Get up to 2.1% p.a* with Endowus Cash Smart 🎉

A smarter way to grow your cash with no limits and no hidden charges.

Grow all your money.

Invest your Cash, CPF & SRS with expert advice towards your life goals, and exclusive access to best-in-class funds at low cost. Start your investing journey from $1,000.

Onboarding available with
Capital Markets Services Licence No. 101051 issued by the Monetary Authority of Singapore
All your transactions are securely handled by our partner broker

Endowus is Singapore's fee-only wealth platform and the first digital advisor for all your money - Cash, CPF & SRS.

Investing better, for all of us.

We find the world's best funds, negotiate lower fees for all of us, and help you build optimal investment portfolios to reach your goals.

Sam Rhee
Endowus Chief Investment Officer (CIO)
Former CEO & CIO of Morgan Stanley Investment Management in Asia
meet the team

See your future grow.

Move the sliders to see what your projected returns could be, and how your investment can grow over time.

Fair fees, forever.

100% trailer fee rebates - an industry first. We partner with asset managers to access their lowest fees possible and rebate 100% of any sales commissions and trailer fees to you.

Our all-in-one fees are a fraction of the industry average, ranging from 0.05% to 0.60% p.a.

see pricing
  • No sales charges.
  • No transaction fees.
  • 100% trailer fee rebates.
  • No hidden charges.
see pricing

Access to the world's top fund managers.

Invest with confidence in leading global fund managers with proven strategies and track records.

We enable access to institutional share-class funds to make  investing more affordable for all of us.

see how we invest
see how we invest

Investment solutions built for you.

General Investing | Grow your Cash, CPF & SRS in global portfolios suitable for your goals. Learn more

Cash Smart | Save better and earn up to 2.0% per annum with no lock ups and no fuss. Learn more

Fund Smart | Build your own investment portfolios with greater flexibility and fund access. Learn more

Private Wealth | 
Personalised services for private clients investing S$1M+ with Endowus. Learn more


Technology-enabled human advice.

Holistic, scientific and simple. Just tell us your life goals, and we'll help you figure out what you need to succeed.

With Endowus, designing your future has never been easier.

Schedule a call
Sin Ting So
Endowus Chief Client Officer
Former Morgan Stanley / Nomura Private Wealth Management
Schedule a call

Convenient. Secure. Trusted.

When you create an Endowus account, we will create a trust account in your own name at UOB Kay Hian, Singapore's largest broker.

This trust account will handle your assets and process the transactions you make on the Endowus platform.


Schedule a call with us.