All-In Endowus Fee

Core, Satellite, Income

Advised portfolios for mid to long-term goals



CPF, SRS

0.40%

Cash

0.25% to 0.60%

Show pricing tiers

Fund Smart

Buy funds or build your own portfolios



Single Fund

Cash, CPF, SRS

0.30%

Multi-Fund Portfolio

Same as Core, Satellite, Income

Short-Term Cash Management Portfolio

Same as Cash Smart

Cash Smart

Advised portfolios for short-term goals



Cash, SRS

0.15%

Alternatives

Accredited Investors* only



Alternatives

Private Markets & Hedge Funds

0.40% to 0.60%

Show pricing tiers
‍For more information, please read our FAQ here.
  • ο€Œ
    Personalised portfolios optimised based on your goals
  • ο€Œ
    Automated portfolio rebalancing
  • ο€Œ
    Regular investing plan
ACCESS FEE PER YEAR
BASED ON ASSETS UNDER ADVICE (AUA), INCLUSIVE OF GST.
EXCLUDES NET FUND-LEVEL FEES FROM 0.10%
VIEW FAQS on FEES
CPF & SRS
0.40%flat fee for any amount
Cash
Tiered. Not stacked
0.60%Up to S$200,000
0.50%S$200,001 to S$1,000,000
0.35%S$1,000,001 to S$5,000,000
0.25%S$5,000,001 and above
Cash Smart
0.05%flat fee for any amount

Includes

  • ο€Œ
    Account creation
  • ο€Œ
    Holistic advice
  • ο€Œ
    Portfolio creation
  • ο€Œ
    Intelligent rebalancing
  • ο€Œ
    Brokerage

Our promise

  • ο€Œ
    100% trailer fee rebates
  • ο€Œ
    No sales charges
  • ο€Œ
    No distribution commissions
  • ο€Œ
    No transaction fees
  • ο€Œ
    No hidden charges

FAQ

How is the Endowus Fee calculated?
How is the Endowus Fee charged?
What are fund-level fees charged by the Fund Managers?
How does Endowus keep fund-level fees low?
View more FAQs

One simple all-in Access Fee

ACCESS FEE PER YEAR
BASED ON ASSETS UNDER ADVICE (AUA), INCLUSIVE OF GST.
EXCLUDES NET FUND-LEVEL FEES FROM 0.10%
VIEW FAQS on FEES
CPF & SRS
0.40%flat fee for any amount
Cash
Tiered. Not stacked
For example, if you had an investment value of $200,001, you would pay 0.50% in Access Fee for that entire amount. Not 0.60% on the first S$200,000 and 0.50% on $1.
0.60%Up to S$200,000
0.50%S$200,001 to S$1,000,000
0.35%S$1,000,001 to S$5,000,000
0.25%S$5,000,001 and above
Cash Smart
0.05%flat fee for any amount

Includes

  • ο€Œ
    Account creation
  • ο€Œ
    Holistic advice
  • ο€Œ
    Portfolio creation
  • ο€Œ
    Intelligent rebalancing
  • ο€Œ
    Brokerage

Our promise

  • ο€Œ
    100% trailer fee rebates
  • ο€Œ
    No sales charges
  • ο€Œ
    No distribution commissions
  • ο€Œ
    No transaction fees
  • ο€Œ
    No hidden charges

Fees are important to your returns
- keep them low.

When you look at the math, a difference of just 1% in fees is equivalent to over

240% of lost returns after 30 years.

Endowus fees are 1/3 of the industry average.
So you keep much, much more of your returns.

The effect of fees, illustrated

Move the sliders to see the effect of costs on returns, and how your wealth can grow over time

An evil worth fighting: trailer fees

The industry is incentivised to work against us

Many financial advisers, brokers, private banks, and platforms are paid by product providers, such as asset managers, to sell you their products. For example, if you pay 2% in management fee for a fund, it is likely that over 50% of that fee is being given to the person or firm that sold you the product to begin with, in the form of a trailer fee. This is on top of a sales charge that they are entitled to. As a salesperson, you would be incentivised to sell products that have higher trailer fees and can command higher sales charges.

We think this is wrong

It creates misaligned incentives to sell higher cost products, and churn your positions in order to collect sales charges. Our preference is to never collect a trailer fee.

So we fixed the issue, rebating what we do not deserve

In the case that there is a trailer fee from an asset manager, we will give it all back to you as 100% Cashback. This means you keep more of the returns you deserve, and we remain independent to recommend the products that best suit you.