Investing 101 with Endowus
A step-by-step guide to
kickstarting your investing journey
Basics of Investing
Learn how markets work and other investment fundamentals
Why should we invest?
Investing is not as painful as it seems — it can be accessible, simple, fair, and come with low costs. Here are three reasons why you should begin your investment journey early.
Investing is not gambling
Are you an investor or a market speculator? Here are the differences between the two and how to avoid gambling with your money.
What are equities?
Understand how shares are created for trading, why you should invest in stocks, and what makes a good equity investment.
How is a stock valued?
Financial ratios are helpful metrics to analyse a stock investment. Learn about the commonly used price-to-earnings (P/E) and price-to-book (P/B) ratios.
The power of passive investing
A passive approach can take the stress out of investing. Learn why it is often preferred to active investing.
Building a classic investment portfolio
How should you construct your first investment portfolio? Consider the classic 60/40 strategy, with 60% in stocks and 40% in bonds.
Learn about Endowus core-satellite strategy
With Endowus’ core and satellite portfolios, you can build a strong foundation, invest in what you believe in, and tailor it to your goals.
Which robo-advisor suits you best?
Not all robo-advisors are created the same. We discuss the different investment approaches used by digital wealth management platforms in Singapore.
Why do habits matter?
Being patient with your money will allow the power of compounding and time to do the heavy lifting, without much effort on your part.
Adulting with my money
Wondering how to start managing your money? Here are helpful tips: set up a core investment portfolio, don’t hold too much cash, and more.
Managing our personal budget
Keeping track of our expenses ensures that our hard-earned money is spent meaningfully. Here are five simple steps to plan a realistic budget.
Keeping an emergency fund
Everyone should set money aside for unexpected large expenses. Learn how to build an emergency fund, and where you should keep it.
Retiring with peace of mind
It pays to plan and save for retirement early. Use this simple checklist to prepare for your golden years.
Learn about decumulation for retirement
After building your wealth for decades, how should you draw down on those funds when you retire? Decumulate wisely to avoid outliving your nest egg.
Retiring with the 4% rule
4% — that’s the popular rule of thumb to determine how much money retirees can comfortably spend each year. Is it still useful amid high inflation?
Why is legacy planning important?
Everyone needs a plan in place to manage their assets after their death. Here are five things to consider for legacy planning in Singapore.
Making our first CPF contributions
Just entered the job market? Here’s what to know about CPF as a fresh graduate, to start your adulting journey on the right foot.
Learn how to read CPF statements
The CPF yearly statement of account makes it easy to take charge of your finances, with personalised insights on how to grow and manage CPF savings.
Can our CPF keep up with inflation?
Rising consumer prices erode our purchasing power. Find out how to manage your CPF savings effectively to beat inflation.
Learn these useful CPF hacks
Want to reduce your income tax? Good news — you can get tax relief easily by making CPF and SRS top-ups. Find out how.
Women & Investing
Take charge of your finances and own your worth.
CPF investing for women
Across older age groups, Singapore women have far lower CPF account balances than men. There's room to consider investing your OA savings.
The gender investment divide
Investment solutions should meet women's unique needs and life goals. Taking control of your money and rethinking stereotypes is key.
What is goal-based investing?
When you invest to achieve specific goals — such as retirement or buying a home — you can better identify how much to invest and the best strategy for you.
Prioritise our financial goals
Understanding how to prioritise your goals will help you figure out how much to save, invest, and strategically put your money to work.