Fund Smart 基金清單 | Endowus HK 智安投

智安投 Fund Smart

以低成本投資經篩選的頂級優質基金

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基金均由專家精心挑選和管理，助您輕鬆投資

每隻基金均經過Endowus智安投的投資研究團隊精心篩選，并由世界級頂尖基金公司管理。入圍產品需通過多個指標審評，包括業績、成本、投資流程等。

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我們與世界頂尖的基金管理公司合作，將他們的經驗、業績和專業知識帶進入您的投資組合。

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Low-risk cash funds with yields of up to 5.61% p.a.²

¹Funds with the largest fund-level new inflow globally in Q1 2023(January 2023 to March 2023). Source: Endowus Research, Morningstar.
²Based on net yield, after reflecting Endowus Fee and any trailer fee rebate. Data is updated as of 31 October 2023.

尋找熱門基金？來看看我們的頂級收入基金。

PIMCO

GIS Income Fund

The Fund seeks to achieve high current income by investing in a broad range of fixed income securities, while maintaining a relatively low risk profile, with a secondary goal of long-term capital appreciation.

American Income Portfolio Fund

The Fund seeks to provide a high level of current income consistent with preservation of capital by employing a US dollar-denominated multi-sector bond approach.

The Fund aims to earn income and, secondarily, to increase the value of its investments over the medium to long term.

Income Fund
The Fund seeks to provide income by investing primarily in a diversified portfolio of fixed income securities.

GIS 收益基金

本基金旨在透過投資於廣泛的固定收益證券來實現高流動性收益，同時維持相對較低風險，另外亦會盡力實現長期資本增值。

本基金旨在透過投資於美國及/或加拿大公司債務證券及股票，實現長期資本增長及收益。

The Fund aims to earn income and, secondarily, to increase the value of its investments over the medium to long term.

收益基金

Income Fund
The Fund seeks to provide income by investing primarily in a diversified portfolio of fixed income securities.

收益基金

不確該買哪隻基金？可以選擇由投資專家精心設計的多基金投資組合

我們的「參考投資組合」由智安投Endowus的投資研究團隊構建，以滿足您的不同投資需求。此外，您還可以根據您的個人財富目標和風險承受能力，修改組合的資產配置或底層基金，以進一步定制適合您的投資組合。

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現金管理

全球多元化

被動收入

中國股票

未來趨勢

全球科技

可持續發展主題股票

安本標準

美元流動基金

本基金的目標是保全資本和提供流動性，同時提供符合現行短期貨幣市場利率的回報（業績比較對象：SOFR）。

該基金通過將總資產至少67%投資以美元計價或美元對沖的貨幣市場工具，尋求與複合聯邦基金有效利率指數一致的穩定表現。

Ping An of China AM (HK)

美元貨幣基金

本基金旨在通過投資在短期存款和高品質的貨幣市場工具，爭取符合現行貨幣市場利率的美元回報。

Endowus CashUp投資組合為您的閒置資金爭取更多收益

您是專業投資者(Professional Investor)嗎

如果您是對私募市場和另類投資感興趣的專業投資者，請按此處了解更多的理財方案。

*熱門基金為智安投Fund Smart平台上，獲最高累計投資金額的基金。每季度更新（最新更新：2023 年 4 月）

資本集團

新視野基金
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本基金的投資目標是通過投資世界各地（包括新興市場）公司的普通股來實現資本的長期增長。

該基金旨在通過以美國股票和羅素1000指數（Russell 1000 Index）中包含的公司的股票相關證券為主的多元化投資組合來實現長期資本增長。

本基金旨在通過將其至少資產的80%投資於與新興證券市場國家有經濟聯繫的發行商的固定收益工具，以實現總回報最大化。

本基金旨在通過將至少三分之二的資產投資於以世界主要貨幣計價的多元化固定收益工具投資組合，以實現總回報最大化。

本基金旨在通過投資廣泛的固定收益證券來獲得高收益，同時維持相對較低的風險水平，次要目標才是長期資本增值。

該基金旨在通過投資全球新興市場國家企業的股權和股權相關證券來提供資本增長和收入。

該基金尋求通過投資估值吸引的，具有改善盈利增長前景的公司，通過其持股價值的增長來創造價值。

The Fund’s investment objective is to achieve long-term growth of capital by investing in common stocks of companies located around the world, which may include emerging markets.

US Large Cap Research Enhanced Fund

The Fund aims to attain long term capital growth through a diversified portfolio of predominantly US equity and equity-related securities of companies that are included in the Russell 1000 Index.

