Low Volatility Fixed Income

For most investors, the Endowus Core portfolios (Flagship and ESG) are designed to be efficient broad market investment portfolios for general wealth accumulation needs. Built on the back of empirical data and academic research, the Core portfolios are suitable as the backbone of an investor’s overall investment strategy.

The Satellite portfolios are designed to provide additional best-in-class exposure to specific assets, regions, sectors or themes. These are suitable for investors seeking to complement their existing broad market investments with a further focused allocation to express individual views on long-term growth opportunities.

A Core-Satellite investment strategy is where an investor splits his capital allocation between a portfolio that serves as a foundation for his general wealth accumulation goals, and a conviction-based portfolio that is more focused and riskier. Usually, investors considering this strategy would use a broad market exposure portfolio such as our Flagship or ESG portfolios as this is designed to give the highest probability of success, for their Core allocation. This can then be supplemented by our Satellite portfolios that are more narrowly focused on specific assets, regions, sectors or themes.

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Investing in a thematic or sector focused Satellite portfolio on its own could potentially be riskier as it is less diversified. However, when used as a supplement to a Core portfolio, the overall risk to their wealth accumulation goals can be balanced out while also providing the investor with the exposure to the asset, region, sector or theme that can potentially generate larger returns over the long-term from the secular trends or growth opportunities.

1) Simply create your Endowus account,

2) Select to onboard with Myinfo (recommended) or manually

3) Select "Pick an advised portfolio”, then select “Satellite”

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Existing clients of Endowus: 
1) Simply log in to your Endowus account,

2) Click "Add goal"

3) Select "Pick an advised portfolio”, then select “Satellite”  

Endowus includes investment advice, portfolio creation and rebalancing, brokerage, and transfers. Endowus has no sales fees, and rebates 100% of trailer fee to clients. Click here to see more details on Endowus Fees

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Cash

0.60%   S$200,000 and below
0.50%   S$200,001 to S$1,000,000
0.35%   S$1,000,001 to S$5,000,000
0.25%   S$5,000,001 and above

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Access Fees are charged on a quarterly basis based on your daily average total assets under advice (AUA) for the period of the fee.

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Note that Fund-Level Fees (Fund’s Total Expense Ratio) are charged by the fund manager out of the underlying fund Net Asset Value (NAV).