The Endowus
Wealth Implementation Plan
This Wealth Implementation Plan (WIP) builder will help to define your goals based on your individual circumstances and financial obligations, enabling us to craft a bespoke plan for you.
Define
Wealth Goals
Curate
Strategies
Implement
Wealth Plan
Review
Portfolio
Fees that are low, fair, and aligned
No transaction fees. No sales charges. No hidden fees, ever.
We are not incentivised on a commission model — so you'll only be recommended what's right for you, always.
We also provide you with access to institutional share class funds from the world’s financial powerhouses, and 100% Cashback on trailer fees.
Unlock the best of
Private Markets & Alternatives
Wealth management
you deserve
Get bespoke, personalised wealth management solutions and top-tier investment strategies at low, fair fees. Plus, get access to exclusive, closed-door networking sessions, market analyses outlook, as well as special art and lifestyle events.
in-person consultation & reviews
Life has many priorities and is ever-changing.
Your needs are unique and at the center of everything we do. Whether you are accumulating, preserving or transferring wealth, we want to bring you solutions across cash, CPF and SRS to help you achieve your goals.
You are not alone in this journey.
You have a dedicated relationship manager to guide you, backed by a team of experts with decades of experience in private banking, asset management, quant investing, investment banking, family offices, hedge funds, private equity, and more.
smart monitoring & rebalancing
We work with you to create customised portfolios working towards each of your goals and life priorities.
Our systems monitor your portfolios constantly to ensure they are on track to reach your goals.
As your life circumstances change, we systematically adjust your portfolios to optimise your investments.
Endowus transparently charges an Endowus Fee based on assets under advice (AUA), which includes ongoing advice, portfolio creation, unlimited transactions, and custodian fees.
Endowus has no sales fees, and 100% Cashback on trailer fees. Unlike other platforms, we do not collect kickbacks from fund managers.
We are only paid by you, the client we serve.
Endowus Fee per annum based on assets under advice (AUA):
Cash
0.60% S$200,000 and below
0.50% S$200,001 to S$1,000,000
0.35% S$1,000,001 to S$5,000,000
0.25% S$5,000,001 and above
CPF & SRS
0.40% Any amount
Cash management
0.15% Any amount
outside of Endowus
Our investment experts will analyse your holdings holistically, and provide a systematic process on how to achieve your goals and take you through the recommended strategies for your customised wealth solution.
Access institutional share-class funds
Directly access institutional share-class of funds previously only available to large institutional investors. This means lower fees and higher expected returns for you.
Multi-currency investment solutions
Build investment portfolios denominated and/or hedged in major currencies (SGD, USD, AUD, EUR, GBP, and more).
Tax-efficient for Singapore-based investors
Access investment solutions that are estate and dividend withholding tax-efficient for Singapore-based investors (and other non-US Persons).
As accredited investors, EPW clients are able to exclusively access more investment products.
The page you are about to view are for Accredited Investors only.
AUTHORISED USERS ONLY:
Each fund mentioned after you access this page is a scheme entered into the list of restricted schemes maintained by the Monetary Authority of Singapore (“MAS”) under the Securities and Futures Act (“SFA”) and pursuant to the Sixth Schedule of the Securities and Futures (Offers of Investments) (Collective Investment Schemes) Regulations in Singapore.
None of these Funds are authorised or recognised by the MAS and the offer of the Fund is not allowed to be made to the retail public in Singapore.
By accessing the ensuing webpages, you acknowledge that you are a “relevant person” within the meaning of section 305(5) of the SFA.
A “relevant person” means:
An Accredited Investor (as defined under section 4A of the SFA):
An Accredited Investor is:
(i) an individual (1) whose net personal assets exceed S$2 million (or its equivalent in value in any foreign currency) or (2) whose income in the preceding 12 months is not less than S$300,000 (or its equivalent in value in any foreign currency);
(ii) a corporation with net assets exceeding S$10 million in value (or its equivalent in value in any foreign currency), as determined by its most recent audited balance sheet or, in the case of a corporation which is not required to prepare audited accounts regularly, a balance sheet of the corporation certified by it to give a true and fair view of the state of affairs of the corporation as of the date of the balance sheet, which date shall be within the preceding 12 months;
(iii) a trustee of a trust of which all property and rights of any kind whatsoever held on trust for the beneficiaries of the trust exceed S$10 million in value (or its equivalent in foreign currency);
(iv) an entity (other than a corporation) with net assets exceeding S$10 million in value (or its equivalent in foreign currency);
A corporation the sole business of which is to hold investments and the entire share capital of which is owned by one or more individuals, each of whom is an Accredited investor;
A trustee of a trust the sole purpose of which is to hold investments and each beneficiary of which is an individual who is an Accredited Investor; or
An officer or an equivalent person of the person making the offer (such person being any entity) or a spouse, parent, brother, sister, son or daughter of that officer or equivalent person; or
A spouse, parent, brother, sister, son or daughter of the person making the offer (such person being an individual).
Under no circumstances should the information contained on this website be used or considered as an offer to sell, or solicitation of an offer to buy any security.
Any security offering is subject to certain investor eligibility criteria as detailed in the applicable offering documents (which may include but which is not limited to the relevant prospectus, PPM, articles of association/constitution and subscription documents). Endowus does not intend to provide investment, legal, or tax advice through this website and does not represent that any collective investment scheme mentioned is available to or suitable for any investor.
The collective investment schemes described on this website are not available for sale in any jurisdiction in which such sale would be prohibited. The information contained on this website may not be reproduced or circulated in whole or in part. The information may be in summary form for convenience of layout and presentation, it is not complete and it should not be relied upon as such. Information provided in the applicable offering document shall prevail in the event of any inconsistency. Investors should consider a security's investment objectives, risks, charges, and expenses carefully before investing.
If you are unsure about the meaning of any information provided above or you would like to understand what it means to be an “Accredited Investor”, please consult Endowus (support@endowus.com) or your other financial or professional adviser.
Click the "Acknowledged and Confirmed" button below if you have read, understand and acknowledge that you are a “relevant person”, otherwise, please click "Decline" to return to the main page.