Planned maintenance 🚧

To serve you better, we will be conducting scheduled maintenance on 13 Jul'22, 23:00 SGT for approx. 3 hours.

The platform will be unavailable between 3pm and 4pm SGT on 16 Nov 2023. We apologise for any inconvenience caused.

Find out more

Choose another country or region to see content specific to your location.

✓

Singapore

Hong Kong

Create account

Invest

Choose your funding source

Invest CPF >

37% of your income goes into CPF. Invest it to grow faster than 2.5% p.a.

Invest SRS >

Get tax relief with SRS contributions and invest them to grow beyond 0.05% p.a.

Invest Cash >

Explore ways to grow your cash from short-term needs to long-term wealth.

choose from

expert advised portfolios

View all portfolios

Flagship >

Invest in a globally diversified portfolio for your long-term wealth.

Income >

Earn passive income through portfolios focused on dividends and stability.

Cash Smart >

Maximise your cash with higher yields, with no lock ups and no limits.

View all portfolios >

Maximise your cash with higher yields, with no lock ups and no limits.

BUILD YOUR OWN PORTFOLIO

WITH BEST-IN-CLASS FUNDS

View all 400+ funds

SRS Collection funds

Hidden investment gems

ESG and sustainability

Portfolio performance

Private infrastructure

Recommended portfolio changes

Satellite – China Equities

Our Solutions

Satellite – Megatrends

Our Solutions

Satellite – Real Assets

Our Solutions

Satellite – Technology

More Authors

Jupiter Asset Mangement

Tan Yan Rong

Lim Si Ya

Alfonso Ricciardelli

Endowus Investment Office

Rui Shan Tan

Nicolas Goh

PineBridge Investments

Fidelity International

Ludovic de Pampelonne

Insights

A collective of writers

Personal Finance

Retirement

CPF Special Account closure: What happens at 55 and what to do next

October 22, 2026

Personal Finance

Retirement

Webinar: Ask an advisor: Turn SRS tax savings into retirement income

October 20, 2026

The price of protection: how option hedging works, and what it costs

Investing

Fundamentals

The price of protection: how option hedging works, and what it costs

October 14, 2026

Personal Finance

Income Tax

Tax relief in Singapore (YA 2027): Are you missing out on tax savings?

October 13, 2026

Private credit beyond the headlines

October 9, 2026

How to build a holistic retirement plan with cash, CPF, and SRS

Investing

CPF & SRS Investing

How to build a holistic retirement plan with cash, CPF, and SRS

October 8, 2026

CPF Retirement Account: top up to ERS or invest instead?

Investing

CPF & SRS Investing

Should you top up your CPF Retirement Account to the Enhanced Retirement Sum?

October 5, 2026

Personal Finance

Income Tax

SRS tax relief guide: how much can you save in 2026?

October 5, 2026

Guide to Supplementary Retirement Scheme (SRS)

Investing

CPF & SRS Investing

Your guide to the Supplementary Retirement Scheme (SRS)

October 5, 2026

Personal Finance

Income Tax

Guide to SRS for foreigners: contribution limit, tax relief, and withdrawal

September 28, 2026

Guide to HDB BTO and resale flats for Singaporean singles

Personal Finance

Housing

Guide to HDB BTO and resale flats for Singaporean singles

September 24, 2026

What you need to know about CPF top-ups via the RSTU scheme

Personal Finance

Retirement

What you need to know about CPF top-ups via the RSTU scheme

September 24, 2026

Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE

Invest with us
How we invest
Invest CPF
Invest SRS
Invest Cash
ESG sustainable
Income
Cash Smart
Fund Smart
Exclusive HNW solutions
Institutional Cash
Corporate Benefits
Private Markets & Hedge Funds

About
Fees
Getting Started
Our Investment Approach
Our Team
Our Clients
Our Fund Managers
Newsroom
Careers at Endowus
Security
Important Notices
Platform Status

Resources
Insights
Empower
FAQs
Investing 101
Wealth Insights Report
HNW Investor Sentiment Report
Appointed Representatives
Get in touch with us
Report a security issue
Legal

Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”) (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.