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‍‍Endowus NTUC Link Rewards Promotion 2022

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1. This corporate promotion (“Promotion”) is organised by ENDOW.US Pte. Ltd. (“Endowus”). 

Each participant is solely responsible for ensuring that participation in this Promotion is not illegal or prohibited by the laws or regulations of any country relevant or applicable to the participant.

Endowus reserves the sole and absolute right to disqualify an otherwise eligible person from receiving the incentive in the event that Endowus, in its absolute discretion, believes that the particular person may have contravened, will contravene or has contravened any of these Terms and/or may bring Endowus into disrepute.

Who is eligible?

2. Participants must be existing members of NTUC’s Link Rewards program, and are not Existing Clients of Endowus.

“Existing Clients'' are defined as person(s) who have already created an account with Endowus, regardless of whether they have successfully invested any money through Endowus.

Endowus shall have absolute discretion to decide on the eligibility for participation in the Promotion.

What do I need to do to participate in the Promotion?

3. Participants must invest a minimum of S$1,000 in any Endowus product during the Promotion Period and before 23:59 on 31 December 2022 (a “Qualifying Investment'') to be eligible for the first tier reward of the Promotion. Participants making more than S$5,000 of Qualifying Investment will be eligible for the second tier reward of the Promotion. 

4. The funding source for the Qualifying Investment can comprise Cash, SRS and/or CPF.

5. The Qualifying Investment can comprise of investments made in multiple transactions and/or portfolios, so long as the total invested amount in the participant’s Endowus account is at least S$1,000 before 23:59 on 31 December 2022.

Participants must register for an Endowus account using the URL issued by NTUC and input their NTUC FairPrice-registered mobile number during the registration process with Endowus.

What is the reward and How will I receive the reward?

6. First tier reward: 1,000 Linkpoints will be awarded to participants within 14 working days from the end of the month in which they have successfully made a Qualifying Investment of at least S$1000 and up to (but not including) S$5000. Second tier reward: 10,000 Linkpoints will be awarded to participants within 14 working days from the end of the month in which they have successfully made a Qualifying Investment of S$5000 or more. 

Each participant may claim only one first tier reward or one second tier reward, and tier rewards are mutually exclusive i.e. if you have qualified for a second tier reward, you shall not be able to claim a first tier reward in addition to the second tier reward. In the event that you have already claimed Linkpoints in respect of a first tier reward and subsequently topped up an additional amount during the Promotion period such that you qualify for a second tier reward, you shall receive the balance of 9000 Linkpoints being the difference between the first tier reward and second tier reward.

NTUC will credit the Linkpoints directly into the qualifying participant’s account. 

For the terms of use of Linkpoints, please contact NTUC directly or refer to: https://help.fairprice.com.sg/hc/en-us

When does the Promotion end?

7. The Promotion period starts from 00:00 on 1 July 2022 and ends at 23:59 on 31 December 2022 unless Endowus exercises its rights under paragraph 16 below.

8. The Promotion for the first tier reward is limited to the first 1,000 qualifying participants, while the Promotion for the second tier reward is limited to the first 250 qualifying participants. The Promotion for each of the first and second tier of rewards shall end once their respective limits are reached or on 31 December 2022, whichever is earlier.

What else do I need to know?

9. Endowus accepts no responsibility for accounts or transactions not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

10. Endowus also reserves the right to decline new client sign ups that do not meet our customer due diligence and client suitability requirements.

11. Endowus reserves the right to share your mobile number, eligible Promotion reward tier and transaction date with NTUC for the purposes of fulfilment of rewards of this Promotion.

12. Endowus reserves the right to disqualify any participant that is suspected of any fraudulent activity such as, but not limited to, creation of fake accounts.

13. For the avoidance of doubt, you are able to participate in other ongoing Endowus promotions addressed personally to you during the Promotional Period so long as you fulfil the stipulated conditions to that promotion. 

14. The decision of Endowus regarding any aspect of the Promotion is final and binding.

15. In entering the promotion, you are deemed to have accepted and agreed to be bound by these terms and conditions. Endowus reserves the right to refuse entry, or refuse to award the incentive, to anyone in breach of these terms and conditions.

16. Endowus reserves the right to hold, void, cancel, suspend, or amend the Promotion or these terms and conditions (in whole or in part) at any time without prior notification to participants. Please contact support@endowus.com if you believe you qualified for this Promotion but it has not been awarded to you as a result of this early suspension or termination. Events beyond the control of Endowus may occur that render the awarding of the Promotion impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

17.Endowus is not responsible for any unauthorised, fraudulent, unlawful or unsuccessful redemption. 

18. Nothing in these terms and conditions should be regarded as Endowus’ recommendation or endorsement of the quality of the products available on Grab. Endowus expressly disclaims any representation, warranty or undertaking in relation to the quality, status, or adequacy of such products. Any dispute arising from or relating to the products or services redeemed shall be settled between you and Grab and/or the supplier of the services/products. Endowus shall not be held liable for any claim arising from or relating to the services/ products or the redemption process.

19. By entering into this Promotion, you agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the Promotion and you shall be bound by, and all personal data submitted be subject to Endowus’ Privacy Policy and Endowus’ Terms, Conditions & Disclosures. You consent to and authorise Endowus to use at its sole discretion, without further compensation to you, your name, address, personal details, photographs, videotapes or any likeness of you for packaging, promotional, advertising, marketing and/or publicity purposes (where not prohibited by written law).

20. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall exclusively be submitted to the jurisdiction of and dealt with by the competent courts of Singapore.

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