Equities vs ‘guaranteed’ fixed deposits

Fixed deposit rates are better than they have been for a while, but comfortably sitting in fixed deposits means missing out on global equities that are up 18 per cent YTD, opined Gregory Van, CEO of Endowus, while discussing the pros and cons of equities and fixed deposits. Investors need to be patient to harvest the equity-risk premium, disciplined to stay diversified and manage their costs, and have the stomach to tolerate more volatility.