Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get a $88 head start to growing your wealth.

Terms & Conditions of CNY 2024 Referral Promotion

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1. This promotion is organised by Endowus Singapore Pte Ltd. (“Endowus”). It should be read in conjunction with the Endowus Referral Program. You are solely responsible for ensuring that participation in this promotion is not illegal or prohibited by the laws or regulations of any country relevant or applicable to you. 

Endowus reserves the right to not allow participation by any person, at its sole and absolute discretion. 

Endowus reserves the right to disqualify an otherwise eligible person from receiving the incentive in the event that Endowus, in its absolute discretion, believes that such person may have contravened, will contravene or has contravened any of these terms and conditions and/or may bring Endowus into disrepute. 

Who is eligible? 

2. To be eligible for the promotion, you must have received the promotional email from Endowus, or push notification on the Endowus app, relating to this CNY 2024 Referral Promotion.  Endowus retains absolute discretion to decide on the eligibility for participation in the promotion. 

Promotion Period” begins from 00:00 on 23 January 2024 and ends at 23:59 on 25 February 2024, unless Endowus exercises its rights under paragraph 10 below.

What do I need to do to participate in the promotion

3. Make a “Successful Referral”. For a Successful Referral to occur, (i) you must refer a new user (“Referee”) to create an Endowus account using your personal referral link provided by Endowus AND (ii) the Referee has to invest a minimum of S$1,000 in any Endowus product (“the Qualifying Investment”) using that newly created account before the end of the Promotion Period. The Qualifying Investment may be made using any or a combination of cash, SRS and/or CPF. 

When and what do I get from the promotion?

4. For every Successful Referral, both you and your Referee will automatically receive a $68 Endowus Fee credit, which is applicable in respect of investments made through your respective Endowus accounts using any or a combination of cash, SRS and/or CPF.

What else do I need to know?

5. Endowus accepts no responsibility for accounts or transactions not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

6. Endowus also reserves the right to decline new client sign ups that do not meet our customer due diligence and client suitability requirements.

7. Endowus reserves the right to disqualify you if Endowus believes that there is any fraudulent activity such as, but not limited to, creation of fake accounts. 

8. The decision of Endowus regarding any aspect of the promotion is final and binding and no correspondence will be entered into about it.

9. In entering the promotion, you are deemed to have accepted and agreed to be bound by these terms and conditions. Endowus reserves the right to refuse entry, or refuse to award anyone in breach of these terms and conditions.

10. Endowus reserves the right to hold, void, cancel, suspend, or amend the promotion or these terms and conditions (in whole or in part) at any time without prior notification to you. Please contact support@endowus.com if you believe you qualified for this promotion but it has not been awarded to you as a result of this early suspension or termination. Events beyond the control of Endowus may occur that render the awarding of the promotion impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

11. By entering into this promotion, you agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the promotion and you shall be bound by, and all personal data submitted shall be subject to Endowus’ Privacy Policy and Endowus’ Terms, Conditions & Disclosures. You consent to and authorize Endowus to use at its sole discretion, without further compensation to you, your name, address, personal details, contact details, photographs, videotapes or any likeness of you for packaging, promotional, advertising, marketing and/or publicity purposes (where not prohibited by written law).

12. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall exclusively be submitted to the jurisdiction of and dealt with by the competent courts of Singapore.

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