全球多元化投資組合概覽
全球投資組合的股票配置通過被動和系統性策略,廣泛分散到10,000多隻全球股票中,這些策略傾向於估值、市值規模和盈利能力等經過驗證的預期回報因素。固定收益配置藉著系統化、主動和廣泛多元化的策略,聚焦質素、期限(term)和存續期溢價(duration premium)等因素,並取得成功。
成功的投資並不依賴於把握市場時機,而是需要科學化、系統化的投資策略,才更有可能實現您的每個財務目標。根據目標和風險承受能力,您的每個人生目標都應該擁有自己的資產配置計劃。
我們不主張推翻歷經時間的投資理論,而是以此網羅最頂尖的投資產品。透過深入研究領先的基金公司的投資能力和規模,以及其長期成功實施投資策略的實際往績紀錄,精心設計我們的投資組合。我們以盡可能最低的成本,獲取最優秀的基金,讓您可以像世界最頂級投資者一樣實現財富增長。
Science over speculation. Backed by the research of Nobel Laureate academics, our portfolios are broadly diversified across geographies and sectors to achieve higher risk-adjusted return along the efficiency frontier, lowering idiosyncratic risk with the ability to outperform in the long-run.
CPF Core Flagship portfolios have strategic passive asset allocation with the equities providing broad market exposure that is diversified and passive in developed markets and diversified and more active in emerging markets, and fixed income allocations focused on higher quality debt instruments.
Evidence-based investing does not try to time the market. It requires a disciplined and systematic investment strategy so you have the highest probability of success in reaching each of your financial goals. Each of your goals should have its own SPAA based on its objective and risk tolerance.
Endowus does not believe in tactically or actively changing your allocations based on market conditions or economic indicators, and will not change your target asset allocation without your explicit consent.
Top-down, we believe that you asset allocation must be passive and broadly diversified so that you are rewarded for the risk you take by investing intelligently.
Stand on the shoulders of financial giants rather than try to reinvent the wheel.
We implement our portfolios by accessing leading global fund managers with the expertise, scale and real, proven track records in implementing their strategies successfully over time. We access their best-in-class funds at the lowest cost possible, so you grow your money like professional investors around the world.
These funds, some of which are exclusively available at Endowus, are carefully selected bottom-up to best represent your goal's top-down SPAA.
CPF Core Flagship portfolios tap on the leading global and local experts including Schroders, FSSA, Franklin Templeton, Eastspring, UOBAM, and Vanguard's passive index funds managed by Lion Global.
Endowus has worked hard to bring Vanguard-managed, passive index funds at the lowest cost achievable to CPF members, in order to attain globally diversified low-cost equities exposure. The Infinity 500 Stock Index Fund and the Global Stock Index Fund are both exclusively available to Endowus clients at the lowest cost in Singapore.