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In the press

Endowus launches flexible short-term cash management for HK investors

Endowus has launched the Endowus CashUp investment portfolio to offer access to institutional-grade, flexible short-term cash management services for Hong Kong investors. The Endowus CashUp Portfolios, which consists of CashUp Simple and CashUp Plus portfolios, offers exposure to multiple money market and ultra-short duration fixed income funds, curated by the Endowus Investment Office. These funds are curated from global managers including Amundi, HSBC AM and Ping An.

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Endowus推新投資組合

Asia’s leading digital wealth management platform Endowus has teamed up with Amundi, HSBC AM and Ping An to launch a new Endowus CashUp investment portfolio in Hong Kong, providing institutional level and flexible short-term cash management solutions for Hong Kong investors, with an expected annual net yield of up to 5.5%. The minimum investment amount for the Endowus CashUp portfolio is $100, with no lock-up periods, no subscription or withdrawal fees, and no maximum caps.

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Money Talk: Your Money (22 Jan)

Gregory Van, CEO of Endowus, shared key tips on how investors should rebalance their investment portfolio for the new year. Investors must first evaluate their current expenditure and ensure that their investment portfolio is sufficient to cover expenses in the next 10-15 years. Thereafter, check that investments are running at a cost level commensurate with the net return. If they perform below their initial set goal, rebalance the portfolio to improve long-term investment performance.

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The Endowus-Carret private acquisition: How has it fared so far?

Since Endowus’ acquisition of Carret Private in 2022, Carret continues to operate independently, while allowing clients access to the Endowus platform. Both firms continue to share resources such as investment strategies and opportunities, bringing centralised CIO office benefits, as well as greater access to private market solutions. Gregory Van, CEO of Endowus, highlighted that Endowus’ priority is to grow on both ends and collaborate, as there are tailwinds for both firms to reach a very broad audience.

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Hong Kong CEOs plan to tap wealth management, ESG opportunities in Greater Bay Area in 2024, survey finds

In this piece by SCMP, Gregory Van, CEO of Endowus highlighted that the wealth management business should be “conflict-free” and have a deep impact on lives, society, and future generations. Endowus expanded in Hong Kong last year as it sought to leverage the city’s bid to become a top wealth centre.

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战争对市场的影响居然是上涨

As geopolitical tensions rise and investors become increasingly anxious, Samuel Rhee, chairman and CIO of Endowus, discussed the impact war and conflicts have on financial markets. Many wars have had minimal impact on the existing trajectory of markets, and markets have weathered more than their fair share of geopolitical events over the years. The worst thing for markets is not war but the uncertainty that creates volatility. On the bright side, the stock market normally prices in risks quickly, reassesses growth and earnings, and moves forward as it has always done.

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2024學會愛自己 先學「覆盤」

As we approach the end of 2023, Steffanie Yuen, Head of Hong Kong at Endowus, shared six steps that investors should take to properly review and adjust their long-term investment plans for 2024. This includes reevaluating your expenses, building an emergency fund, repaying existing debts, and reviewing your insurance coverage. From here, investors should review the risk and profit of their investment portfolio to ensure that it's on track to achieving their financial goals, and lastly, establish a retirement plan.

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The power of compounding in fees isn't a wonder you want in investments

Steffanie Yuen, Endowus’ Head of Hong Kong, explained what trailer fees are and why Endowus chose to operate on a fee-only distribution model. Hong Kong is constantly ranked as one of the most expensive jurisdictions to buy funds where investors are charged various fees that eat into their returns. Endowus rebates 100% of the trailer fees received from fund houses to ensure that the firm is aligned with its clients’ interests to find the best products and the lowest cost.

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【搶企業】新加坡投資平台攻港 推動無利益衝突銷售模式

Hong Kong’s wealth market is almost twice the size of Singapore’s, reaffirming its position as an important regional wealth management hub. Despite its wealth, Gregory Van, CEO of Endowus emphasised that Asia’s ongoing retirement crisis needs to be addressed. Steffanie Yuen, Endowus’ Head of Hong Kong, introduced Endowus as Hong Kong’s first fee-only, non-commission-based, conflict-free digital wealth management and fund platform to offer better advice to clients at a fairer cost.

