cost of access
Provides a cash management solution that emphasizes capital preservation, stable income, and high liquidity, serving as a flexible alternative to fixed deposits with similar targeted returns. Well-suited for investors with a short-term horizon or those looking to temporarily park capital before deploying it into longer-term investment strategies.
Daily data. Returns as of 05 Nov 2026.
| Year | Total | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2026 | - | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% | 0.1% | - | - |
| 2025 | 1.9% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% |
| 2024 | 3.5% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| 2023 | 3.7% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| 2022 | 1.3% | -0.0% | -0.0% | -0.1% | 0.1% | 0.0% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.4% |
| Load more | 5 of 9 | ||||||||||||
| Mas Bill Bills 10/26 0.00000 | 41.05% |
| Mas Bill Bills 11/26 0.00000 | 18.11% |
| Mas Bill Bills 12/26 0.00000 | 17.92% |
| Mas Bill Bills 06/27 0.00000 | 4.96% |
| Mitsubishi Ufj Fin Grp Sr Unsecured 07/27 4.05 | 1.29% |
| Qnb Finance Ltd Company Guar 03/27 2.7 | 1.10% |
| Tnb Global Ventures Cap Sr Unsecured Regs 10/26 3.244 | 1.05% |
| China Cinda 2020 I Mngmn Company Guar Regs 07/27 5.375 | 1.05% |
| Hyundai Capital America Sr Unsecured Regs 09/27 Var | 1.04% |
| Alibaba Group Holding Sr Unsecured 12/27 3.4 | 1.03% |
| Baidu Inc Sr Unsecured 07/27 3.625 | 1.03% |
| Cnac Hk Finbridge Co Ltd Company Guar Regs 07/27 4.125 | 1.03% |
| Export Import Bank Korea Sr Unsecured Regs 04/27 2.7 | 1.03% |
| Ccthk 2021 Ltd Company Guar Regs 01/27 2.75 | 1.03% |
| Citic Sr Unsecured Regs 02/27 3.875 | 1.03% |
Disclaimer: ©2025 Morningstar. All Rights Reserved. The information contained here relating to a particular collective investment scheme: (1) is proprietary to Morningstar Research Pte. Limited and/or its content providers (“Information Provider(s)“) unless otherwise specified; and (2) may not be copied or distributed. Neither the Information Provider nor Endowus guarantee or endorse the accuracy, reliability, completeness or timeliness of the information, or are responsible for any damages or losses arising from any use of this information. Further, for technical reasons, certain information provided by Information Provider may be different from that supplied by the respective fund houses.
This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. Any opinion or estimate above is made on a general basis and none of Endowus, nor any of its affiliates, representatives, or agents have given any consideration to nor have made any investigation of the objective, financial situation, or particular need of any user, reader, any specific person or group of persons. Opinions expressed herein are subject to change without notice. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
Investment involves risk. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Past performance is not an indicator nor a guarantee of future performance. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund.
You are responsible for downloads from this website. Endowus does not warrant that any downloads from this website will meet your needs or expectations, or be uninterrupted, secure, or error free or that any files available for downloading through this website are free of computer viruses or other harmful components. You alone are responsible for ensuring adequate protection and backup of data, software, computer, and other equipment is made and appropriate safeguard is in place to detect, prevent and eliminate computer viruses and other harmful effects. Neither Endowus nor the Information Provider will be responsible for any costs or expenses which may be incurred if your use of this website or if any downloads results in any servicing or replacement of property, material, equipment, or data.
This advertisement has not been reviewed by the Monetary Authority of Singapore.