Register for the webinar
Join us in the upcoming live webinar as we unpack investment strategies for SRS.
Watch the replay
Chapters:
05:14 â Introduction to SRS
07:01 â How to minimise your payable tax with SRS
09:20 â Worked example of how SRS tax relief works
11:12 â Planning your finances across life stages
13:19 â How a retiree may finance their retirement lifestyle
15:31 â Why you should invest your SRS monies
19:10 â What are your SRS investment options?
24:32 â How are Endowus clients investing their SRS?
31:45 â SRS investing options on Endowus
34:37 â How can you strategise your SRS investments?
41:59 â Q&A: How does Endowus compare against other roboadvisors?
43:55 â Q&A: Should you top up your CPF or SRS first?
45:42 â Q&A: At what income tax bracket should you contribute to SRS?
47:54 â Q&A: At age 65, how should you invest your SRS?
49:12 â Q&A: Should you invest your SRS in dividend stocks or income funds?
âAbout the session
The Supplementary Retirement Scheme (SRS) has been increasingly adopted by Singaporeans and foreigners for tax relief and retirement planning. As of end-2023, the number of SRS account holders is at its highest at over 420,000.
Insurance, shares, REITs and ETFs make up some of the highest compositions of SRS investment portfolios, but are they really the best fit for your risk tolerance and financial goals?
Join Shengshi Chiam, Personal Finance Lead, and Lean Sing Ding, Senior Client Advisor at Endowus, as they discuss how investors can weigh their SRS investments, and optimise them through a holistic wealth planning approach.
Topics covered:
- How to plan your SRS portfolio as part of your overall investment strategy
- What other investors are doing with their SRS funds
- What your SRS investment options are, and how to determine what is best for you
About the speakers
Sheng Shi Chiam
Personal Finance Lead, Endowusâ
Sheng Shi is a personal finance enthusiast who believes that anyone should be able to manage their savings with confidence. He was in charge of Endowus financial blog and YouTube channel previously. Currently, he manages all grassroots and policy engagements.
He is a CFA Charterholder and previously covered China Private Equity Funds in CapitaLand.
He graduated with a B.B.A (Hons) in a double specialisation in Finance and Supply Chain Management from the National University of Singapore and is a CFA Charterholder.
Lean Sing Ding
Senior Client Advisor, Endowusâ
Lean Sing is a senior client advisor at Endowus and has close to a decade worth of experience working in the banking and in FinTech industries.
In his role, Lean Sing provides investment advisory services to both individual and institutional clients, ensuring that clients of all stripes find the right financial solutions to their investment goals.
Lean Sing is passionate about âdoing right by clientsâ - and with Endowus - he hopes to elevate financial literacy, transparency and integrity in the wealth management industry.
He holds degrees from University of Melbourne as well as Regent College.