GIS Emerging Markets Bond Fund

The Fund seeks to maximise total return by investing at least 80% of its assets in fixed income instruments of issuers that are economically tied to countries with emerging securities markets.

The Fund seeks to maximise total return by investing at least two-thirds of its assets in a diversified portfolio of Fixed Income Instruments denominated in major world currencies.

The Fund seeks to attain high income by investing in a broad range of fixed income securities, while maintaining a relatively low risk profile, with a secondary goal of long-term capital appreciation.

Global Emerging Markets Opportunities Fund

The Fund aims to provide capital growth and income by investing in equity and equity-related securities of companies in emerging market countries worldwide.

The Fund seeks to generate value through growth in the value of its holdings by investing in attractively valued companies with prospects for improving earnings growth.

Introducing Global model portfolios: a core investment for everyone

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

安本標準

環球動力股息基金

本基金旨在通過將至少三分之二的子基金資產投資於全球公司的股票和股票相關證券，實現收入和長期資本增長。

該基金尋求通過主要投資於主要由歐洲和北美高收益固定和浮動利率公司債務工具組成的投資組合來提供高現期收入。

本基金的投資目標是通過投資世界各地（包括新興市場）公司的普通股來實現資本的長期增長。

本基金旨在通過投資於主要在亞太地區活動的公司的產生收入的股本證券來實現收入和長期資本增長。

本基金旨在通過主要投資於在亞洲地區開展業務的發行商的投資級固定收益證券來實現收入和資本增值。

該基金旨在通過在新興市場國家發行的硬通貨計價的短期主權和公司債券，在市場週期內實現超過3%的現金回報（扣除費用前）。

本基金尋求通過積極管理的投資組合，利用廣泛的固定收益證券來最大化總回報，以產生有吸引力的收入水準...

該基金旨在通過投資全球新興市場國家企業的股權和股權相關證券來提供資本增長和收入。

SICAV I - Global Dynamic Dividend Fund

The Fund seeks to achieve income combined with long-term capital growth by investing at least two-thirds of the Sub-Fund’s assets in equities and equity-related securities of companies globally.

Global High Yield Bond Fund

The Fund seeks to provide high current income generation by investing principally in a portfolio of primarily European and North American high yield fixed and floating rate corporate debt instruments.

The Fund’s investment objective is to achieve long-term growth of capital by investing in common stocks of companies located around the world, which may include emerging markets.

Asia Pacific Dividend Fund

The Fund aims to achieve income and long-term capital growth by investing in income-producing equity securities of companies that exercise a predominant part of their activity in Asia Pacific.

The Fund aims to achieve income and capital appreciation by investing primarily in investment grade fixed income securities of issuers that have their principal business activities in the Asian region.

Short Duration Emerging Market Debt Fund

The Fund aims to achieve a 3% over cash return before fees over a market cycle, through Hard Currency-denominated short duration sovereign and corporate debt issued in EM countries.

The Fund seek to maximise total return through an actively managed portfolio, utilising a broad range of fixed income securities that seek to produce an attractive level of income while maintaining a relatively low-risk profile, with a secondary goal of capital appreciation.

Global Emerging Markets Opportunities Fund

The Fund aims to provide capital growth and income by investing in equity and equity-related securities of companies in emerging market countries worldwide.

Introducing Passive Income model portfolios: earn payouts effortlessly

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

安本標準

中國A股可持續股票基金

該基金旨在通過投資在中國證券交易所上市的公司來實現增長和收益的結合，並旨在跑贏MSCI China A Index (美元基金)基準（扣除費用前）。

該基金旨在通過主要投資於在中國境內和在離岸中國、香港和澳門股票市場註冊的中國公司發行的股票來實現長期資本增長。

該基金旨在通過將至少70%的資金投資於具有長期增長潛力且位於中國大陸、香港和臺灣或與中國大陸、香港和臺灣密切相關的公司股票來增加其資產。

本基金旨在通過主要投資於中國的公司來提供長期資本增長。

該基金旨在通過主要投資於中國內地、中國香港和台灣公司的股票來提供資本增長。

該基金旨在通過積極管理、多元化的中國公司股票投資組合長期增長其資產，並可能對小盤股公司有顯著投資傾向。

SICAV I - China A Share Sustainable Equity Fund

The Fund aims to achieve a combination of growth and income by investing in companies listed on Chinese stock exchanges, and aims to outperform the MSCI China A Index (USD) benchmark (before charges).

All China Equity Fund

The Fund aims to attain long-term capital growth by primarily investing in equities issued by Chinese companies domiciled in onshore and offshore PRC, Hong Kong, and Macau equity markets.

