This offer applies to "Qualifying New Accounts" (as defined below). Endowus will award fee credits which will be used to waive a given amount of its fees applicable to your Endowus account. For the avoidance of doubt, this does not affect your fund-level fees due to the fund manager.

A "Qualifying New Account" is a new individual Endowus account opened using the specially designated link and funded with an initial investment of at least S$1,000, provided that the initial investment is not withdrawn for 90 days.

This offer is not valid with any other offers and is not transferable, may not be transferred to another person or exchanged for cash. You are responsible for any tax consequences, if any, that may result from your redemption or use of fee credits. This offer is available to Singapore residents only. Endowus reserves the right to terminate or extend this offer at any time for any reason, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any offer award if Endowus determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, that any rules or regulations would be violated, or that any terms of the Endowus Platform Agreement have been violated.

Applicable to Corporate Offers

By signing up on the specially designated link for a corporate offer, you warrant that you are an employee of the corporation at the time of creating your account.

Applicable to Personal Referral Program

Please send invites only to people you know personally who will be glad to get them. Referrals should only be used for personal and non-commercial purposes. Do not spam anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral link. Do not pay to advertise your referral links. Endowus may send one invite and up to two reminders to each friend you invite with your name.

Endowus is not responsible for incorrect entry or other failures on the part of your referee friend to meet the standards of a Qualifying New Account. A referred friend may only use one referral link. If a referred friend receives referral links from multiple referrers, only the referrer associated with the referral link actually used by the referred friend will receive the fee credit.