Webinar: Making extraordinary returns from your CPF Ordinary Account
Endowus Insights

Webinar: Making extraordinary returns from your CPF Ordinary Account

Updated
June 27, 2022
published
August 25, 2021
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Webinar: Making extraordinary returns from your CPF Ordinary Account

Learn about how the founder of the 1M65 movement successfully invested in markets and boosted his OA balance.

CPF investing is often overlooked by many Singaporeans. Or it’s simply treated  as a backup “war chest” to buy stocks or funds cheap when the market is undergoing a deep discount. But is that the right way to look at CPF investing? And what are the risks involved?

0:00 Introductions
3:52 Why you should invest your CPF
7:37 Making extraordinary returns with CPF OA – Loo’s returns
14:05 Capitalising on Covid-19 market volatility in investing
18:11 Kuih Lapis investing strategy – financial safety safety net and taking on more risk
23:00 Financial safety net with 1M65  
28:05 Not all market indices give the same high term returns
35:00 What is the S&P 500 fund that we can buy through CPF OA?
38:48 If you are in your late 20s, would you invest your CPF OA or save them up for BTO
42:26 Should you save all your CPF OA to SA before investing?
49:24 Demo on Endowus
55:28 I only use CPF for insurance linked policy. With a much shorter time frame, what is the best way to "accelerate" $ for retirement?
59:13 For a person age 55, withdraw cash and invest in S&P500? Or retain CPFIS account and invest via Endowus?
1:02:49 $1m65 is absolute number. It's been said age 60 should have 60%bonds 40%equities. Is CPF part of bonds?

About the Speakers

Loo Cheng Chuan

Loo Cheng Chuan founded the 1M65 Movement, where he has developed a financial strategy to get S$1 Million in your CPF by 65 years old. Loo wants to help Singaporeans grow their CPF and become millionaires by the time they retire.In 2018, Loo and his wife crossed the S$1 million mark in their CPF savings account at 45 years old, proving many 1M65 skeptics wrong. Loo and his 1M65 strategy have been featured in mainstream news and online media.

Through public speaking events and publishing content on the 1M65 Movement, Loo hopes to help Singaporean became financially independent. He was one of the few non-civil servant to be awarded the Public Sector Transformation award in 2018 for his 1M65 efforts.

Samuel Rhee

As the Chief Investment Officer & Chairman of Endowus, Sam is responsible for the company’s asset allocation and investment selection. He heads the Investment Committee and ensures holistic portfolios for every investor. Sam has over 27 years of investment experience, managing investment portfolios in the tens of billions of dollars while working with the largest financial institutions in the world. He is the former Chief Executive Officer and Chief Investment Officer at Morgan Stanley Investment Management in Asia.

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Investment involves risk. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Past performance is not an indicator nor a guarantee of future performance. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund. 

Any forward-looking statements, prediction, projection or forecast on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to market influences and contingent upon matters outside the control of Endow.us Pte. Ltd (“Endowus”) and therefore may not be realised in the future. Further, any opinion or estimate is made on a general basis and subject to change without notice. In presenting the information above, none of Endowus Pte. Ltd., its affiliates, directors, employees, representatives or agents have given any consideration to, nor have made any investigation of the objective, financial situation or particular need of any user, reader, any specific person or group of persons. Therefore, no representation is made as to the completeness and adequacy of the information to make an informed decision. You should carefully consider (i) whether any investment views and products/ services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate.

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