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Endowus Satellite

Low Volatility Fixed Income

Invest in a low-volatility portfolio that is more defensive than traditional fixed income.
4.80
From 500+ reviews on Seedly

How we do it better

Enhanced downside protection to weather market volatility

Navigate through different macro regimes and enjoy lower volatility and improved downside protection, while still enjoying returns comparable to the broader fixed income market.

Diversified strategies generating good yield

A curated selection of unconstrained, total return and short duration income funds to give broad diversification across countries, sectors, term, duration and credit risk, while generating good yield.

Managed by the leading fixed income investors

An optimised portfolio of leading fixed income funds managed by global leaders such as PIMCO, Dimensional, Fullerton, Legg Mason Brandywine, LionGlobal, and UBS Asset Management.

Learn more in our article about this portfolio

At a glance

annualised returns
1.19%
10 Year
annualised volatility
3.36%
10 Year
From
1 Oct 2012 to 30 Sep 2022
risk tolerance
Very Conservative
INVEST WITH
Cash
TOP 3 FUND allocations
30%
Legg Mason Brandywine Global Income Optimiser Fund
30%
PIMCO GIS Total Return Fund
12%
Fullerton Short Term Interest Rate Fund
See returns details & underlying funds

Low, fair fees

ENDOWUS fee (P.a.)
0.25-0.6%
We charge less than half the industry average
sales fees
0%
No hidden fees, ever
CASHBACK ON TRAILER FEEs
100%
We rebate it all back to you
learn more about fees

Start investing in Low Volatility Fixed Income

Download the Endowus app and start investing in Satellites. If you would like to learn more, refer to our FAQs.

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Want to
know more?

What is the difference between Endowus Core Portfolios and Endowus Satellite Portfolios?

For most investors, the Endowus Core portfolios (Flagship and ESG) are designed to be efficient broad market investment portfolios for general wealth accumulation needs. Built on the back of empirical data and academic research, the Core portfolios are suitable as the backbone of an investor’s overall investment strategy.


The Satellite portfolios are designed to provide additional best-in-class exposure to specific assets, regions, sectors or themes. These are suitable for investors seeking to complement their existing broad market investments with a further focused allocation to express individual views on long-term growth opportunities.

What is a Core-Satellite investment strategy?

A Core-Satellite investment strategy is where an investor splits his capital allocation between a portfolio that serves as a foundation for his general wealth accumulation goals, and a conviction-based portfolio that is more focused and riskier. Usually, investors considering this strategy would use a broad market exposure portfolio such as our Flagship or ESG portfolios as this is designed to give the highest probability of success, for their Core allocation. This can then be supplemented by our Satellite portfolios that are more narrowly focused on specific assets, regions, sectors or themes.

Investing in a thematic or sector focused Satellite portfolio on its own could potentially be riskier as it is less diversified. However, when used as a supplement to a Core portfolio, the overall risk to their wealth accumulation goals can be balanced out while also providing the investor with the exposure to the asset, region, sector or theme that can potentially generate larger returns over the long-term from the secular trends or growth opportunities.

How do I start investing in the Satellite Portfolios?

1) Simply create your Endowus account,

2) Select to onboard with Myinfo (recommended) or manually

3) Select "Pick an advised portfolio”, then select “Satellite


Existing clients of Endowus: 
1) Simply log in to your Endowus account,

2) Click "Add goal"

3) Select "Pick an advised portfolio”, then select “Satellite”  

What are the Access Fees for investing in Satellite Portfolios?

Endowus includes investment advice, portfolio creation and rebalancing, brokerage, and transfers. Endowus has no sales fees, and rebates 100% of trailer fee to clients. Click here to see more details on Endowus Fees

Cash

0.60%   S$200,000 and below
0.50%   S$200,001 to S$1,000,000
0.35%   S$1,000,001 to S$5,000,000
0.25%   S$5,000,001 and above

Access Fees are charged on a quarterly basis based on your daily average total assets under advice (AUA) for the period of the fee.

Note that Fund-Level Fees (Fund’s Total Expense Ratio) are charged by the fund manager out of the underlying fund Net Asset Value (NAV).

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