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Endowus HK Referral Program

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This promotion is organised by Endowus HK Limited (“Endowus”). It should not and does not constitute an offer, solicitation, invitation, recommendation for buying or selling of investment products or as basis on making any investment decision, or constitute as professional advice. Participants should, before making any investment decision, understand the risks and the relevant laws, tax and accounting principles and consequences, and whether such persons can bear such relevant risks, and if necessary, should seek professional advice.

Who is eligible? 

The promotion is only valid for Endowus clients who have received the email invitation “A reward for being one of our pioneer clients” from Endowus. Endowus shall retain absolute discretion to decide on the eligibility for participation in the promotion. 

Promotion Period” begins from 00:00 on 20 March 2023 and ends at 23:59 on 30 September 2023, unless Endowus exercises its rights under paragraph 6 below.

What do I need to do to participate in the promotion

Through the Endowus Exclusive Referral Program, you can invite up to 5 friends (“Referee”) to sign up for an Endowus account by sending them your personal invite link attached in the invitation email “A reward for you and your loved ones". The Referee has to invest a minimum of HKD$10,000 in any Endowus product (the “Qualifying Investment”), upon which this will be considered a “Successful Referral”. Eligible referees must not maintain any account or any products or services in sole name or joint name with Endowus prior to the date of creating the account under this promotion and must not be a staff of Endowus. Note that uninvested cash balance is not considered a Qualifying Investment.

Please send invites only to people you know personally who will be glad to get them. Referrals should only be used for personal and non-commercial purposes. Do not spam anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral link. Do not pay to advertise your referral links.

When and what do I get from the promotion? 

For every Successful Referral, both you and your Referee will receive HKD$500 Endowus Fee credit each. The Reward will be credited to your and your Referee’s Endowus account by 30 September 2023. Endowus Fee credits will be valid for a period of 6 months from the date of issuance.

For avoidance of doubt, if you complete 5 Successful Referrals, you will receive a total of HKD $2,500 Endowus Fee credit, and each of your Referees will receive HKD$500.

What else do I need to know?

1. Endowus accepts no responsibility for accounts not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

2. Please note that the ability to make an investment on the platform will be contingent upon a participant successfully opening an account with Endowus. Endowus reserves the right to decline new client accounts that do not meet our know-your-customer (KYC) and funding requirements.

3. Endowus reserves the right to not allow participation by any person, at its discretion. In addition, Endowus reserves the right to disqualify any participant that is suspected of any fraudulent activity such as, but not limited to, creation of fake accounts.

4. The decision of Endowus regarding any aspect of the promotion is final and binding.

5. Participants are deemed to have accepted and agreed to these terms and conditions by signing-up. Endowus reserves the right to refuse entry, or refuse to award anyone in breach of these terms and conditions.

6. Endowus reserves the right to hold, void, cancel, suspend, or amend the promotion or these terms and conditions (in whole or in part) at any time without prior notification to participants. Whilst we will always use our best endeavours to honour our promotions, events beyond our control may occur that would render the award of the promotion impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

7. By entering the promotion, participants agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the promotion.

8. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Hong Kong. Any disputes arising out of or in connection with these terms shall exclusively be submitted to and dealt with by the competent court in Hong Kong.

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