Fixed-rate savings

Beat volatility
with fixed returns

earn up to

%
p.a*

*Fixed-Rate Savings (FRS) is not an investment product, collective investment scheme, or fixed deposit product. It is not protected by the Deposit Protection Scheme. The rates offered are not due to pooling of invested funds by Endowus, and Endowus is not offering FRS as a fund, scheme, or portfolio with a pooling element. The rates may change before your application.

Invest
like a Pro

Trusted by professionals — access low-cost, expertly managed funds and intelligent portfolios on Endowus.

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Endowus at a glance

Why us?

Trusted by 250K+ clients
in Hong Kong & Singapore

SFC licensed
CE No. BQR225

US$7B+ in
client assets

Shareholders include
UBS, Citi, MUFG

Trusted by 250K+ clients
in Hong Kong & Singapore

SFC licensed
CE No. BQR225

US$7B+ in
client assets

Shareholders include
UBS, Citi, MUFG

Trusted by 250K+ clients
in Hong Kong & Singapore

SFC licensed
CE No. BQR225

US$6B+ in
client assets

Shareholders include
UBS, Citi, MUFG

Endowus is an award-winning wealth platform that serves all investors — individuals, family offices and institutions — by providing access to world-class, evidence-based investment strategies through a conflict-free model that removes churn and commission-based fees, ensuring that our human & data-driven advice is 100% aligned to your wealth goals. This means Endowment investing for all of us.

Access to 70+ world-class fund managers

and more...

BalYaSNY • BREVAN HOWARD • BRIDGEWATER • EISLER • JANUS HENDERSON • JUPITER • SCHONFELD • MILLENNIUM • M&G • POINT72 • WORLDQUANT • UBS O’CONNOR

explore 300+ funds

Exclusive access to PI-only funds, private markets, hedge funds and alternatives

We keep the same promise of no subscription fees, 100% Cashback on trailer commissions, low fair fees, and our expert opinion & advice.

PRIVATE MARKETS

KKR • CARLYLE • HARBOURVEST • PARTNERS GROUP • EQT • OAKTREE

Hedge funds

MILLENNIUM • BRIDGEWATER • POINT72 • BALYASNY • BREVAN HOWARD • SCHONFELD • EISLER • HUDSON BAY • LMR • UBS O'CONNOR • BLACKROCK • FRANKLIN TEMPLETON • JUPITER • LUMYNA

and other handpicked strategies by global leading managers

Learn about Endowus Private Wealth

Samuel Rhee

Endowus Chairman & Chief Investment Officer
Former CEO & CIO of Morgan Stanley Investment Management in Asia

“Being an Endowus clients means having people and systems that obsess over investing on your side. It means having high-quality fund access, personalisation, technology automation, and high-touch service when you want it, to help you organise your money towards your near-term needs and long-term wealth goals. It means gaining wealth & peace of mind.”

Samuel Rhee

Endowus Chairman & Chief Investment Officer
Former CEO & CIO of Morgan Stanley Investment Management in Asia

Investing your way, with us on your side.

Pick your own funds

If it’s on our list, it has our stamp of approval. Screened and monitored for track record, strategy, fees, team, and more, access 300+ top-tier funds from 70+ global managers.

Automated advice

Take control of your target return, risk, preferences and income payouts with our multi-fund portfolios pre-optimised for your specific investment goals.

Human advice

Whether it’s about your investment goals, a specific fund, or any of your money questions, you have full access to our client advisory team, as and when you want it.

start investing today

Lower fund fees, better returns for you

Uniquely, Endowus does not make money through subscription fees, transaction fees, leverage, or recurring trailer commissions, so Endowus and its people are not incentivised to push churn, leverage, or high-commission products.

Endowus only makes a clean, transparent, assets-based Endowus Fee of 0.10% to 0.60% p.a. directly from you, our client, so that we are only incentivised to serve and grow your wealth. When our clients succeed, Endowus succeeds.

100%

Cashback on
trailer commissions

Subscription fees
Redemption fees
Fund switching fees

US$50M+

Client Cost Savings estimated per year

Investing for all of us

Our team is your team.

Founded to solve our own wealth experiences, the team today is over 150 strong with decades of experience from leading financial institutions and technology companies including Morgan Stanley, UBS, Goldman Sachs, Fidelity, Amazon, JP Morgan, McKinsey, Grab, Alibaba, Airbnb, Lazada and more.

WITH US$110M+ RAISED FROM top-tier global investors

Safety & security to invest with peace of mind.

Supported by HSBC

We partner with HSBC, where your deposits are kept in a HSBC trust account (Client Money Account) and separate from Endowus’ balance sheet and operating accounts.  

This means your investable assets are segregated, no matter what happens to Endowus.

Find out more

No lending of your money or assets.

Bank runs happen because banks are in the business of taking your deposits (a liability for the bank) and lending your money out to earn interest.

As a non-bank platform, Endowus offers no leverage, does not lend out client monies or assets, and is not a custodian of your securities. Client assets are ultimately held by fund-appointed custodians.

Compliance for clients working in finance.

(i) Endowus only offer discretionary managed third-party funds, and do not carry single stocks/bond or exchange-traded securities, satisfying most personal account dealing (PAD) requirements.

(ii) As requested, our system can automatically configure to send monthly statements to a designated reporting email address.

Find out more or contact us

Thought leadership in action.

Endowus is missional about financial education. We believe in helping everyone invest better by empowering you with the necessary financial knowledge to help you reach your goals.