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Endowus enters Hong Kong, challenging commission biases in financial advisory

Gregory Van, CEO of Endowus, highlights the disparity where a commission-based sales model of wealth management firms often leads to misaligned advice and Hong Kong investors paying high fees that eat into their returns. Endowus aims to address such pain points through its institutional share class access and 100% cashback on trailer commissions. To date, Endowus has saved its clients US$40m (HK$312m).

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甜蜜VS負荷 生兒育女篇

To deal with the rising costs of raising children, Steffanie Yuen, Head of Hong Kong at Endowus shared tips for aspiring parents. Couples should establish two buckets of money, one to prepare for pregnancy and postnatal costs, and another to prepare for the child’s future education needs. Parents should choose investment tools and strategies that suit their financial situation, time horizon, and risk tolerance, keeping in mind to review and adjust their investment plans regularly.

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Endowus與Brookfield Oaktree達合作

Endowus partners with Brookfield Oaktree Wealth Solutions to expand its alternative offerings for clients. Endowus Private Wealth clients can now build institutional-quality portfolios through Brookfield Oaktree Wealth Solutions on the digital wealth platform. The fund applies a flexible approach across the private and public debt spectrum, allowing for dynamic allocation in response to changing market conditions.

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智安投伙兩資管公司 客戶可投博楓及橡樹資本另類投資產品

Endowus' partnership with Brookfield Oaktree Wealth Solutions expands alternative offerings for wealthy clients on its digital wealth platform. Through this, Endowus’ accredited individuals and family office clients in Singapore and Hong Kong can gain access to Brookfield Oaktree's private credit and semi-liquid funds.

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拒絕一個頭三個大

How can women better balance their income and expenses? Steffanie Yuen, Head of Hong Kong at Endowus shared four key tips. Women should assess their monthly expenses, and cut down on non-essential expenses to avoid lifestyle creep. They can then build an emergency fund by investing in low-risk and high liquidity assets, and prepare for medium and long-term financial goals through a diversified, low-cost portfolio to reduce risk and achieve more stable profits.

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精明女孩 不費錢買花戴

Steffanie Yuen, Endowus’ Head of Hong Kong, outlined the costs associated with investing in stocks and funds. Brokerage platforms may offer ‘zero-commission’ and instead charge a fixed platform fee per transaction, amounting to large costs for investors who trade frequently. Investors also need to be aware of management fees, subscription fees, and conversion fees when investing in mutual funds.

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Generative AI cannot be used to ‘beat the market,’ says fintech company

Samuel Rhee, Chairman and CIO of Endowus, opined that Gen AI will not be used to solve investing problems of timing the market, but instead helps improve the customer experience and operational efficiencies. Most importantly, Gen AI will provide the much-needed customisation that is important for clients within the wealth management industry.

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投资理财：市场反应消极 利率走势仍充满不确定性

As fixed income markets head into a third consecutive year of losses, investors should assess the likely fallout from higher-for-longer interest rates. Samuel Rhee, co-founder and CIO at Endowus, shared that it is hard to predict where interest rates are heading, and growth, as the only silver lining, is the biggest risk to future returns for equity and bond markets. Therefore, amidst the unpredictability in a growth-scarce environment, quality is what matters. Quality growth in equities and higher-quality credit in the fixed income markets have performed relatively better and are likely to continue to do so.

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競爭對手︱新加坡智安投進軍香港 總經理：新加坡增長要快過香港很多年才有機會取代香港

Steffanie Yuen, Head of Hong Kong at Endowus, shared about Hong Kong’s attractiveness as a wealth management hub, emphasising its geographical advantage and role as a gateway to clients in Mainland China. Endowus strategically expanded into Hong Kong with a focus on driving digital adoption in wealth management among family offices.

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智安投不收基金公司佣金 更符合客戶利益

Endowus, Asia’s leading wealth management platform, is committed to improving the private wealth experience while remaining independent and conflict-free in serving its clients’ best interests. In an interview with Fintech Week, Steffanie Yuen, Head of Hong Kong notes that Endowus will benefit from the HKEX retail fund platform which allows distributors to provide funds to clients at lower entry fees, with greater transparency.

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Money Talk: Your Money (17 Oct)

What are trailer fees? Steffanie Yuen, Head of Hong Kong at Endowus, defined common financial jargon and explained the impact of incurring trailer fees. Trailer fees are a commission paid by an investment firm to a distributor, which often leads to a conflict of interest when distributors are incentivised to sell clients products with higher trailer fees. Investors are encouraged to look out for such hidden costs in their investments.

