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Grow all your money.
Invest your Cash, CPF & SRS better, with expert advice towards your life goals, and exclusive access to best-in-class funds at low cost.
Endowus is a fee-only wealth platform and the first digital advisor for all your money - Cash, CPF & SRS.
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Investing better, for all of us.
We find the world's best funds, negotiate lower fees for all of us, and help you build optimal investment portfolios to reach your goals.
See your future grow.
Move the sliders to see what your projected returns could be, and how your investment can grow over time.
Fair fees, forever.
100% trailer fee rebates - an industry first. We partner with asset managers to access their lowest fees possible and rebate 100% of any sales commissions and trailer fees to you.
Our all-in-one fees are a fraction of the industry average, ranging from 0.05% to 0.60% p.a.
- No sales charges.
- No transaction fees.
- 100% trailer fee rebates.
- No hidden charges.
Access to the world's top fund managers.
Invest with confidence in leading global fund managers with proven strategies and track records.
We enable access to institutional share-class funds to make investing more affordable for all of us.




Investment solutions built for you.
General investing | Grow your Cash, CPF & SRS in global portfolios suitable for your goals. Learn more
Cash Smart | Save better and earn up to 1.6% per annum with no lock ups and no fuss. Learn more
Fund Smart | Build your own investment portfolios with greater flexibility and fund access. Learn more
Private Wealth | Personalised services for private clients investing S$1M+ with Endowus. Learn more


Technology-enabled human advice.
Holistic, scientific and simple. Just tell us your life goals, and we'll help you figure out what you need to succeed.
With Endowus, designing your future has never been easier.

Former Morgan Stanley / Nomura Private Wealth Management

Convenient. Secure. Trusted.
When you create an Endowus account, we will create a trust account in your own name at UOB Kay Hian, Singapore's largest broker.
This trust account will handle your assets and process the transactions you make on the Endowus platform.