The Fund aims to grow its assets by investing at least 70% in shares of companies with long-term growth potential and are based in or closely associated with mainland China, Hong Kong and Taiwan.

China A-Share Opportunities Fund

The Fund aims to provide long-term capital growth by investing primarily in companies of the People's Republic of China (PRC).

Schroder ISF Greater China Fund

The Fund aims to provide capital growth by investing primarily in equities of People's Republic of China, Hong Kong SAR, and Taiwan companies.

SICAV - China Evolution Equity Fund

The Fund aims to grow its assets over the long term, through an actively managed, diversified portfolio of shares of Chinese companies and may have significant exposure to small-cap companies.

Introducing the China Equities model portfolio: capture Greater China’s high growth potential

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

聯博

國際健康護理基金

該基金通過主要投資全球醫療保健和醫療保健相關公司的股本證券來尋求資本增長，重點關注那些有望吸引醫療保健投入的公司。

該基金通過投資被認為對源自聯合國可持續發展目標（SDGs）的環境或社會導向的可持續主題有積極影響的證券來尋求長期資本增長。

該基金旨在通過主要投資於全球股票市場來實現長期資本增長，以建立專注於主題和股票選擇的多元化分散投資組合。

該基金旨在通過主要投資於從事涉及並從事全球糧食和農業價值鏈分工的公司來實現總回報最大化。

該基金旨在通過投資全球公司的股票和股權相關證券來提供資本增長，投資經理認為這些證券將受益於努力適應或限制全球氣候變化。

該基金旨在通過直接投資於屬於Thematics AM的人工智能和機器人，安全，訂閱經濟和水戰略的公司的股票來實現長期資本增長。

International Health Care Portfolio Fund

The Fund seeks capital growth by investing primarily in equity securities of healthcare and healthcare-related companies globally, with a focus on those expected to attract healthcare spending.

Sustainable Global Thematic Portfolio Fund

The Fund seeks long-term capital growth by investing in securities that are believed to be positively exposed to environmentally or socially-oriented sustainable themes derived from the UN SDGs.

The Fund aims to attain long-term capital growth by investing primarily in global equity markets to build a diversified portfolio with a focus on theme and stock selection.

The Fund seeks to maximise total return by investing primarily in companies engaged in any activity forming part of the food and agriculture value chain globally.

ISF Global Climate Change Fund

The Fund aims to provide capital growth by investing in equity and equity-related securities of companies worldwide which the investment manager believes will benefit from efforts to accommodate or limit the impact of global climate change.

The Fund aims to achieve long-term capital growth by directly investing in the equities of companies that fall under Thematics AM's AI & Robotics, Safety, Subscription Economy, and Water strategy.

Introducing the Future Trends model portfolio: invest in the biggest forces of change

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

安聯投資

環球人工智能基金

該基金旨在通過主要投資於在人工智能（AI）領域有一定業務或關係的國際公司的股票來實現長期資本增長。

該基金旨在通過全球範圍內的投資，主要投資於主要從事研發，生產和/或分銷新興技術的公司，實現總回報最大化。

該基金旨在通過在全球範圍內投資，主要是投資於主要在科技領域活動的公司的股本證券，實現總回報最大化。

該基金通過投資於全球範圍內涉及生產、流程或服務的公司來尋求長期資本增長，這些產品、流程或服務將從技術進步中受益匪淺。

該基金旨在通過主要投資於預計將受益於技術開發、進步和使用的公司股本證券從而實現資本增值。

Global Artificial Intelligence Fund

The Fund aims to attain long-term capital growth by investing primarily in the shares of international companies that have some operations or relations in the area of artificial intelligence (intelligence exhibited by machines).

BGF Next Generation Technology Fund

The Fund seeks to maximise total return by investing globally and primarily in companies predominantly engaged in R&D, production and/or distribution of new and emerging technology.

BGF World Technology Fund

The Fund seeks to maximise total return by investing globally and primarily in the equity securities of companies whose predominant economic activity is in the technology sector.

Global Technology Fund

The Fund seeks long-term capital growth by investing in companies globally that are involved with products, processes or services that will benefit significantly from technological advancements.

The Fund aims to achieve capital appreciation by investing primarily in equity securities of companies expected to benefit from the development, advancement and use of technology.