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4大投資步驟 把握黃金時間

Generation X, i.e. the sandwich generation often struggle to balance their personal life and the financial needs of dependents. Steffanie Yuen, Endowus’ Head of Hong Kong, shared four key principles for Gen X individuals planning to invest. One should first establish an emergency fund that covers household expenses for 3-6 months, before reviewing their short-term financial goals for the next five years. Subsequently, adopt a core satellite allocation framework that suits one’s long-term plans before considering a more aggressive investment approach.

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"There is a massive flaw in the industry": How this wealth tech targets affluent professionals

Gregory Van, CEO of Endowus, highlighted the broken wealth experience within the banking and financial industry where investors are charged high commission fees due to a conflict of interest between the distributors and clients. Endowus established the fee-only model by rebating all trailer commissions back to the client to tackle the issue and offer greater accessibility to best-in-class products as well as advisory services, to serve the best interests of clients.

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Money Talk: Your Money (10 Oct)

Why are interest rates getting higher? Steffanie Yuen, Head of Hong Kong at Endowus, defined various macroeconomic terms and shared the pros and cons of a high-interest rate environment for consumers and investors. High interest rates are beneficial for investors but one should always define their financial goals, and account for all financial obligations before making any financial decisions.

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长期投资成功关键 消除情绪和心理偏见

In this op-ed, Samuel Rhee, Chairman and CIO of Endowus unpacked two key factors that prevent individuals from investing: When individuals are afraid of losing money, and when individuals feel like they already lost money due to not buying when the market was up. However, times when markets fall are fewer than people expect, and statistically, financial markets have always skewed positively. Investors are advised to stick to a regular investment plan as the markets will generate returns in the long run.

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Endowus teams up with world’s third largest private equity firm

Digital wealth management firm Endowus has partnered with EQT to allow Endowus Private Wealth clients in Hong Kong and Singapore to access high-performing EQT funds via investment solutions offered on its platform. Samuel Rhee, co-founder and CIO expressed Endowus’ excitement in this partnership to give investors greater and well-managed access to alternative solutions.

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Endowus teams up with private equity firm EQT

Endowus, Asia’s leading wealth management firm has unveiled a partnership with global private equity giant EQT. The partnership will allow Endowus' clients in Hong Kong and Singapore access to EQT funds, broadening their access to private markets at lower minimums and with shorter lock-up periods. Samuel Rhee, co-founder and CIO of Endowus shared that the partnership allows investors to further diversify their portfolios and reduce overall risk in volatile market periods.

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回顧理財清單 審視投資債務

As interest rates remain high in the US and the federal fund rate reaches a 22-year high, investors may be swayed to act on their emotions. Steffanie Yuen, Head of Hong Kong at Endowus advised investors to not be hasty and highlighted the importance of creating a personal finance checklist periodically, especially when the market is volatile. Keeping a list of annual financing considerations - expenses, debt, savings, insurance, and investment portfolio - helps to track their financial progress, and plan a suitable investment strategy for 2024.

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LinkedIn Top 10 Singapore Startups 2023: Fintech startups dominate the list

Endowus was named one of top 10 Singapore Startups by LinkedIn in 2023. The list features the 10 best startups based on data analyses in four core areas: employee growth, jobseeker interest, member engagement within the company and its employees, and the startups' ability to attract talent from LinkedIn's Top Companies list. The companies were selected from over 950 million LinkedIn members, including three million from Singapore.

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Endowus智安投評測：獨立網上財富管理平台讓散戶投資機構級基金

Endowus, Asia’s leading fee-only wealth platform offers Hong Kong clients a fair and conflict-free hybrid wealth experience by pioneering a non-commissioned-based model that does not charge any trailer fees or sales commissions. Endowus currently manages assets worth over US$5 billion (HK$39 billion), providing institutional-share class investment opportunities for its clients at a low, fair fee. Endowus’ Fund Smart platform, offers clients access to over 200 best-in-class funds across asset classes including cash & money market, fixed income, equity, multi-asset, and commodities.

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加息周期供樓 智取機遇策略

Steffanie Yuen, Head of Hong Kong, discussed the pros and cons of clearing housing mortgages in a high interest rate environment. Those who pay off their mortgages early do so to reap the benefits of shortening the repayment period while reducing the total repayment amount. However, this results in lower asset liquidity which compromises emergency funds while increasing opportunity costs of investing in other products. Investors can thus opt for shorter-term, cash management products such as money market funds.

