Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get an $88 head-start to growing your wealth.

For new clients of Endowus, get $38 off Endowus Fee

Endowus helps you manage all your wealth - Cash, CPF, and SRS - with access to personalised advice and investment solutions at a low fair fee. Key in your Circle of Life Gacha code, and start registering for an account now to get your $38 reward!
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By creating an account you agree to the 
Platform Agreement
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Why people invests with Endowus.

Best opportunities

Disciplined, time-tested investing to navigate market volatility and reach your financial goals holistically with Cash, CPF & SRS.

Easy to use

Institutional, low cost access to best-in-class fund managers with expertise, scale, and real proven track records.

Expert advice

No sales charges. No transaction fees. 100% Cashback on trailer fees.  A low all-in transparent Endowus Fee.

How to start investing

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Tell us about yourself
Tell us about your goals, risk tolerance, and investment timeline. We will tailor our portfolio recommendation based on your individual circumstances.
Generate your personalised plan.
Based on what you tell us, our system will scientifically recommend a model portfolio to you. We run thousands of simulations that show you how your portfolio can grow towards your goals.
Onboard online in 10 minutes.
Once you're done with your plan, we'll need some personal information (much like opening a bank account but entirely online). As an MAS-licensed financial adviser, we make sure to follow the rules, so you get all the benefits and none of the hassle.

Historical performance of our Flagship portfolio (60% Equities | 40% Fixed Income) against the Benchmark (60% MSCI ACWI | 40% BBGA)

SGD, monthly data from Jan 2003 to May 2022
Endowus 60 | 40
Benchmark
2.5% p.a.
Historical performance of our flagship portfolio 60% equities and 40% fixed income against MSCI World Index
Historical performance of our flagship portfolio 60% equities and 40% fixed income against MSCI World Index
As Featured in

Expert investing for all of us.

Asia’s leading fee-only digital wealth platform, providing expert personalised advice, institutional access to best-in-class funds, and low fair fees, so everyone can invest better.

Frequently asked questions

What can I invest in on the Endowus platform?

On the Endowus platform, you’ll have access to a curated list of 250+ mutual funds (unit trusts). You may invest in one of our 4 types of advised portfolios (Core, Satellite, Income, Cash Smart) or create your own customised portfolios of funds.

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You may learn more about our various investment solutions here

What are the fees in using Endowus?

Opening an Endowus account is free and there are no fees for maintaining an account with us. 

As an independent fee-only wealth advisor, we remove all hidden fees and are paid directly by you for the service we provide to you through the Endowus Fee. 

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The Endowus Fee is an all-in fee that covers all transaction costs and custodian fees. There is no upfront subscription fee, no redemption fee, no switching cost or any other fees. 

In contrast to typical industry practices, we do not keep any trailer fee kickbacks for ourselves, if we receive any we give this back to you 100% as cashback. This means we are completely aligned with clients’ interests and are not incentivised to churn your investments.

Am I eligible to sign up with Endowus?

Any* person over the age of 21, whether living in Singapore or overseas, may open an Endowus account.

 

Singaporeans and PRs are encouraged to sign up for an account with MyInfo using SingPass for quicker verification. 

 

If you aren’t a Singaporean or PR, please provide us with your passport and address proof (bank statement, utilities bill or government-issued document) dated within 3 months, after registering for an account. You may email us these documents at support@endowus.com.

 

*Unfortunately, we cannot open accounts for US persons (US Citizen, US Green Card Holder, or US Tax Resident) at this time.


If I have more questions, how do I contact Endowus?

If you have questions about using Endowus, please contact us at support@endowus.com or call us at +65 3138 9167

View more FAQs
Endowus
Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE
HONG KONG
Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
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This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”)  (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.