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Endowus HK Q3 2026 Portfolio Performance Review

Find out how the Flagship Portfolios, CashUp, IncomeUp, and Satellite portfolios held up against uncertainty in Q3 2026.

October 21, 2026

Hong Kong fixed deposit and money market funds: Grow your idle cash (Oct 2026)

Explore optimal ways to grow your savings with flexible cash management solutions.

Oil returns, the Fed hikes and the AI trade cools—Market Insights (Q3 2026)

Q3 2026 market review: the US-Iran ceasefire unravels, oil tops USD100, the Fed hikes and the AI trade cools—what these mean for equities and bonds.

Explore new platform features on Endowus app

Managing your wealth just got smoother, smarter, and more secure — here’s a summary of the six exciting new features we recently launched, in case you missed them.

Webinars and Events Articles

Investing 

Free cash flow is the new scoreboard: how AI capital spending is rewriting Big Tech's valuation

Why AI capital spending and free cash flow now move hyperscaler stocks more than revenue — and what the shift means for diversified portfolios.

Are US midterm elections important for markets, and should investors pay attention?

What US midterm elections have meant for the S&P 500, Treasury yields and the dollar since 2002, and why the result is one input among many.

Oil returns, the Fed hikes and the AI trade cools—Market Insights (Q3 2026)

Q3 2026 market review: the US-Iran ceasefire unravels, oil tops USD100, the Fed hikes and the AI trade cools—what these mean for equities and bonds.

How to protect your portfolio: what hedging really means for long-term investors

What hedging means, why diversification cannot fully protect you in a crisis, and the low-cost tools that defend a long-term portfolio in Hong Kong.

The price of protection: how option hedging works, and what it costs

Opportunities on higher ground: Revisiting your bond portfolio amid higher yields

The rate cut that never came, and the case for bonds

The dollar cycle and the limits of the rate story

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Investment Solutions 

Hong Kong fixed deposit and money market funds: Grow your idle cash (Oct 2026)

Explore optimal ways to grow your savings with flexible cash management solutions.

In-Person Event | Accessing the world of Private Infrastructure with EQT

Discover how private infrastructure strategies can boost portfolio diversification and long-term returns with insights from Endowus and EQT experts.

Endowus HK Q3 2026 Portfolio Performance Review

Find out how the Flagship Portfolios, CashUp, IncomeUp, and Satellite portfolios held up against uncertainty in Q3 2026.

Webinar: Endowus Q3 2026 Market Insights & Portfolio Performance

Find out how Endowus portfolios performed in Q3 2026 in a webinar hosted by Jasmine Chan, Investment Advisory Director, and Edwin Ho, Client Advisor Lead, from the Endowus Investment Office

In-Person Event | Decoding Private Equity: Understanding Opportunities in Private Markets

In-Person Event | The Next Horizon: Investing in US Tech Transformation

What is a private equity fund? How it works and who can invest in Hong Kong

In-Person Event | Navigating Today’s Credit Markets with Oaktree’s Global and Strategic Credit Strategies

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Personal Finance 

In-Person Event | Simplifying Personal Investing for Busy Finance Professionals

Learn more about how finance professionals can take control of their personal wealth from Endowus and Quinlan & Associates.

Savings insurance in Hong Kong: how to read the returns

How Hong Kong savings insurance pays out: guaranteed vs projected value, IRR, fulfilment ratios, the IA’s 6% illustration cap and early-surrender costs.

5 key takeaways from Hong Kong Policy Address 2026

Chief Executive John Lee's 2026 Policy Address covers housing, MPF reform, wealth management, the offshore RMB market, and the New CIES. Key takeaways.

In-Person Event | Legacy Planning: Wills, EPOAs and Advance Medical Directive

Join Endowus for an event alongside legal and medical experts to explore how Wills, EPOAs, and Trusts provide essential legal and financial security.

In-Person Event | Chart Your Course Workshop with Endowus

A guide to time deposit rates in Hong Kong: how they compare to Silver Bonds and cash funds

In-Person Event | Navigating Ivy League & Oxbridge Admissions in 2026

In-Person Event | Next-Gen Investing: The Science of Building Long-Term Wealth

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Retirement 

When can you withdraw your MPF early in Hong Kong?

MPF is locked until 65 with six exceptions. How early retirement, leaving Hong Kong and small-balance claims work on eMPF, and what withdrawing costs.