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移民移居 計好4盤數

As immigration has become increasingly popular among Hong Kong residents, Steffanie Yuen, Head of Hong Kong at Endowus shared four financial tips for those looking to immigrate. Start with setting a budget and divide relevant costs into two buckets - migration expenses and living expenses. Most importantly, one should familiarise themselves with foreign tax policies as the budget should take into account all taxation requirements.

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WealthTech Endowus | Sam Rhee | DigFin VOX Ep. 65

Samuel Rhee, co-founder and CIO of Endowus explained the firm’s mission to disrupt the private banking industry, and solve the misalignment of interests between fund managers, banks, and private wealth clients. Beyond fixing the broken wealth experience in Asia, Endowus will tap into its technological solutions to improve the wealth management experience and scale its business.

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「懶人賺」有4種賺法可揀

As inflation continues to erode consumers purchasing power, Steffanie Yuen, Endowus’ Head of Hong Kong, highlights the importance of building a passive income to combat inflationary pressures. Investing in assets of lower volatility and risk, helps one maintain fiscal stability, improve work-life balance, and achieve long-term financial goals. Recommended products include dividend-paying stocks and funds, bonds, money market funds, and REITs.

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Global banks, Asian billionaires pile into Endowus' latest fundraising

Singapore's digital advisor, Endowus, it today backed by notable investors including Citi Ventures, MUFG Innovation Partners, UBS Next, EDBI, Prosus Ventures, Lightspeed Venture Partners, Singtel Innov8, and unnamed Asian billionaire families. The company's fee-only, digital-first approach, aimed at mass affluent and early HNW clients, has garnered support despite a challenging fundraising environment. Endowus will employ the funds to expand further in its core markets of Singapore and Hong Kong, solidifying its position as a key player in the digital wealth management landscape.

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Wealth adviser Endowus Group raises US$35 million to fund Hong Kong expansion, with an eye on Greater Bay Area potential

Singapore's Endowus Group, a digital wealth adviser, secures HK$273 million ($35 million) in funding, aiming to bolster its presence in Hong Kong. The company plans to utilise the proceeds for client acquisition, product education, and solutions development in the city, highlighting its strategic importance in the Greater Bay Area. With Hong Kong positioning itself as Asia's wealth management and hedge fund hub, Endowus views the region as promising for growth. The wealthtech platform obtained a license to operate in Hong Kong in 2022 and launched its services there this year.

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Singapore wealth management platform Endowus raises $35M

Singapore's Endowus secures $35M in funding with new and existing investors. The wealth management platform stands out by serving private wealth and public pension, offering a fully automated process for investors. Endowus further differentiates by providing top-performing funds managed by professionals, rebating all trailer commission fees through cashbacks. It has over $5 billion in assets under management, and US$40 million created in savings for clients. Co-founder Samuel Rhee emphasises the outsized opportunity for wealthtech players in the APAC region, which accounts for a significant portion of global wealth.

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EDBI-Backed Wealth Management Startup Raises $35 Million To Expand In Hong Kong

Singapore-based Endowus has raised a total of US$95 million in funding to date, from partners including Citi Ventures, MUFG and four Asian billionaire families. Reporting 80% revenue growth in 2022, the wealthtech firm now looks to enhance its offerings in Hong Kong. The initial market launch included a fee-only wealth platform, a self-serve fund platform with 200+ funds, and private wealth management. Endowus' dedicated tech stack for Hong Kong has yielded positive initial responses, solidifying its standing in the competitive wealth management sector.

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「賺轉數」不如「賺幅度」

The Endowus Wealth Insights Report 2023 highlighted that 1 in 3 women in Hong Kong aim to explore new wealth management platforms and products. For women looking to grow their wealth, Steffanie Yuen, Head of Hong Kong at Endowus, shared why time in the market is more important than timing the market. Adopting a goal-based, long-term investing strategy allows women to hedge against inflation, and build wealth steadily through the power of compounding interest, ensuring peace of mind during their retirement years. Investors should also establish clear financial goals and invest consistently to ensure that they stay invested.

