For General Investing (Advised Portfolios) goals , you can change your investment portfolio by modifying your goal. Please log in to your Endowus account a web browser > click on your Goal > Goal Settings (top right) > Modify Goal, where you can change your loss tolerance assessment and we will modify your goal.
For Fund Smart goals , you can change your fund allocations. Please log in to your Endowus account a web browser > click on your Goal > Goal Settings (top right) > Modify Goal, where you can change your loss tolerance assessment and/or fund allocations.
Please note that goal / investment portfolio modification is not available on our mobile app yet (as of 26 March 2021).
After you modify your goal or change your investment portfolio, we will first redeem the Funds which are now either removed from the portfolio or overweight to the new target asset allocation. Secondly, once the redemption is completed, we will automatically re-invest the investment proceeds into the underweight Funds to bring your portfolio to your new target asset allocation.
As part of the Endowus automated portfolio rebalancing process, we will also take the opportunity to rebalance your portfolio back to its target asset allocation.