有關 “條款及細則”修訂的通告 (將於2023年6月1日生效)

2023年5月24日

我們正更新我們的“條款及細則”(T&C)，新修訂之條款將於 2023 年 6 月1日生效。您可以通過此鏈結找到更新後的條款及細則。

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請注意，如果您在 2023 年 6 月 1 日或之後使用或繼續使用我們的任何產品和服務，更新後的條款及細則將對您具有約束力。如果您不接受修訂後的條款，您有權終止您在我們開立的賬戶。

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如對上述有任何疑問，請隨時通過 support.hk@endowus.com 與我們聯繫。

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有關 “條款及細則”修訂的摘要(修訂後條文內有"刪除線"的為刪除字句，新增字句以"灰底"顯示）

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Module	Clause	Exisiting Clause	Revised Clause
[General T&C]	[16.6.3]	[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends from the relevant fund managers after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]	[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends (“Post-Termination Fees and Dividends”) from the relevant fund managers [after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee.] after the termination of this Agreement. In the event that we do, such Post-Termination Fees and Dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]

Module: [General T&C]

Clause: [16.6.3]

Exisiting Clause	Revised Clause
[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends from the relevant fund managers after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]	[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends (“Post-Termination Fees and Dividends”) from the relevant fund managers [after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee.] after the termination of this Agreement. In the event that we do, such Post-Termination Fees and Dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]

Exisiting Clause

Revised Clause

[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends from the relevant fund managers after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]

[we will arrange for any credit balance and Assets in your Account, not realised or disposed in settlement of any liability owed by or on behalf of you to us, to be transferred or delivered to you at the earliest time possible and within fifteen (15) Business Days from the termination of this Agreement, subject to Applicable Laws and unforeseen processing delays by the banks, and subject to you providing us with valid account details for the transfer. Occasionally, we might receive fund/trailer fee rebates, retrocession fees and/or cash dividends (“Post-Termination Fees and Dividends”) from the relevant fund managers [after the fifteenth (15th) Business Days from the termination of this Agreement. If, despite our reasonable efforts to contact you, you fail to provide us with valid account details for the credit balance, fund/trailer fee rebates or retrocession fees to be transferred to you within ninety (90) calendar days from our first communication to you on the credit balance, rebates/ dividends, such rebates/dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee.] after the termination of this Agreement. In the event that we do, such Post-Termination Fees and Dividends may forthwith be held in a segregated account from which we will charge a monthly maintenance fee. Payment of such fees (if any) will be automatically deducted from such account and in the event of insufficient credit balance in such account, we may in our sole discretion liquidate any Assets to satisfy any shortfall.]

返回重要通知

有關 “條款及細則”修訂的通告 (將於2023年6月1日生效)

2023年5月24日

我們正更新我們的“條款及細則”(T&C)，新修訂之條款將於 2023 年 6 月1日生效。您可以通過此鏈結找到更新後的條款及細則。

‍

如對上述有任何疑問，請隨時通過 support.hk@endowus.com 與我們聯繫。

‍

有關 “條款及細則”修訂的摘要(修訂後條文內有"刪除線"的為刪除字句，新增字句以"灰底"顯示）

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文件	條文	現行條文	修訂後條文
[一般條款及細則]	[16.6.3]	[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利。儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]	[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利(統稱"終止後費用及紅利”)。如發生此情況，有關"中止後費用及紅利"將被儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]

文件: [一般條款及細則]

條文: [16.6.3]

現行條文	修訂後條文
[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利。儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]	[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利(統稱"終止後費用及紅利”)。如發生此情況，有關"中止後費用及紅利"將被儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]

現行條文

修訂後條文

[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利。儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]

[ 我們將安排在本協議終止後的十五(15)個工作日內，將您賬戶中的任何餘額和資產（未變現或處置以清償您或代表您欠我們的任何債務）盡早轉移或交付給您，但須遵守適用法律和銀行不可預見的處理延遲，並且您須向我們提供有效的轉移賬戶信息。在某些情況下，我們可能會在本協議終止後的第十五(15)個工作日之後收到相關基金經理的基金/銷售回扣佣金、回購費和/或現金紅利(統稱"終止後費用及紅利”)。如發生此情況，有關"中止後費用及紅利"將被儘管我們做出了合理的努力與您聯繫，但您如果未能在我們第一次與您溝通後的九十（90）個日曆日內就餘額、回扣/紅利進行向我們提供有效的賬戶信息，以便將餘額、基金回扣/銷售佣金或回扣費轉給您，這些回扣/紅利可能立即被存放在一個獨立的賬戶中，我們將從中收取每月維護費。這些費用（如果有的話）的支付將自動從該賬戶中扣除，如果該賬戶中的信用餘額不足，我們可以自行決定清算任何資產以滿足任何短缺。]