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Money Talk: Your Money (12 July)

Steffanie Yuen, Head of Hong Kong at Endowus shared tips for buying a property in HK. In addition to mortgage costs, buyers should consider the objective of the purchase, their individual cash profile, and personal circumstances. Buyers also have to stress test their finances in the event that HK’s mortgage rates increase and consider the hidden costs such as management fees and property insurance. It is good practice to set aside an emergency fund to prepare for unforeseen circumstances.

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Endowus Private Wealth Expands Alternative Investment Offerings

Endowus has expanded its alternatives offerings under Endowus Private Wealth, in response to the growing demand for holistic wealth management services in Singapore and Hong Kong. It democratises access to private banking and institutional-grade services by offering systematic advice and best-in-class investment strategies in all asset classes and investment styles – including public and private markets, alternatives, quant, passive index, and active investment opportunities. The alternative strategies are managed by established players such as Balyasny, Brevan Howard, Bridgewater, and more.

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Money Talk: Your Money (5 July)

Steffanie Yuen, Head of Hong Kong at Endowus, shared financial planning tips for those looking to relocate. Most people tend to focus on short-term and/or one-time costs such as rental, renovation, moving costs, etc., while neglecting other factors such as the local taxation systems, transportation, and costs of living. Before relocating, always research thoroughly, calculate your estimated monthly expense, and readjust your budget accordingly. Those looking to relocate overseas should consider building a pot of savings in that local currency to hedge against potential fluctuations.

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Endowus: Stocks May Continue To Do Better Than People Expect

Samuel Rhee, Chairman and CIO at Endowus went on Bloomberg Markets Asia to discuss the impact of recent global market movements. He highlighted that market growth is stronger than expected and inflation has come off despite the Fed rate hikes, the Ukraine war, and bankruptcies of US banks. While emerging markets were hit hard by a stronger US dollar, the public market is performing better as the stock market supply has been increasing. However, as demand for Alts grows and companies choose to remain private longer, private markets continue to generate greater potential and broadened opportunities.

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Regular rebalancing of portfolios for long-term investments

Hugh Chung, Chief Investment Advisory Officer of Endowus, shared tips on how investors can rebalance their portfolios amid increased market uncertainty and economic activity. Instead of devoting time and resources to actively managing their portfolios, retail investors can lean on digital wealth management platforms such as Endowus, who offer automatic rebalancing functions. Investors should also avoid speculating as it may lead to poor returns and increased exposure to volatility risks.

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How to break the chains of financial inequality in wealth management

With retirement adequacy shaping up to be the greatest generational challenge of our time, how can wealth managers level the financial playing field for more individuals? Penned by Gregory Van, CEO of Endowus for the World Economic Forum, this commentary discusses the impact of inflation and poor industry practices on retirement adequacy. Individuals are disadvantaged by a lack of transparency, hidden commissions, and limited access to the best investment solutions. Wealthtech is crucial to improving wealth management outcomes for all, by democratising professional wealth services at scale, and delivering institutional advice to retail investors across all wealth bands.

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Endowus Head of HK on Wealth Management Opportunities

Endowus Head of Hong Kong, Steffanie Yuen, was live on Bloomberg Markets Asia to discuss Endowus' regional expansion, opportunities in wealth management, as well as its plans to target Hong Kong investors. Steff discussed how the growing mass affluent segment is often neglected by private banks, and wealthtech has the potential to automate and serve them at scale. Despite key behavioural differences between HK and SG investors found in the Endowus Wealth Insights Report 2023, both regions should prioritise diversification. Eligible investors looking to venture beyond the traditional 60/40 portfolio can explore Endowus Alternatives with lower minimums.

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Should wealth managers fear robo-advisory?

In the battle of incumbents vs digital wealth platforms, our head of Hong Kong, Steffanie Yuen, explains Endowus' advantage in offering lower fees, by democratising access to institutional share class funds to bring down the overall cost of investing. However, the rise of wealthtech and emerging technologies presents opportunities for greater industry collaboration. Steffanie opines that the reach and tech-enabled capabilities of digital platforms complements the relationship and client base of traditional wealth providers. This creates synergies that allow a wider group of clients to be served more efficiently in terms of product, access, and cost.

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Allfunds, Endowus team up on digital funds platform

Asia’s leading digital wealth management platform Endowus has partnered with Allfunds, enabling Hong Kong investors to access investment products in a timely and cost-effective manner. This partnership allows Endowus to curate and onboard investment funds from a large universe of fund houses available on the Allfunds platform, bypassing the onerous process of negotiating individual distribution agreements with each fund manager.