Introducing the Global Technology model portfolio: ride the wave of tech innovation

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

安本標準

新興市場可持續發展股票基金

該基金旨在通過投資於符合聯合國可持續發展目標的新興市場國家公司來實現長期增長，這些公司的表現優於MSCI新興市場指數（扣除費用前）。

該基金旨在通過將至少總資產的70%投資於可持續能源公司的全球股本證券來最大化總回報。

該基金旨在通過投資全球公司的股票和股權相關證券來提供資本增長，投資經理認為這些證券將受益於努力適應或限制全球氣候變化。

該基金旨在通過在全球範圍內投資具有積極可持續性特徵的公司來提供資本增長，與其他增長動力相結合時可以帶來更強勁的收益。

SICAV I - Emerging Markets Sustainable Development Equity Fund

The Fund aims to achieve long-term growth by investing in companies in EM countries that are aligned with the UN SDGs, and outperform the MSCI Emerging Markets Index before fees.

BGF Sustainable Energy Fund

The Fund seeks to maximise total return by investing at least 70% of total assets in global equity securities of sustainable energy companies.

ISF Global Climate Change Fund

ISF Global Sustainable Growth Fund

The Fund aims to provide capital growth by investing globally in companies with positive sustainability characteristics, which can result in stronger earnings when aligned with other growth drivers.

All about sustainable investing — ESG, socially responsible investing, and impact investing

Are you a Professional Investor?

If you are a Professional Investor interested in Private Markets and Alternatives, view our solutions here.

*Top picks are mutual funds that have the highest cumulative amounts invested on the Fund Smart platform. Updated quarterly (last updated: April 2023)

常見問題

如何開始使用智安投 Fund Smart進行投資？

1) 只需登入您的Endowus賬戶。

2) 選擇「添加目標」並按照說明進行操作。

如何在智安投Fund Smart上選擇合適的基金？

智安投Fund Smart平台為客戶提供一份精選的基金名單，包含不同資產類別、區域和行業的頂級基金，由我們的投資研究團隊精心挑選。他們對市面上數千隻基金進行了詳細的盡職調查，為客戶挑選出優質且價格最低廉的基金股份類別供客戶選擇。

當您在上 Fund Smart 時，您應該考慮您想投資的資產類別、區域、行業、或主題，以更好地補充和分散您現有的投資，或滿足您的特定需求。

您還可以將您現在持有的基金與 Fund Smart平台上可選擇的基金進行比較 — 您可能在 Fund Smart平台，能以更低廉的成本購買和持有相同的基金，或者可以找到更好的替代方案取代您目前持有的投資。

如果您需要進一步的幫助，請按此處聯絡我們的證監會持牌客戶理財顧問。

智安投Fund Smart的收費是多少？

智安投 Fund Smart為客戶提供能投資機構股份類別基金的機會，這個類別的基金的費用通常是最低廉的，並無任何隱含銷售佣金。一般來說，這些基金僅提供給最大規模的機構投資者，如保險、養老基金或超高凈值投資者。但如今，每個人都可以通過Endowus智安投獲得接觸這些基金的機會。

如果我們不能爲您提供機構股份類別的基金，我們將使用該基金的零售股份類別，不過Endowus將把我們所收取到的所有尾隨銷售佣金100%以現金方式回贈給客戶，從而大大降低您的總投資成本。我們只根據您在Endowus持有的資產價值收取一筆全包、透明的投顧費，並且沒有額外的認購費或經紀/交易/託管費。

Fund Smart的收費取決於您目標的投資目標，投資金額和投資組合類型，短期 現金管理的收費為每年0.10% ， 其他一般單一基金的收費為每年0.40%，按您在平台上日均投資值收取。

請注意，基金自身的費用（基金管理費）由基金經理收取，並從相關基金資產凈值（NAV）中減除。

與其他基金平台相比，智安投Fund Smart 的成本優勢是多少？

與零售銀行、私人銀行或其他線上「低費率」平台對比，智安投 Fund Smart 的收費更加透明，而且在大多數情況下在Endowus平台上進行投資，您的成本比其他平台要更加低廉。

Endowus將所有尾隨佣金100%以現金方式回赠，並提供基金的機構股份，投資成本通常是其他平台上零售股份類別的一半。

舉個例子，當您在私人銀行或其他平台購買富達全球股息基金時，他們普遍向您提供該基金的零售股份類別，該類別的基金總費用率為 1.88%，加上其他的銷售費用（認購費）（通常為 1-3%），以及額外託管/諮詢費等。這意味著您在第一年的總投資成本可能超過 4%。

在智安投Fund Smart上，我們提供這隻基金的機構股份類別，其總費用率只為1.03%，我們並不會收取任何其他的認購費或交易費用。Endowus只收取單一投顧費，假設投資金額為2,000萬港元以下，每年收費為0.40%。加上基金本身費用，總成本即為每年1.43%，相比其他平台節約了一半的成本。按此處可以了解更多有關我們收費標準。

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