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10 March 2024

In this commentary piece, Sean Wong, Head of Investments at Endowus, discussed how Singapore’s inflation rate has been outpacing CPF OA interest rates. To ensure that their pension savings achieve higher real returns and build a meaningful safety net, CPF members can make use of the higher interest in the CPF SA account till they are 55 years old, and invest their OA monies in low-cost, globally diversified and risk-appropriate portfolios.

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