Go further
this year

  • Get HKD588 off your Endowus Fee (equivalent to at least first year free*) when you sign up today.
  • Applicable for new clients who have not created an Endowus account only.
  • Promotion is valid till 16 February 2025.
sign up now
*Estimated calculation based on a HKD10,000 cash investment amount, with 0.60% Endowus Fee.
Terms and Conditions applies.

Share
the joy

  • Give your loved ones a red packet that can keep growing.
  • When you refer a friend, you and your friend will each get HKD688 off the Endowus Fee.
  • Applicable for new and existing clients.
  • Promotion is valid till 16 February 2025.
refer now

Scale to new heights this Chinese New Year

Glide through the Year of the Snake with exclusive rewards to augment your wealth goals.
Endowus wishes you a prosperous flow of fortune in the Year of Snake!

At Endowus, we believe abundance comes from making wise investments. With institutional and low-cost access to best-in-class fund managers, glide through the new year with peace of mind. To celebrate the joy of the new year, we have lined up a suite of red packet rewards to propel you and your loved ones forward.

Here’s wishing you a slithering and smooth year of the Snake!

Make 2025 your prosperous year – here’s how.

Prosperity goes beyond zodiac predictions and luck!
Take control and scale your wealth with these financial tips, curated based on your current life stage.

Decumulate for retirement

Sustainable decumulation is crucial during retirement, which is about converting the assets you have accumulated into an income stream.

It is to ensure that in the absence of monthly pay cheques, you will still have stable, liquid income throughout your retirement, while your remaining savings  continue to be invested to beat inflation and fund your future needs.
learn more

Assess your retirement readiness

Ensure that you are on track to your retirement goals by doing regular reviews of your financial plan. You are also just a few years before you turn 55, when you will have to decide the next steps for your retirement savings. Take the time now to learn how MPF withdrawal and decumulation works, and work out a plan for how your nest egg will supplement your future retirement income.
learn more

Find your balance

With expenses piling up from mortgages, supporting aged parents, and raising kids, it is common for millennials like yourself – often referred as the sandwich generation – to prioritise your own needs for your loved one’s.  

You probably need to hear this: ensuring your own financial security is not selfish. Investing for your retirement now allows your money and time to do most of the hard work, so you can focus on spending time with your loved ones.
learn more

Set the foundation for financial independence

As early career starters (or soon-to-be), it’s important to learn how to manage your money. Prioritise building an emergency fund and clearing off your education loan. Also, did you know that Warren Buffett began serious investing when he was 10, and it was time in the market and compounding that generated most of his wealth?

You, too, can start early. To maintain the discipline of investing regularly, automate recurring transfers to your investment portfolio.
learn more

Start young

For parents of young ones, it is never too early to impart the importance of saving and patience, such as giving them an allowance to save and spend, and rewarding them when they achieve their saving goals.

Children also have the luxury of time to allow your investments for them to compound. You and your spouse can consider setting up a joint account to make regular investments into a long-term portfolio for your children’s future use, such as an education fund.
learn more

Tap to reveal your rewards

HKD588

off Endowus Fee when you sign up today
sign up now
New sign up exclusive

HKD688

off Endowus Fee when you refer your friends
refer now
Referral exclusive

HKD588

off Endowus Fee when you sign up today
sign up now
New sign up exclusive

HKD688

off Endowus Fee when you refer your friends
refer now
Referral exclusive

Why invest with us

Expert advice
Disciplined, time-tested investing to navigate market volatility and reach your financial goals holistically.
Best opportunities
Institutional, low cost access to best-in-class fund managers with expertise, scale, and real proven track records.
low, fair fees
No commissions. No subscription fees. 100% cashback on trailer commissions. Only an all-in-one Endowus Fee for as low as 0.1% p.a.

Have questions?

When is the promotion period?

The promotion begins at 00:00 on 6 January 2025 and ends at 23:59 on 16 February 2025.

How do I participate?

For new clients, sign up for a new account using the promotional link and the rewards will be automatically applied to your Endowus account upon first investment of at least HK$10,000 made during the promotion period.

Existing clients can participate by successfully referring a friend via your personal referral code.

What constitutes a successful referral?

A referral is considered successful when the referee creates a new account through your personal referral link and invests a minimum of HK$10,000 by the end of the promotional period.

Can I stack the rewards?

Yes, you can stack as many rewards as you can. For example, if you are a new client who signed up using the promotional link and invested HK$10,000 during the promotion period. You will be rewarded with the HK$588 new sign-up bonus. If you subsequently refer 2 friends during the promotion period, you will receive an additional HK$1,376 in Endowus Fee Credit.

Can my current pending referrals count towards the referral promotion?

Yes, pending referrals will be eligible if the referees make a minimum investment of HK$10,000 by the end of the promotional period. Pending referrals refer to referees who create an account before the promotion period but have yet to invest HK$10,000.

When will I get the rewards?

The HK$588 sign up bonus will be automatically issued into your Endowus account upon first investment of at least HK$10,000 made during the promotion period.

The HK$688 referral bonus will be automatically issued into both yours and your referee's Endowus accounts respectively upon successful referral.