Index funds in your MPF: accessing ETF-style investing without buying ETFs

You cannot buy ETFs in your MPF, but index-tracking constituent funds can hold them. How they work, what Fund Expense Ratios show, and how to find them.

Savings insurance in Hong Kong: how to read the returns

How Hong Kong savings insurance pays out: guaranteed vs projected value, IRR, fulfilment ratios, the IA’s 6% illustration cap and early-surrender costs.

Thinking ahead is not a taboo: How advance medical directives and early wealth planning benefit you and your family

Planning for life’s final chapter isn't a taboo—it is the ultimate gift of certainty you can give your loved ones. Leaving critical decisions to chance creates emotional friction and financial complications just when your family needs clarity most. Read on to discover how Advance Medical Directives, Enduring Powers of Attorney, and early wealth planning benefit you and your family.

MPF consolidation after eMPF: transfers, fees and fund choice

Consolidating MPF on eMPF tidies your accounts but does not cut your fund fees. How transfers work, what they can cost and how to compare MPF funds.

TVC in Hong Kong: what the HK$60,000 tax deduction is actually worth

How TVC works in Hong Kong, what the HK$60,000 deduction is actually worth at your tax band, and what you give up by locking the money to age 65.

ORSO explained: how occupational retirement schemes work in Hong Kong, and how they compare with the MPF

ORSO governs Hong Kong’s voluntary occupational retirement schemes. Learn how ORSO works, how it compares with the MPF, and how benefits are taxed.

Inflation and your retirement savings: why it matters

Hong Kong's inflation rate was 2.0% in June 2026. See the 10-year trend, how the MPF compares, and what it means for your retirement savings.

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About Endowus 

Explore new platform features on Endowus app

Managing your wealth just got smoother, smarter, and more secure — here’s a summary of the six exciting new features we recently launched, in case you missed them.

Asset management vs wealth management: who manages your money in Hong Kong

What asset managers, wealth managers and advisers each do, how each gets paid, and how to check a firm's SFC Type 9 licence before you invest.

Private wealth management in Hong Kong: thresholds, trailer fees, and what you actually pay

Bank premium banking in Hong Kong often starts at HK$1 million. Learn what a trailer fee is, how the SFC regulates it, and how Endowus rebates it in full.

Endowus vs Syfe vs StashAway: which wealth platform is right for Hong Kong investors?

Compare Endowus, Syfe and StashAway for Hong Kong: SFC licensing, fees, total cost of ownership, MPF and which wealth platform fits you.

Multi-currency expansion: Manage global assets hassle-free

Plan smarter for overseas tuition or property mortgage repayments with Endowus multi-currency investments.

What is a robo advisor and why Endowus is different

Discover how Endowus stands out among robo-advisors like Stashaway, Syfe and Aqumon. Learn about Endowus’ unique approach with real advisors offering personalised support

Wealth management conflicts of interest are failing investors. Here’s what’s needed

The 'fee-based' model – as pioneered in mature financial markets – encourages wealth managers to uphold their fiduciary responsibility, instead of chasing lucrative commissions.

4 New features on the Endowus platform

Explore eDDA, fund holdings transfer-in, automatic statement forwarding, and more new features on Endowus HK!

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General Information
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This Website is operated by Endowus HK Limited, which is licensed (CE No. BQR225) under the Securities and Futures Ordinance (Cap571) to carry on business in Type 1 (Dealing in Securities), Type 4 (Advising on Securities) and Type 9 (Asset Management) regulated activities. You can verify this information on the Hong Kong Securities and Futures Commission (SFC) website here.

Not offer, solicitation or sale of any investment product
This website is for information purposes. Nothing contained on this Website constitutes tax, accounting, regulatory, legal or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a promotion, recommendation, solicitation, invitation or offer by Endowus or its affiliates to buy or sell any securities, collective investment schemes or other financial instruments or services, nor shall any such security, collective investment scheme, or other financial instruments or services be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. This is not intended to be an invitation or offer made to the public to subscribe for any financial product or other transaction.

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Past performance is no guarantee of future results
Investment involves risk. The value of an investment may go down as well as up and investors may not get back their money originally invested. Past performance is no guarantee of future results. An investment in a portfolio is not the same as a deposit with a banking institution. Please refer to the respective fund disclosure documentation for details about potential risks, charges and expenses.

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