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Terms & Conditions of Endowus Financial Literacy Carnival Giveaway 2024

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This is a legally binding agreement between you (“Participant”) and the Organiser establishing the terms and conditions under which you are entitled to participate in the Giveaway (the “Giveaway”).‍

By participating in the Giveaway, you agree to be bound by and to comply with these terms and conditions including all amendments, additions, replacements and modifications hereto as may from time to time be made by the Organiser. The Organiser reserves the right to refuse entry or refuse to award the prizes to anyone in breach of these terms and conditions or as determined under its sole and absolute discretion. 

If you have collected a prize but do not comply with the terms and conditions for the Giveaway, you will also be required to return the prize to the Organiser.

  1. Organiser
    The organiser of the Giveaway is Endowus Singapore Pte. Ltd (“Endowus”).
  2. Name of the Giveaway
    The name of the Giveaway  is Endowus Financial Literacy Carnival Giveaway 2024
  3. Date, Place and Time of the Giveaway
    The Giveaway will take place at  the Marine Parade GRC Financial Literacy Carnival, which will be held at Wisma Geylang Serai,  1 Engku Aman Turn, Singapore 408528 on 25 February 2024 from 9am to 6 pm (the “Carnival”).
  4. Eligibility for the Giveaway
    Subject to the exclusion below, to be eligible for the Giveaway (an “Eligible Participant”), you must complete and score full marks for the financial literacy quiz (the “Financial Literacy quiz”) during the Carnival.

The Organiser and its affiliates, and their employees shall not be eligible for the Giveaway and shall not be considered Eligible Participants. 

The Organiser shall have absolute discretion to decide on the eligibility for participation in the Giveaway. 

  1. The Rules of the Giveaway

Each Eligible Participant is given one chance to fill up the Financial Literacy quiz during the Giveaway. There are a total of 5 multiple choice questions in the quiz, each with a pre-determined correct answer.  The Organiser shall have absolute discretion to decide on the answers to the Financial Literacy quiz.

  1. The Prizes

An Eligible Participant who completes and scores full marks for the Financial Literacy quiz shall receive the following prize:

  • Eligible Participant who is an existing Endowus client - an $8 Endowus Fee Voucher which is applicable in respect of investments made through the Endowus account using any or a combination of cash, SRS and/or CPF.

 The Fee Voucher will be automatically credited to the Eligible Participant’s Endowus account within 14 days of the Giveaway, and have a 6 months validity period..

  • Eligible Participant who is not an existing Endowus clients - a $5 NTUC Fairprice e-voucher. 

The NTUC Fairprice e-voucher will be sent via email to the Eligible Participant’s email address within 14 days of the Giveaway. The e-voucher has a 6 months’ validity period.

All prizes are non-exchangeable, non-transferable and no cash alternative will be offered. The prizes may be subject to additional terms and conditions, and you agree to comply with all terms and conditions applicable to the prizes.

  1. Final Determination by the Organiser
    The decision of the Organiser regarding any aspect of the Giveaway is final and binding and no correspondence will be entered into about it. The Organiser reserves the right to hold void, cancel, suspend, or amend the Giveaway at its sole and absolute discretion.
  2. Personal Data
    By participating in the Giveaway, you agree that any and all personal data submitted may be collected, used and/or disclosed by the Organizer and its authorised third parties for the following purposes: (i) processing and administering matters relating to the Giveaway, including communicating with you for purposes related to the Giveaway and the Organiser’s legal, operational and business needs; (ii) publication of the result of the Giveaway on the Organiser and/or its affiliate’s website; (iii) to comply with any applicable law in relation to the conduct of the Giveaway; and/or (iv) such other purposes as the Organiser may reasonably deem appropriate, or in relation to which you have otherwise provided or have been deemed to have provided the Organiser with consent, or as otherwise permitted by applicable law.
  3. General Terms and Conditions
    The Organiser, its representatives and/or agents will not in any circumstances be responsible or liable to compensate you or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up a prize or participation in the Giveaway except where it is caused by the gross negligence of the Organiser, its representatives and/or agents. To the maximum extent permitted by law, you agree to indemnify the Organiser against any losses, damages, costs, expenses, claims or liabilities of any kind arising in connection with your participation in the Giveaway. The terms and conditions of the Giveaway are not intended to confer rights to any third party under the Contracts (Rights of Third Parties) Act 2001 to enforce any provision of these terms and conditions, and the operation of the said Act is hereby excluded. The terms and conditions of the Giveaway are governed by Singapore law and you agree to submit any claim, dispute or controversy to the exclusive jurisdiction of the courts of the Republic of Singapore.

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