It's the start of another year, and with it, another set of New Year's resolutions.
We all want to get better at eating healthy, exercising regularly, spending more time with our loved ones and managing our money, yet 80% of New Year's Resolutions fail by the middle of February.
Perhaps it's time to take a different approach. This New Year, make a resolution that brings all your other resolutions within closer reach. Whether it's health, career, or more time with family, starting with financial security helps enable everything else. While we can't promise a solution for all those goals, here are 4 ways using Endowus can help you make progress on your financial resolutions,so that you can focus on the more important things in your life.
We simplify the process
Investing IS complex: there are many differing and conflicting views on how best to approach it. This makes it daunting for many to get started on investing for their life goals and stick to a consistent approach.
In this day and age, with technology being used to deliver personalised solutions for all aspects of our lives, we can also use it to help us invest better. At Endowus, we combine the best minds of the finance and technology industries to provide access to the best investment products, delivered efficiently to you.
The process is simple:
- Create an account with us
- Fill up a short questionnaire to help us assess your risk tolerance
- Choose from our curated list of 200+ Best-In-Class Funds and suite of model portfolios across core and satellite themes to get started on your investment goals. You can also set up regular recurring investment plans to harness the power of dollar-cost averaging.
<medium-btn-link> GET STARTED NOW<medium-btn-link>
We bring you convenience
Imagine starting a gym membership but at a location that requires an hour of travel time. Sticking to your routine would take too much effort. Help yourself achieve your goals by making it as convenient as possible.
Endowus is your all-in-one digital wealth platform which you can onboard in just a few minutes. Our digital platform brings world class investment strategies at your fingertips and also brings you 1 step closer to your year's goal to manage your investments better.
Just like the different gym packages offered, we offer a full range of investment solutions to cater a wide range of financial goals. From short-term cash management (by using Endowus CashUp), to longer-term investing goals leveraging our suite of model portfolios and 200+ Best-In-Class funds. Professional Investors can also further diversify your investment portfolio with our hedge funds and private market products (private equity, private credit, private real estate, etc).
With one app, we deliver advised portfolios, seamlessly serving all your cash and investment needs, bringing you the convenience that will help you stick to your resolution a lot longer.
We ensure that you stay focused on your plan
"If you fail to plan, you plan to fail" - One reason why people fail in their investment resolutions is the lack of discipline to consistently execute on their investment plans.
Through our investment goal creation process, you are able to visualise and quantify the simulated results after investing consistently over a period of time. Knowing the distance to the finish line, and what it takes to get there, helps overcome the mental barriers to starting.
Endowus clients can also easily set up a regular savings plan, where money is transferred monthly into your investment goals. This automated investing process keeps you on track with your periodic investing plans without any micro-managing on your part.
We ensure that you save every penny possible
You don't have to burn a hole in your pocket to get started. Endowus charges a low, transparent, all-inclusive Endowus fee (as low as 0.1% p.a.) that covers everything from expert financial advice to execution and provides 100% Cashback on trailer commissions, an industry-first move in Hong Kong that ensures alignment with our clients.
You also won’t incur any extra foreign exchange fees when investing through Endowus. We do not take a spread or earn a bid-ask spread from FX transactions, and offer competitive wholesale FX rates to our clients.
Note: Some other platforms may charge you exchange clearing fees, trading fees and foreign currency conversion fees, so do go through your fees clearly.
Now that you understand how Endowus can help you get closer to your new year's resolution, you can set up an account here and work towards your goal in just a few minutes.
<medium-btn-link> GET STARTED NOW<medium-btn-link>
Read more:
- Why we are terrible at New Year's resolutions and forecasting
- How to invest your first US$100,000 or US$1 million
- Goal-based investing and why it matters
<divider><divider>
Risk Warnings
Investment involves risk. Past performance is not an indicator nor a guarantee of future performance or returns. Projected performance or returns is not guaranteed to materialise. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested.
Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund.
General risk warnings relating to collective investment schemes
Before making an investment decision, you are reminded to refer to the relevant prospectus/ offering document for specific risk considerations and related fees and charges.
Funds are not a bank deposit and not capital guaranteed, and is subject to investment risks, including the possible loss of the principal amount invested.
Some of the funds also involve derivatives. Do not invest in them unless you fully understand and are willing to assume the risks associated with them.
Opinions
Any forward-looking statements, prediction, projection or forecast on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to market influences and contingent upon matters outside the control of Endowus HK Limited (“Endowus”) and therefore may not be realised in the future. Further, any opinion or estimate is made on a general basis and subject to change without notice. In presenting the information above, none of Endowus HK Limited, its affiliates, directors, employees, representatives or agents have given any consideration to, nor have made any investigation of the objective, financial situation or particular need of any user, reader, any specific person or group of persons. Therefore, no representation is made as to the completeness and adequacy of the information to make an informed decision. You should carefully consider (i) whether any investment views and products/ services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate.
No invitation or solicitation
Nothing contained [in this article] should be construed as a solicitation, an offer to buy or sale, or recommendation, to acquire or dispose of any security, commodity, investment or to engage in any other transaction in any jurisdiction in which such solicitation, offer to buy or sale would be unlawful under the securities laws in such jurisdiction. No information included [on this website/ in this article] is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any advisory product or service; or an offer to buy or sell, or the solicitation of an offer to buy or sell, any security, financial product, or instrument; or to participate in any particular trading strategy. Investors should seek independent financial and tax advice before making any investment decision.
Product Risk Rating: Please note that any product risk rating (the “PRR”) provided by us is an internal rating assigned based on our product risk assessment model, and is for your reference only. The PRR is subject to change from time to time. The PRR does not take into account your individual circumstances, objectives or needs and should not be regarded as advice or recommendation to purchase, hold or sell any fund or make any other investment decisions. Accordingly, you should not solely rely on the PRR in making your investment decision in the relevant Fund.
Complex Products
Some of the funds contained in this article are complex products and investors should exercise caution when investing in these products. Though these products have been authorised by the SFC, authorization does not imply official recommendation. SFC authorization is not a recommendation or endorsement of a product nor does it guarantee the commercial merits of a product or its performance.
This advertisement has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
.png)
