How can I modify goal or change investment portfolio?

Log in to your Endowus account a web browser > click on your Goal > Goal Settings (top right) > Modify Goal. 

For Cash Smart and Endowus Core & Satellite portfolios, you can change your loss tolerance settings and our system will recommend a new risk-appropriate portfolio to you. 

For Fund Smart portfolios, you can change your loss tolerance settings and/or Fund allocations.

How does the goal modification process work?

The goal modification process takes approximately 7 working days to be completed. During the modification period, you cannot reverse the process and make addition modifications.

Part 1 - redemption: After you have confirmed the goal modification request, we will first redeem the Funds which are now either removed from the portfolio or overweight to the new target asset allocation.

Part 2 - investment: Once the redemption is completed and UOB Kay Hian (our partner custodian) receives the money from the redemption, they will re-invest the money into the underweight Funds to bring your portfolio to your new target asset allocation. 

As part of the Endowus automated portfolio rebalancing process, we will also take the opportunity to rebalance your portfolio back to its target asset allocation. 

Please note that goal modification is not available on our mobile app yet (as of 26 Oct2021).