Terms & Conditions

This offer applies to "Qualifying New Accounts" (as defined below). Endowus will award fee credits which will be used to waive a given amount of its fees applicable to your Endowus account. For the avoidance of doubt, this does not affect your fund-level fees due to the fund manager.

A "Qualifying New Account" is a new individual Endowus account opened using the specially designated link and funded with an initial investment of at least S$1,000, provided that the initial investment is not withdrawn for 90 days.

This offer is not valid with any other offers and is not transferable, may not be transferred to another person or exchanged for cash. You are responsible for any tax consequences, if any, that may result from your redemption or use of fee credits. This offer is available to Singapore residents only. Endowus reserves the right to terminate or extend this offer at any time for any reason, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any offer award if Endowus determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, that any rules or regulations would be violated, or that any terms of the Endowus Platform Agreement have been violated.

Applicable to Corporate Offers

By signing up on the specially designated link for a corporate offer, you warrant that you are an employee of the corporation at the time of creating your account.

Applicable to Personal Referral Program

Please send invites only to people you know personally who will be glad to get them. Referrals should only be used for personal and non-commercial purposes. Do not spam anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral link. Do not pay to advertise your referral links. Endowus may send one invite and up to two reminders to each friend you invite with your name.

Endowus is not responsible for incorrect entry or other failures on the part of your referee friend to meet the standards of a Qualifying New Account. A referred friend may only use one referral link. If a referred friend receives referral links from multiple referrers, only the referrer associated with the referral link actually used by the referred friend will receive the fee credit.

Endowus has invited you to invest better

Endowus has invited you to invest better

Endowus helps you invest your Cash, CPF and SRS savings in globally diversified portfolios at low cost.
When you sign up with this page 1XR8V and invest at least $1,000, you will get
Terms & Conditions

We only serve you.

Solely owned and operated by us, we are only paid by our clients, so the best products for your needs are chosen for your financial portfolio.

Sam Rhee
Endowus Chief Investment Officer (CIO)
Former CEO & CIO of Morgan Stanley Investment Management in Asia

See your future grow.

Move the sliders to see what your projected returns could be, and how your investment can grow over time.

Low, fair fees

all-in-access fee (P.a.)
We charge less than half the industry average
sales fees
Zero extra charges, always
trailer fee rebates
We rebate it all back to you

Access to the world's top fund managers.

Invest with confidence in leading global fund managers with proven strategies and track records.

We enable access to institutional share-class funds to make  investing more affordable for all of us.

see how we invest

Investment solutions built for you.

General Investing | Grow your Cash, CPF & SRS in global portfolios suitable for your goals.

Cash Smart | Save better and earn up to 2.0% per annum with no lock ups and no fuss.

Fund Smart | Build your own investment portfolios with greater flexibility and fund access.

Private Wealth | 
Personalised services for private clients investing S$1M+ with Endowus.

Convenient and trusted double-ledger security.

When you create an Endowus account, we will create a trust account in your own legal name at UOB Kay Hian, Singapore’s largest broker.

This means your assets and transactions on the Endowus platform are recorded in two entities licensed by the Monetary Authority of Singapore (MAS).

This is different from most wealth platforms, which comingle assets with other clients before interfacing with their execution broker.