Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get an $88 head-start to growing your wealth.

Unit trust transfer

Save up to 50% or more* with Endowus today

The more you save on fees, the better your net returns are. Consolidate your investments easily, without needing to sell your unit trust holdings.

Is your company already on Endowus’ employee benefits program? Click here to access your benefits. Want your company to provide Endowus as a benefit?

FOR EMPLOYEES

Work with Endowus to help your employees prepare for a better financial future for themselves.

FOR EMPLOYERS
transfer for free
*Based on Endowus research as of April 2023
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The better way to invest

Through Endowus, you get access to lower cost institutional share class funds, that are not easily accessible to retail investors, and are typically half the cost.

Endowus also rebates a 100% Cashback on trailer fees, with no sales charges and no transaction fees, allowing us to bring costs down to the lowest levels achievable.

That’s the better way to invest.

Fees savings from institutional share class funds

Illustration of fees incurred for investments in the PIMCO GIS Income Fund across different platforms

0.95%

Institutional Fund Fees: 0.55%
Endowus Access Fee: 0.40%

1.45%

"0 Fee" Platform
Retail Fund Fees: 1.45%

1.95–2.95%

private bank
Retail Fund Fees: 1.45%
Sales Fees: 0.50%–1.5%

2.45–4.45%

retail bank
Retail Fund Fees: 1.45%
Sales Fees: 0.80%–3%

1.5–3.5%

net savings
from accessing
through Endowus
Endowus clients get access to institutional shares and much lower minimum investment amounts
Institutional Fund Fees
Access Fee (Endowus)
Retail Fund Fees
Sales Fees
Note: It is assumed that private and retail banks carry the retail share class of this fund. Numbers are based on market research as of April 2023.

Fees savings from institutional share class funds

Illustration of fees incurred for investments in the PIMCO GIS Income Fund across different platforms

1.32%

100% Cashback
on Trailer Fees
0.63% savings
Retail Fund Fees: 1.54%
100% Cashback on Trailer Fees: -0.63%
Endowus Access Fee: 0.40%

1.54%

"0 Fee" Platform
Retail Fund Fees: 1.54%

2.04–3.04%

private bank
Retail Fund Fees: 1.54%
Sales Fees: 0.50%–1.5%

2.34–4.54%

retail bank
Retail Fund Fees: 1.54%
Sales Fees: 0.80%–3%

1.02–3.22%

net savings
from accessing
through Endowus
Endowus clients get access to institutional shares and much lower minimum investment amounts
Access Fee (Endowus)
Retail Fund Fees
Sales Fees
Note: It is assumed that private and retail banks carry the retail share class of this fund. Numbers are based on market research as of April 2023.

Fees savings from institutional share class funds

Illustration of fees incurred for investments in the PIMCO GIS Income Fund across different platforms

0.95%

Institutional Fund
Fees: 0.55%
Endowus Access
Fee: 0.40%

1.45%

"0 Fee" 
Platform
Retail Fund Fees:
1.45%

1.95–2.95%

private
bank
Retail Fund Fees:
1.45%
Sales Fees:
0.50%–1.5%

2.45–4.45%

retail
bank
Retail Fund Fees:
1.45%
Sales Fees:
0.80%–3%

1.5–3.5%

net savings
from accessing
through Endowus
Endowus clients get access to institutional shares and much lower minimum investment amounts
Institutional Fund Fees
Access Fee (Endowus)
Retail Fund Fees
Sales Fees
Note: It is assumed that private and retail banks carry the retail share class of this fund. Numbers are based on market research as of April 2023.

