规划退休储蓄 别让情绪影响长期投资

Endowus Chief Client Officer So Sin Ting discussed how emotional biases, such as present bias and inertia, can delay retirement planning, leading to many Singaporeans postponing their investment decisions. To stay on track, she advised automating monthly contributions from bank, CPF, or SRS accounts and selecting globally diversified portfolios managed by professionals to simplify long-term investing and reduce decision fatigue.