All-In Endowus Fee

and transaction fee
institutional share class funds
Flagship
Discretionary Portfolio Management
0.25% to 0.60%
Cash Management
0.10%
Fund Smart
General Strategies for mid to long-term goals
Multi-Assets & Others
0.25% to 0.60%
Short-term Cash Management
0.10%
Alternatives
Alternatives
0.40% to 0.60%
BASED ON ASSETS UNDER ADVICE (AUA), INCLUSIVE OF GST.
EXCLUDES NET FUND-LEVEL FEES FROM 0.10%
VIEW FAQS on FEES
Includes
- οAccount creation
- οHolistic advice
- οPortfolio creation
- οIntelligent rebalancing
- οBrokerage
Our promise
- ο100% trailer fee rebates
- οNo sales charges
- οNo distribution commissions
- οNo transaction fees
- οNo hidden charges
One simple all-in Access Fee
BASED ON ASSETS UNDER ADVICE (AUA), INCLUSIVE OF GST.
EXCLUDES NET FUND-LEVEL FEES FROM 0.10%
VIEW FAQS on FEES
Includes
- οAccount creation
- οHolistic advice
- οPortfolio creation
- οIntelligent rebalancing
- οBrokerage
Our promise
- ο100% trailer fee rebates
- οNo sales charges
- οNo distribution commissions
- οNo transaction fees
- οNo hidden charges
Fees are important to your returns - keep them low.

When you look at the math, a difference of just 1% in fees is equivalent to over 240% of lost returns after 30 years.
Endowus fees are a third of the industry average, so you keep much, much more of your returns.

The effect of fees, illustrated
Move the sliders to see the effect of costs on returns, and how your wealth can grow over time
An evil worth fighting: trailer fees

The industry is incentivised to work against us
Many financial advisers, brokers, private banks, and platforms are paid by product providers, such as asset managers, to sell you their products. For example, if you pay 2% in management fee for a fund, it is likely that over 50% of that fee is being given to the person or firm that sold you the product to begin with, in the form of a trailer fee. This is on top of a sales charge that they are entitled to. As a salesperson, you would be incentivised to sell products that have higher trailer fees and can command higher sales charges.

We think this is wrong
It creates misaligned incentives to sell higher cost products, and churn your positions in order to collect sales charges. Our preference is to never collect a trailer fee.

So we fixed the issue, rebating what we do not deserve
In the case that there is a trailer fee from an asset manager, we will give it all back to you as 100% Cashback. This means you keep more of the returns you deserve, and we remain independent to recommend the products that best suit you.

