Planned maintenance 🚧

To serve you better, we will be conducting scheduled maintenance on 13 Jul'22, 23:00 SGT for approx. 3 hours.

The platform will be unavailable between 3pm and 4pm SGT on 16 Nov 2023. We apologise for any inconvenience caused.

Find out more

create account

Invest

Choose your funding source

Invest CPF >

37% of your income goes into CPF. Invest it to grow faster than 2.5% p.a.

Invest SRS >

Get tax relief with SRS contributions and invest them to grow beyond 0.05% p.a.

Invest Cash >

Explore ways to grow your cash from short-term needs to long-term wealth.

choose from

expert advised portfolios

View all portfolios

Flagship >

Invest in a globally diversified portfolio for your long-term wealth.

Income >

Earn passive income through portfolios focused on dividends and stability.

Cash Smart >

Maximise your cash with higher yields, with no lock ups and no limits.

BUILD YOUR OWN PORTFOLIO

WITH BEST-IN-CLASS FUNDS

View all 400+ funds

SRS Collection funds

Hidden investment gems

Cost of living

Webinars

Investing

Webinar: Score more than tax savings with your SRS

October 30, 2024

Articles

Investing

What are real assets?

October 17, 2024

Articles

Personal Finance

5 Moves to build your financial resilience against recessions

August 28, 2024

Articles

CPF & SRS

No SA, no worries: Key takeaways of Singapore Budget 2024 for retirement success

February 20, 2024

highlights-endowus-wealthtech-conference-2023

Articles

Investing

Highlights from the Endowus WealthTech Conference 2023

October 27, 2023

Webinar: MileLion x Endowus - airline miles, Singapore credit card rewards, travel expenses, digital wealth platforms

Webinars

Personal Finance

AMA with The MileLion: best hacks for your travel and investment plans

August 24, 2023

Mother and child - key takeaways for parents in Singapore Budget 2023

Articles

Personal Finance

Bigger Baby Bonus, parental leave, tax relief for mothers: Budget 2023

February 16, 2023

CPF changes in Budget 2023 - all you need to know - monthly salary ceiling, platform workers, older workers

Articles

CPF & SRS

CPF changes in Budget 2023 — all you need to know

February 15, 2023

Take advantage of the Supplementary Retirement Scheme

Articles

CPF & SRS

Your guide to the Supplementary Retirement Scheme (SRS)

November 11, 2022

SRS investments - tax savings - Supplementary Retirement Scheme

Articles

CPF & SRS

How to get tax relief in Singapore through SRS

September 30, 2022

Webinars

Personal Finance

Webinar: Simple hacks to build your money mindset

August 29, 2022

invest to beat inflation - retirement planning

Articles

Investing

Why should we invest?

August 8, 2022

retiring with the 4 percent rule amid higher inflation

Articles

Retirement

Prepare for retirement amid higher inflation with the 4% rule

July 28, 2022

With-rising-rates-should-housing-loans-be-repaid-early

Articles

Personal Finance

With rising interest rates, should housing loans be repaid early?

June 29, 2022

Financial independence, retire early in Singapore - fort canning

Articles

Personal Finance

FIRE: Financial independence, retire early in Singapore

May 24, 2022

us federal reserve - inflation and higher prices

Articles

Investing

Adjusting to a new era of higher prices

May 9, 2022

mental health - financial anxiety - inflation

Articles

Personal Finance

How does financial anxiety hurt mental health?

April 26, 2022

Articles

Personal Finance

Why is inflation rising in Singapore?

April 14, 2022

Articles

Personal Finance

Worried about inflation? Time to refresh your personal finance checklist

March 17, 2022

Articles

Personal Finance

Singapore Budget 2022: how does it impact your personal finances?

February 24, 2022

Passive investing in Singapore: ideas to generate more income

Articles

Personal Finance

Passive investing in Singapore: ideas to generate more income

February 14, 2022

parents financial planning for children, education, starting a family

Articles

Personal Finance

Financial planning strategies for new parents

November 10, 2021

Webinars

CPF & SRS

Webinar: SRS top-ups for tax relief — cash trap or retirement windfall?

October 4, 2021

Setting and prioritising investment and savings goals

Articles

Personal Finance

Here's how you can prioritise your financial goals

July 2, 2021

Webinars

Personal Finance

Webinar: The practical approach to financial freedom

September 2, 2020

calculating personal budget, spending and income

Articles

Personal Finance

Manage your personal budget in five quick steps

June 19, 2020

Articles

Personal Finance

5 things to consider about debt before investing

June 1, 2019

SGD cash and coins - saving too much money

Articles

Personal Finance

The real cost of staying liquid

April 13, 2019

Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE

Invest with us
How we invest
Invest CPF
Invest SRS
Invest Cash
ESG sustainable
Income
Cash Smart
Fund Smart
Exclusive HNW solutions
Institutional Cash
Corporate Benefits
Private Markets & Hedge Funds

About
Fees
Getting Started
Our Investment Approach
Our Team
Our Clients
Our Fund Managers
Newsroom
Careers at Endowus
Security
Important Notices
Platform Status

Resources
Insights
Webinars
Empower
FAQs
Investing 101
Wealth Insights Report
WealthTech Conference
Retirement Report
Appointed Representatives
Get in touch with us
Report a security issue
Legal

Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”) (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Planned maintenance 🚧

More on

Cost of living

Webinar: Score more than tax savings with your SRS

What are real assets?

5 Moves to build your financial resilience against recessions

No SA, no worries: Key takeaways of Singapore Budget 2024 for retirement success

Highlights from the Endowus WealthTech Conference 2023

AMA with The MileLion: best hacks for your travel and investment plans

Bigger Baby Bonus, parental leave, tax relief for mothers: Budget 2023

CPF changes in Budget 2023 — all you need to know

Your guide to the Supplementary Retirement Scheme (SRS)

How to get tax relief in Singapore through SRS

Webinar: Simple hacks to build your money mindset

Why should we invest?

Prepare for retirement amid higher inflation with the 4% rule

With rising interest rates, should housing loans be repaid early?

FIRE: Financial independence, retire early in Singapore

Adjusting to a new era of higher prices

How does financial anxiety hurt mental health?

Why is inflation rising in Singapore?

Worried about inflation? Time to refresh your personal finance checklist

Singapore Budget 2022: how does it impact your personal finances?

Passive investing in Singapore: ideas to generate more income

Financial planning strategies for new parents

Webinar: SRS top-ups for tax relief — cash trap or retirement windfall?

Here's how you can prioritise your financial goals

Webinar: The practical approach to financial freedom

Manage your personal budget in five quick steps

5 things to consider about debt before investing

The real cost of staying liquid