Investment ideas to get you started
Most popular
Grow your wealth
Earn passive income
Save for a rainy day
2 Based on net yield, after reflecting Endowus Fee and any trailer fee rebate. Data is updated as of 31 October 2023.
Frequently asked questions
Endowus Fund Smart provides access to institutional shares class funds where available, which is usually the lowest fee share class with no trailer fees embedded. These have traditionally only been available to the largest investors such as insurance or pension funds, or ultra-high net worth investors, but are available to everyone via Endowus.
If the institutional share class funds are not available, we will use retail share class funds and Endowus will give a 100% Cashback on trailer fees, so that the all-in cost for investing in these funds will be significantly lowered. We charge an all-in Endowus Fee based on the value of assets you hold with Endowus, and there are no additional upfront sales charges or brokerage/transaction/custodian fees.
For the Fund Smart platform, the Endowus Fee depends on the investment objective, investment amount, and portfolio type of your goals, which are 0.10% per annum for short-term cash management and up to 0.40% per annum for general strategies in single funds, charged quarterly on a pro-rata basis of the daily average investment value of your investments.
Note that Fund Fees (fund total expense ratio) are charged by the fund manager out of the underlying fund Net Asset Value (NAV).
It is more transparent, and in most cases much lower cost, to invest and grow your wealth with Endowus than it would be to replicate your portfolio and similar services at a private bank, online "low cost, no fee" platform, or retail bank.
Endowus rebates 100% of trailer fees, and gives access to the institutional share class of funds, which typically are half the cost of a retail share class of the same fund.
For example, when you buy the Fidelity Global Dividend Fund at a private bank or broker, you may be sold the retail share class, which has a total expense ratio of 1.88%, plus upfront sales charges (typically 1-3%), plus additional custodian fees and advisory fees. This means that you may have a total cost of ownership in the first year of over 4%.
Note: This chart is for illustrative purposes only, under no circumstances should any information in this chart be used or construed as an offer or a solicitation to buy or sell any investment products or to adopt any investment strategy.
Absolutely. We can onboard corporate entities onto the Endowus platform. Email us at institutional.hk@endowus.com to find out more.
Absolutely. Please schedule a call with the link below. We look forward to speaking with you.