Retirement planning and growing your CPF

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Chapters:

• ‍11:52 - Closure of SA and thinking about your retirement strategies‍
• 25:45 - What can Singaporeans do to their CPF in light of the changes‍
• 32:08 - How the markets have performed across the years‍
• 39:11 - Examining equities and fixed income assets and how to build your portfolio allocation‍
• 45:41 - How to evaluate whether you should invest your OA‍
• 57:40 - Should I be concerned about the US markets?

About the session

By 2030, one in four people in Singapore will be aged 65 or older, making retirement readiness more critical than ever. With the closure of the CPF Special Account (SA) on 19 Jan 2025, and the end of the “shielding hack”, CPF members,  particularly those who have reached or exceeded the Full Retirement Sum (FRS) - may need to re-evaluate their retirement strategies.

As the only digital advisor for CPF investing, Endowus is committed to making CPF investing better and empowering CPF members. The Endowus Investment Office has worked tirelessly to introduce new funds into the CPFIS that are globally diversified, securing the lowest fee possible to improve investment outcomes. 

On the back of the recent SA closure, Endowus will be leading a discussion on the strategies and opportunities for Singapore investors to retire well in this new landscape.

Join us as Samuel Rhee, Group CIO of Endowus, speaks with Albert Tse, Head of South Asia, Amundi and Joel Teasdel, Head of Wealth Management Asia ex Japan at Dimensional Fund Advisors, on: 

• How the SA closure may impact retirement strategies 
• How should Singapore investors assess opportunities in the new regime
• What the viable options are for Singapore investors

About the speakers

Samuel Rhee, Co-Founder, Chairman, and Group CIO, Endowus

Samuel Rhee is Co-founder, Chairman and the Group CIO  of Endowus, Asia’s leading digital wealth platform. He is the former CEO and CIO of Morgan Stanley Investment Management in Asia, with nearly three decades of institutional investing experience in Singapore, Hong Kong, and London.

Today, Sam heads the Endowus Group Investment Office and ensures every client has greater access to holistic portfolios that are thoughtfully designed to meet their specific wealth goals. He is responsible for the company’s asset allocation and investment selection across all offerings, with a vision to provide individual investors with the same knowledge, resources, and products traditionally only made available to institutional investors, at a low, fair fee. Endowus solves the biggest problems of wealth and investing, and retirement adequacy, leading the firm to become the first and largest digital advisor for CPF investing in Singapore.

Albert Tse, CEO, South Asia, Amundi

Albert was most recently Head of Distribution Sales and Marketing for Amundi in South Asia in 2019. Prior to that he was Head of Intermediary Business of Southeast Asia and Head of Malaysia & Thailand Businesses at Schroders. Albert joined Schroders in 2003 as a member of the Mutual Funds Retail sales team for Singapore. In 2008, he was appointed as Head of Intermediary Distribution, Singapore and in 2010 he assumed wider responsibilities as Head of Intermediary Business, Southeast Asia. He was also responsible for private banks business development in Asia from 2014 to 2017. 

Prior to joining Schroders, Albert spent 2 years at Barclays Capital in Singapore with the Foreign Exchange and Derivatives sales desk. Albert holds a Bachelor’s Degree in Business from the Nanyang Technological University and a Master’s Degree in Finance from University of Manchester Institute of Information & Technology (UMIST) and Manchester Business School (MBS). He is also a CFA and CAIA Charterholder. Albert has been an Executive Committee Member of the Singapore Sustainable Finance Association (SSFA) since its launch in 2024. He is an IBF Distinguished Fellow since 2024 and has been an IBF Fellow since 2018. Albert is also Chairman of the IMAS Human Capital Committee since 2012, having started out as a member since 2005.

Joel Teasdel, Head of Wealth Management Group, Asia ex-Japan and Vice President, Dimensional Fund Advisors

With over 25 years’ experience as an Investment Professional in Europe, Asia and The Pacific, Joel is a veteran of the Wealth Management Industry. Since 1997, Joel has specialised in helping leading private wealth managers to improve their investment process, client value proposition, firm profitability and most importantly, the investment outcomes for end investors. Joel holds a bachelor's of business in Marketing, Management, and International Business Law from the University of Technology, Sydney, and a diploma of financial services in financial planning.