Endowus launches Income Enhanced Portfolios, catering to investors' needs for either enhanced protection or higher income potential
- Designed in line with Endowus’ disciplined portfolio construction approach, the portfolios offer additional options for income investors who are either seeking greater downside protection or looking for higher income returns
- Beyond traditional bonds: Endowus introduces Income Enhanced Portfolios that go beyond conventional fixed income strategies, utilising a broader set of AI/PI only building blocks to meet investors’ income needs.
- The Conservative Portfolio leverages a strategic blend of traditional fixed income and liquid alternative strategies and aims to deliver improved risk-adjusted return with an attractive level of income.
- Designed for higher risk tolerance, the Aggressive Portfolio seeks higher income and total returns by venturing beyond traditional high yield into areas such as emerging and frontier markets, AT1s1, and credit default swaps[CDS]2, capturing additional yield potential and diversification benefits.
Hong Kong / Singapore — 9 December 2025 — Endowus, Asia’s leading independent wealth advisor and investment platform, introduced its Income Enhanced Portfolio, designed to deliver enhanced outcomes through risk diversification and alpha from a wider opportunity set, ultimately meeting investors’ income needs better. The portfolio is available only to professional and accredited investors in Hong Kong and Singapore.
As interest rates begin to ease globally and traditional income products’ yields diminish, investors continue to search for dependable income without taking on excessive concentration risk.
The Endowus Income Enhanced Portfolio is designed to cover two approaches - Income Enhanced Conservative, which seeks to offer a more resilient and reliable income strategy; and Income Enhanced Aggressive which aims to capture higher potential income while avoiding the pitfalls of narrow market exposure. The portfolio is able to deliver these differentiated approaches by working with specialised fixed income managers including Algebris Investments, Barings, Man Group, RBC BlueBay and UBP Asset Management among others.
Samuel Rhee, Chairman and Group Chief Investment Officer, said, “Income investing isn’t about chasing the highest yield. It’s about achieving better risk-adjusted outcomes while still meeting your income needs. With this strategy, we’ve taken a more intentional approach to manage risks more deliberately so investors can pursue yield with greater resilience through different market cycles.”
Income Enhanced Conservative Portfolio: For resilience and capital preservation
The strategy is built for conservative investors who want reliable income streams with a strong focus on capital preservation. It starts with a traditional investment-grade fixed income core, then layers in additional return drivers to make the portfolio more resilient through market cycles. This includes using absolute-return fixed income funds where returns are less tied to market swings. Expert manager selection also plays a key role in adding additional manager alpha to the portfolio. The result is a balanced and defensive income solution that seeks better risk-adjusted outcomes than a typical long-only bond fund.
Income Enhanced Aggressive Portfolio: Potent and resilient high income
The aggressive strategy is designed for investors seeking higher income potential and who are comfortable with taking more risk. Rather than relying solely on traditional high-yield corporate bonds, the portfolio taps into a broader universe of income opportunities — including frontier markets bonds, emerging markets debt, and financial credit instruments — each chosen for their ability to complement one another and offer differentiated sources of return. By spreading risk across these varied credit markets and pairing them with experienced fund managers, the strategy aims to deliver a more powerful, yet still thoughtfully managed, income stream over time.
The Income Enhanced Portfolio is built on the same investment principles that guide Endowus’ broader suite of portfolios — a disciplined, evidence-based approach that combines diversification, thoughtful risk management, and access to specialist managers. Rather than relying on a single asset class or chasing returns in isolation, Endowus designs its portfolios to deliver more resilient long-term outcomes by widening the opportunity set and balancing return drivers across different market conditions.
Income Enhanced continues this philosophy, offering investors a more considered way to pursue income in a shifting market environment while remaining aligned with Endowus’ commitment to transparency, alignment, and long-term wealth building.
