Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get a $88 head start to growing your wealth.

Terms & Conditions of Endowus “May Referral Promotion 2024”

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1. This promotion is organised by Endowus Singapore Pte Ltd. (“Endowus”). It should be read in conjunction with the Endowus Referral Program. Each participant is solely responsible for ensuring that participating in this promotion is not illegal or prohibited by the laws or regulations of any country relevant or applicable to the participant. 

Endowus reserves the right to not allow participation by any person, at its sole and absolute discretion. 

Endowus reserves the right to disqualify an otherwise eligible person from receiving the incentive in the event that Endowus, in its absolute discretion, believes that such person may have contravened, will contravene or has contravened any of these terms and conditions and/or may bring Endowus into disrepute. 

Who is eligible? 

2. To be eligible for the promotion,  participants must be recipients of the promotional email from Endowus, or push notification on the Endowus app, relating to the May Referral Promotion.  Endowus shall retain absolute discretion to decide on the eligibility for participation in the promotion. 

Promotion Period” begins from 00:00 on 20 April 2024 and ends at 23:59 on 31 May 2024, unless Endowus exercises its rights under paragraph 10 below.

What do I need to do to participate in the promotion

3. (i) Refer a new user (“Referee”) to  create an Endowus account using your personal referral link provided by Endowus in your Endowus rewards page during the Promotion Period AND (ii) the Referee has to successfully complete the placement of  an investment order or multiple investment orders in any Endowus product(s)  during the Promotion Period amounting to at least S$1,000 of net new investments (after deducting the aggregate value of all sell orders made through his/her Endowus account during the Promotion Period) as at the end of the Promotion Period (“the Qualifying Investment”) using that newly created Endowus account, upon which it will be considered a “Successful Referral”. The Qualifying Investment may be made:  (a) using any or a combination of cash, CPF or SRS; and (b) in a goal or any combination of goals. 

Do note that a successful placement of an  investment typically takes 3-5 business days to complete from the time a person creates and submits an investment order and only successfully  completed placements of investment orders will be taken into account for Successful Referrals. 

When and what do I get from the promotion?

4. For every Successful Referral, in addition to the S$20 Endowus Fee credit incentive from the Endowus Referral Program (“Endowus Referral Reward”), both you and your Referee will each receive an additional S$20 Endowus Fee credit incentive  (“Bonus Reward”). The Bonus Reward will be credited to your respective Endowus accounts by 15 June 2024. Please refer to the terms set out in the  Endowus Referral Program webpage for additional terms and conditions applicable to the Endowus Referral Reward.

What else do I need to know?

5. Endowus accepts no responsibility for accounts or transactions not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

6. Endowus also reserves the right to decline new client sign ups that do not meet our customer due diligence and client suitability requirements.

7. Endowus reserves the right to disqualify you if Endowus believes that there is any fraudulent activity such as, but not limited to, creation of fake accounts. 

8. The decision of Endowus regarding any aspect of the promotion is final and binding and no correspondence will be entered into about it.

9. In entering the promotion, you are deemed to have accepted and agreed to be bound by these terms and conditions. Endowus reserves the right to refuse entry, or refuse to award anyone in breach of these terms and conditions.

10. Endowus reserves the right to hold, void, cancel, suspend, or amend the promotion or these terms and conditions (in whole or in part) at any time without prior notification to you. Please contact support@endowus.com if you believe you qualified for this promotion but it has not been awarded to you as a result of this early suspension or termination. Events beyond the control of Endowus may occur that render the awarding of the promotion or the promotional reward impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

11. By entering into this promotion, you agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the promotion and you shall be bound by, and all personal data submitted shall be subject to Endowus’ Privacy Policy and Endowus’ Terms, Conditions & Disclosures. You consent to and authorize Endowus to use at its sole discretion, without further compensation to you, your name, address, personal details, contact details, photographs, videotapes or any likeness of you for packaging, promotional, advertising, marketing and/or publicity purposes (where not prohibited by written law).

12. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall exclusively be submitted to the jurisdiction of and dealt with by the competent courts of Singapore.

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