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Endowus expands fund offering with Allfunds partnership

Following its expansion into Hong Kong, Asia’s leading digital wealth platform Endowus partners with wealthtech platform Allfunds to bring investors access to more than 160 curated funds managed by 50 global managers. The streamlined digital process reduces the lengthy onboarding procedure to enhance operational speed and scalability for the firm. These funds are available on Endowus’ self-serve fund platform Fund Smart, where clients can choose to invest in single mutual funds or build multi-fund portfolios.

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Endowus to broaden fund choice through Allfunds tie-up

Digital wealth platform, Endowus, has partnered with asset management distribution platform, Allfunds, to offer its customers a broader range of mutual funds in Hong Kong. The tie-up will enable Endowus to quickly add solutions to its Fund Smart platform, that have already been through Allfunds’ due diligence and operational onboarding procedures.

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Money Talk: Your Money (13 June)

Steffanie Yuen, Head of Hong Kong at Endowus, discussed how those retired, or close to retirement, should manage their money. As this demographic transitions into the decumulation phase, they become more dependent on the pot of assets they have set aside to sustain themselves in their silver years. Proper wealth planning is crucial to ensure enough assets to cover basic expenses and retire comfortably. Investors are encouraged to consider moderate to low-risk investment options, such as fixed income and dividends to fulfil their short-term cash flow needs.

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Money Talk: Your Money (6 June)

The Sandwich Generation often bear the financial responsibilities that come with caring for children and parents. Steffanie Yuen, Endowus’ Head of Hong Kong, encourages this demographic to clearly define their various obligations, to plan out the respective investment strategies required to achieve each goal. Family members should also have open and transparent conversations to align on financial expectations and to plan intentionally for their collective future.

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Money Talk: Your Money (30 May)

Steffanie Yuen, Head of Hong Kong at Endowus, discussed how Gen Zs and Millennials can start building their retirement nest egg. She encourages them to start investing as early as possible, taking advantage of the longer time horizon to learn, make mistakes, and find a suitable investment approach. There is no one-size-fits-all solution and young investors should define long-term needs before making any financial decisions. They should also aim to save 20% of their annual income from the age of 25.

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Singapore Residents Gloomier On Financial Health Than Hong Kong Peers

The 2023 Endowus Wealth Insights report has revealed that Hong Kong-based individuals are much more confident of economic recovery compared with those in Singapore. One of the main reasons for this boost in confidence is the reopening of China’s economy after the extended lockdown. Hong Kong respondents are also anticipating an increase in consumer spending to further boost the economy.

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Hong Kongers Suddenly More Positive Than Singaporeans

Hong Kong investors are significantly more optimistic (53%) about their financial health in 2023 than those in Singapore (39%), according to the Endowus Wealth Insights Report 2023. Singaporeans are also much less confident of economic recovery compared to respondents in Hong Kong, with a comparatively smaller risk appetite. More Hong Kong respondents (54%) are willing to take on some risk to grow their capital this year, as compared to Singaporeans (41%).

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調查:近半受訪港人憂退休儲備不足

The Endowus Wealth Insights Report found that inflation and the increase in the cost of goods and services remain the biggest financial concern in 2023 among respondents in Singapore and Hong Kong. Over 40% of Hong Kong people are “not at all confident” in having sufficient funds for retirement, even though the majority stated that they invest regularly.

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Money Talk: Your Money (9 May 2023)

Steffanie Yuen, Head of Hong Kong at Endowus, discussed key strategies to ride out market volatility. Firstly, investors should clearly define their purpose for investing and long-term goals. Then, investors should adopt a dollar-cost-averaging approach instead of timing the market. Lastly, a well-diversified portfolio is also recommended to reduce investors’ risk while withstanding market highs and lows.

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Raffles Family Office and Endowus on NextGen Wealth

As generational wealth is shifting, Steffanie Yuen, Endowus’ Head of Hong Kong, discussed how wealth managers should cater to HNW and UNHW families by expanding their multi-generational offerings. The growing needs of the next generation of wealth have evolved beyond digital services into omnichannel experiences. Industry players must consider providing more value to end-to-end user engagements, while ensuring full transparency of their services to build trust among their clients.

