Our investment strategy is underpinned by a scientific process rather than speculation. We utilize modern portfolio theory that uses time-tested investing rules such as diversification and asset allocation to maximize your returns while minimizing risk. For equities, we utilise passive and systematic portfolios that have broad market exposure with tilts towards proven factors of returns such as value, size, and profitability, as evidenced by the research of Nobel Laureate academics. For fixed income, we leverage the expertise of the largest fixed-income investors in the world and their ability to execute time-tested strategies with real track records. .
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Morningstar Research
Read moreWe all pay too much in fees. You can’t control the markets, but you can control how much you pay in fees. The total expense ratio is a proven predictor of future returns. In line with your interests, we further drive down the actual cost of investment by eliminating sales charges and rebating 100% of any trailer fees we receive. We provide access to the best investment opportunities for you at a fraction of the industry average.
We do not manage your money directly. We implement our portfolios by standing on the shoulders of giants in the industry, with the expertise, scale and real, proven track records in implementing their strategies successfully over time. These funds are typically only available to large institutions like sovereign wealth funds and pension funds but we have found a way to make them available to you at the lowest cost possible.
We make the best portfolios possible for your needs. Different types of money have different products available to invest in with often differing goals. Detailed analysis is needed to make sure that we construct the most efficient portfolio possible with the available universe of funds at the lowest cost possible.
This portfolio is for the most aggressive investors who are focused on achieving higher returns over the long-term, and are willing to withstand periods of significant volatility in performance.
This portfolio is for aggressive investors who are focused on achieving higher returns over the long-term, and are willing to withstand periods of volatility in performance.
This portfolio is for investors who are focused on achieving higher returns from mainly capital growth, and are comfortable taking higher risk and volatility in performance.
This portfolio is for investors who are focused on achieving higher returns from a combination of income and capital growth, and comfortable taking a measured level of risk with a balanced allocation.
This portfolio is for moderately conservative investors who are focused on capital preservation but recognize that small allocations to stocks can have the potential to improve the portfolio’s returns over the long-term.
This portfolio is for conservative investors who are focused on capital preservation and have low risk tolerance, and do not mind foregoing higher returns for low volatility in performance.
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Endowus is an MAS licensed financial adviser. We do not manage money directly, but rather, leverage the best fund managers in the world by accessing their time-tested strategies at the lowest cost possible. Endowus builds portfolios on these funds. Endowus does not change your target asset allocation without your consent, as a fund manager would do.
Financial markets have historically rewarded long-term investors, and provided growth of wealth that has more than offset inflation. Over time, markets display efficient characteristics and investors are rewarded commensurately for the risks that they take. Taking an evidence-based approach to investing means analyzing empirical data and time-tested academic evidence, and applying it in a systematic manner rather than trying to speculate or outguess other market participants. The aim of evidence-based investing is to give you the highest probability of success in growing your wealth over the long-term.
We focus our efforts on building data-driven portfolios that are based on empirical evidence rather than cursory back-tested data. Academic research has identified certain drivers of returns, and we want to structure our portfolios to capture these driver within a broad market exposure. We believe in creating diversified investment portfolios which generate the highest possible expected return for every level of risk taken by an investor. For Endowus this means continuously searching the investment universe for products that will improve risk-return tradeoff in our portfolios. We understand that costs involved dramatically affect long-term returns, and endeavour to both implement efficient trading execution and continuously lower fees for our customers by leveraging our collective scale to create cost synergies.
We offer globally diversified, low-cost portfolios built on best-in-class mutual funds (or unit trusts). We have chosen some of the most respected global fund management companies with aligned interests in serving you, and who also share our values and investment philosophy. We have carefully selected their best investment products that have exhibited solid long-term performance with consistent investment characteristics, and are offered at attractive institutional-level costs. These fund managers manage the underlying funds in your portfolio.
