Endowus Monthly Fund Digest 2021 Wrap Up

The Endowus Investment Office wishes all our clients a Happy New Year, and good health and prosperity in 2022! We are wrapping up 2021 with some Fun(d) Facts for the year with our 2021 edition of our annual Fund Digest Wrap Up.

Here are some of our key Fun(d) Facts for 2021

• We introduced 152 new funds on Fund Smart, bringing the total to 244 best-in-class funds available on Endowus. See the full fund list in our upgraded Investment Fund List here.

• We worked with 37 leading fund managers to give access to their best funds at the lowest cost possible for Endowus clients. Read more about the fund managers here.
• We launched more than 15 different ready-made, advised portfolios designed by the Endowus Investment Office to meet essential and specific financial goals, including Core Flagship & ESG (environmental, social, and governance), Cash Smart, Satellites, and Income*. Learn about our Advised Portfolios here.

New Endowus Advised Portfolios launched in 2021

Endowus Core | Environmental, Social and Governance (ESG)

Gain unique access to ready made Endowus ESG portfolios built with the best ESG, sustainable and climate funds for both equities and fixed income from top ESG fund managers.

Endowus Cash Smart Ultra

With the new Cash Smart Ultra, we combined the best performing short duration funds and money market funds from multiple managers and flexibly allocate always to the highest yield achievable. Grow your cash with higher yields, no lock ups, no limits or tiers, no penalties, no hidden charges, no transfer limits and no fuss.

Endowus Satellite

Take advantage of optimised, best-in-class portfolios designed by Endowus to target your favorite regions, themes, asset classes, and trends.

Endowus Income Advised Portfolios

Passive income today, while also planning for tomorrow.

*Endowus Income advised portfolios are currently exclusively available to existing Endowus clients who have completed onboarding, and is scheduled for public launch later this month. Read more about them here.

We also lowered the Access Fee to 0.3% for Single Fund Goals via Endowus Fund Smart

Fund Smart allows you to buy funds or construct your own portfolios with access to best-in-class unit trusts curated by the Endowus Investment Office. Save 50% or more on your annual investment costs through 0% sales charges, no lock-ups, and 100% trailer fee rebates on Fund Smart — we return you the kickback most banks, brokers, and fund platforms keep for themselves.We have also lowered the Access Fee to 0.3% for Single Fund Goals via Fund Smart (Cash, CPF, and SRS), reinforcing our commitment to reduce the cost of investing. The new pricing means that >95% of funds are now cheaper on Endowus than any other fund platform or broker in Singapore.

Top Funds of 2021

By major asset class and popular sectors

By Relative Returns

By Absolute Returns

2021 Most Popular Funds on Endowus Fund Smart

2021 Most Popular Active Fund Managers

Interested in investing in the top funds of 2021, or other best-in-class funds that we’ve curated for you? Head over to our Investment Fund List to find out more.

Note 1: Fund ranking is based on relative returns, and NOT absolute returns.‍

Note 2: Relative return is the net fund-level returns after fees, before Endowus trailer fee rebate, relative to the respective prospectus benchmarks. Where a fund does not have a prospectus benchmark, an appropriate asset class benchmark chosen by the Investment Office was used. The SGD share classes available on Endowus Fund Smart were used. Funds whose SGD share class was incepted during 2021 was excluded from analysis. Returns of the funds are monthly between the periods 1 January 2021 to 23 December 2021. Source: Bloomberg.

‍Note 3: Absolute return is the net fund-level returns after fees, before Endowus trailer fee rebate. The SGD share classes available on Endowus Fund Smart were used. Funds whose SGD share class was incepted during 2021 was excluded from analysis. Returns of the funds are monthly between the periods 1 January 2021 to 23 December 2021. Source: Bloomberg.

‍Note 4: Fund ranking is based on absolute returns, and NOT relative returns. Returns of the funds are between the periods 1 January 2021 to 23 December 2021.

‍Note 5: Data based on the net inflows in the one-year period between 24 December 2020 and 23 December 2021 on Fund Smart (excluding inflows through Advised Portfolios).

‍Note 6: Data based on the average net inflows per fund in the one-year period between 24 December 2020 and 23 December 2021 on Fund Smart (excluding inflows through Advised Portfolios). Only active strategies were considered for this analysis (i.e. excludes index-tracking funds and Dimensional funds).

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Investment involves risk. Past performance is not necessarily a guide to future performance or returns. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund.

Any forward-looking statements, prediction, projection or forecast on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to market influences and contingent upon matters outside the control of Endow.us Pte. Ltd (“Endowus”) and therefore may not be realised in the future. Further, any opinion or estimate is made on a general basis and subject to change without notice. In presenting the information above, none of Endowus Pte. Ltd., its affiliates, directors, employees, representatives or agents have given any consideration to, nor have made any investigation of the objective, financial situation or particular need of any user, reader, any specific person or group of persons. Therefore, no representation is made as to the completeness and adequacy of the information to make an informed decision. You should carefully consider (i) whether any investment views and products/ services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate.

Investment into collective investment schemes: Please refer to respective funds’ prospectuses for details of the funds, their related fees, charges and risk factors, The listing of units of the fund on a stock exchange does not guarantee a liquid market for the units. Before making an investment decision, you are reminded to refer to the relevant prospectus for specific risk considerations.

For Cash Smart Secure, Cash Smart Enhanced, Cash Smart Ultra: It is not a bank deposit and not capital guaranteed, and is subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. Interest rates are indicative and subject to change at any time.

Product Risk Rating: Please note that any product risk rating (the “PRR”) provided by us is an internal rating assigned based on our product risk assessment model, and is for your reference only. The PRR is subject to change from time to time. The PRR does not take into account your individual circumstances, objectives or needs and should not be regarded as advice or recommendation to purchase, hold or sell any fund or make any other investment decisions. Accordingly, you should not solely rely on the PRR in making your investment decision in the relevant Fund.

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