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职场新鲜人也能快速达到财富目标！

Joyce Liu, Endowus Senior Client Advisor, shared tips for young working adults and how they should approach investing and financial planning. Young individuals who leave cash in saving accounts are not effectively growing their funds amid an inflationary environment. For those with short-term goals, cash management funds would be a good solution. Instead of timing the market and chasing trends, young adults should also do the necessary research and start investing early to enjoy the benefits of compounding.

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Money Talk: Your Money (2 May 2023)

Steffanie Yuen, Head of Hong Kong at Endowus, laid out the different fees involved in the investment process. Investors should understand their true cost of investing, as fees can eat into a significant portion of their eventual returns. Although it is tempting for investors to time the market to achieve optimal outcomes, it is impossible to monitor all investments while beating prices consistently. Hence, to maximise their returns in the long run, investors should adopt a diversified approach to ride out market volatility.

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UBS-backed US$4bn wealthtech platform launches in Hong Kong

Hong Kong investors with investable assets as low as HKD10,000 can now start building single and multi-fund portfolios via the Endowus platform, which offers over 140 funds across different asset classes from over 40 of the largest global fund managers such as BlackRock or J.P. Morgan Asset Management. The company also offers private wealth services for accredited investors to gain access to alternative strategies such as hedge funds and other private market solutions from the likes of KKR and The Carlyle Group.

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Endowus智安投攻港 推線上財富管理及及基金平台 免銷售佣金、只收投顧費

Hong Kong’s first fee-only, non-commission-based digital wealth management platform has announced the launch of its wealth services in the country. Endowus is the first to eliminate trailer fees and offers investors products at low, fairer cost to improve investment returns. Institutional and clean-share class funds are now available to all Hong Kong investors via Endowus Fund Smart and Endowus Private Wealth services.

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The distribution of financial products in Asia is quite broken, says digital wealth advisor

Endowus Chairman and CIO Samuel Rhee was live on CNBC to share more about Endowus’ official launch in Hong Kong. Endowus is a fee-only wealth platform which introduces exclusive institutional-grade funds to retail investors in Hong Kong. He explains why the distribution of financial products in Asia is broken, with individual investors underserved by the lack of advice and high commissions embedded into the costs of investing.

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Money Talk: Your Money (25 Apr 2023)

In this radio interview, Steffanie Yuen, Head of Hong Kong at Endowus, introduces the fundamentals of different assets classes, with the three most common being Equities, Bonds, and Cash. Cash is the safest of the three, but yields minimal returns. Bonds ensure fixed returns and hence provides more security than equities.

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初出茅廬 時間是錢更是底氣

Steffanie Yuen, Endowus Head of Hong Kong, shares how one can begin their investing journey early on in their career. She likens investing to exercise; success is closely tied to a clearly-defined goal and having a plan to achieve that goal. Steff encourages young adults to establish their unique wealth goals and adopt goal-based investing, to start investing as early as possible into a diversified portfolio, even if starting out with a small sum of money.

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理財為自主 婚前藍圖要準備

In this commentary, Endowus Head of Hong Kong, Steffanie Yuen, debunks stereotypes about female investors and how more can be done to motivate women to invest and take control of their financial wellness in terms of building wealth, family finance and retirement planning. She also highlights the importance of financial literacy in empowering women at large.

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Money Talk: Your Money (17 Mar 2023)

With the current uncertainties in the macro economic environment, Endowus Head of Hong Kong, Steffanie Yuen, shares key investment tips including careful consideration of investment goals and risk tolerance levels before investing, and how one's strategy should change in tandem with their evolving life stage. Investors should also set aside their rainy day emergency funds.

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【女性投資】女人點可以唔為自己諗？給母親的投資建議 借助數碼工具事半功倍

So Sin Ting, Chief Client Officer at Endowus offers advice for mothers looking to invest. Time-strapped mothers can utilise digital tools and wealth management platforms that have automated more of the investing process, giving them more time to spend with their loved ones. Cash management solutions and fixed income portfolios can be a good place to start for those who are less tolerant of investment risks.

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【女性投資】女人點可以唔為自己諗？獨立專業女士的投資建議 耐心是成功投資者的必備特質

Steffanie Yuen, Head of Hong Kong at Endowus, shared tips for female professionals looking to invest. She believes that they should take charge of their personal finances early and grow their savings through long-term investments. She also reiterates the importance of taking an evidence-based approach to investing instead of chasing speculative returns.

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