Fees savings from institutional share class funds

Illustration of fees incurred for investments in the PIMCO GIS Income Fund across different platforms

1.32%

100% Cashback
on Trailer Fees
0.63% savings
Retail Fund Fees:
1.54%
100% Cashback on
Trailer Fees: -0.63%
Endowus Access
Fee: 0.40%

1.54%

"0 Fee" 
Platform
Retail Fund Fees:
‍1.54%

2.04–3.04%

private
bank
Retail Fund Fees:
‍1.54%
Sales Fees:
‍0.50%–1.5%

2.34–4.54%

retail
bank
Retail Fund Fees:
1.54%
Sales Fees:
‍0.80%–3%

1.02–3.22%

net savings
from accessing
through Endowus
Endowus clients get access to institutional shares and much lower minimum investment amounts
Access Fee (Endowus)
Retail Fund Fees
Sales Fees
Note: It is assumed that private and retail banks carry the retail share class of this fund. Numbers are based on market research as of April 2023.

Here's how much you can save in fees

Illustration of fees saved for investments in three popular funds.

For other funds and fee calculations, please reach out to support@endowus.com to enquire on the specific fund(s).
We currently only accept SGD cash funds. CPF or SRS funds are not eligible for transfer in.

Fund name

Amount
(SGD)

Fees saved
per year (%)

Potential savings
over 30 year (SGD)*

PIMCO GIS Income Fund
$100,000
0.65%
$43,801
FSSA Dividend Advantage Fund
$100,000
0.25%
$15,071
Allianz Income & Growth Fund
$100,000
0.38%
$23,676
Assuming 4%, 7%, and 6% returns per year based on the 10-year annualised returns of each fund as of June 2023, Endowus Access Fee (0.3% p.a.), and comparing the respective fund-level fees at Endowus (after trailer fee Cashback and assuming Cashback is re-invested) and the highest fee charged by a retail fund platform in Singapore. For the methodology of representative historical data, please refer here.
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ISIN

SGD$ Amount

% fees saved per year

SGD$ saved per year

ISIN
SGD$0
Fees Saved
Amount Saved
ISIN
SGD$0
Fees Saved
Amount Saved
ISIN
SGD$0
Fees Saved
Amount Saved

Total amount saved per year

SGD$0

IMPORTANT: All amounts reflected are estimates based on our comparisons between the share class we provide as well as the average fees charge by other providers.
If the ISIN you are searching for is unavailable via this calculator, it may still be eligible for asset transfer. Please reach out to support@endowus.com to find out more.
Calculate more funds
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Transfer your unit trusts in four simple steps

01
set up an
endowus account
If you already have an existing Endowus account, you can proceed to Step 02.
02
Initiate the
transfer out process
Fill up the transfer out form(s) on your distributor’s end and the transfer in form from Endowus, or send us an email request, and we’ll provide the relevant transfer paperwork.
03
SEND US YOUR
DOCUMENTS
Share the filled-out forms together with your latest statement of holdings, with your Endowus advisor.
04
LEAVE THE
REST TO US
Once we have the relevant items, we will contact your distributor requesting for your assets, kickstarting the whole transfer process.
transfer for free
Do I have to
exit and re-enter
the market when
transferring?
No. There is no buying and selling of funds, so you can maintain the amount of time you have had in the market.
Is it easy to
transfer from
multiple different
platforms?
You can send us an email at support@endowus.com, and we’ll provide all the relevant transfer paperwork. It's that simple!
Will I get support
from Endowus?
Yes, we are always here to help. A client advisor will be assigned to you once you have filled up the transfer in form.
Is this available
for Individuals or
for Corporates
Unit trust transfer is available for both individuals and corporates.
How long does the
transfer take?
The whole process can take 2 weeks or more, depending on the processing speed of the bank/distributor. On average, we see that the time taken is 6-8 weeks.
Which funding
source is this
available for?
We currently only accept unit trusts funded by Cash, and we are working on our capability to accept SRS and CPF assets.
Have other
questions
in mind?
Feel free to contact us via Whatsapp or email us at support@endowus.com

Still exploring? Discover our 400+ best-in-class funds

Discover which funds are eligible to be transferred and how Endowus can help you save on your fees.

For funds not found, please reach out to support@endowus.com to enquire on the eligibility of your asset transfer.

see our 400+ funds available
Learn more