Planned maintenance 🚧

To serve you better, we will be conducting scheduled maintenance on 13 Jul'22, 23:00 SGT for approx. 3 hours.

The platform will be unavailable between 3pm and 4pm SGT on 16 Nov 2023. We apologise for any inconvenience caused.

Find out more

Choose another country or region to see content specific to your location.

✓

Singapore

Hong Kong

create account

Invest

Choose your funding source

Invest CPF >

37% of your income goes into CPF. Invest it to grow faster than 2.5% p.a.

Invest SRS >

Get tax relief with SRS contributions and invest them to grow beyond 0.05% p.a.

Invest Cash >

Explore ways to grow your cash from short-term needs to long-term wealth.

choose from

expert advised portfolios

View all portfolios

Flagship >

Invest in a globally diversified portfolio for your long-term wealth.

Income >

Earn passive income through portfolios focused on dividends and stability.

Cash Smart >

Maximise your cash with higher yields, with no lock ups and no limits.

BUILD YOUR OWN PORTFOLIO

WITH BEST-IN-CLASS FUNDS

View all 400+ funds

SRS Collection funds

Hidden investment gems

Insights

A collective of writers

Raja Ampat and the rewards of time rather than timing

Articles

Personal Finance

Raja Ampat and the rewards of time rather than timing

May 31, 2019

Articles

Investing

Unit trust investing: On surge pricing, institutional clean share classes, and sales incentives

May 29, 2019

Articles

Investing

How to read a mutual fund factsheet

May 26, 2019

Articles

Personal Finance

Is it time to kick your coffee habit?

May 11, 2019

The lesson of Hyflux: What water and diversification have in common

Articles

Personal Finance

The lesson of Hyflux: What water and diversification have in common

March 25, 2019

Articles

Investing

What Singapore-based investors need to know before investing in unit trusts or ETFs

January 20, 2019

Articles

Personal Finance

Why we are not wired to invest: How our brains respond to financial losses and what we can do about it

January 10, 2019

Articles

Investing

What to expect when you're expecting: The average stock market return is nothing close to its average annual return

November 25, 2018

Articles

Investing

Spoilt for choice: ETFs vs unit trusts

November 11, 2018

Articles

Investing

The father of passive index investing — Jack Bogle, founder of Vanguard

September 25, 2018

Articles

Personal Finance

We can all retire as multi-millionaires

September 7, 2018

Articles

Investing

Don't worry, you can still undo some of these retirement planning mistakes

August 17, 2018

Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE

Invest with us
How we invest
Invest CPF
Invest SRS
Invest Cash
ESG sustainable
Income
Cash Smart
Fund Smart
Exclusive HNW solutions
Institutional Cash
Corporate Benefits
Private Markets & Hedge Funds

About
Fees
Getting Started
Our Investment Approach
Our Team
Our Clients
Our Fund Managers
Newsroom
Careers at Endowus
Security
Important Notices
Platform Status

Resources
Insights
Webinars
Empower
FAQs
Investing 101
Wealth Insights Report
WealthTech Conference
Retirement Report
Appointed Representatives
Get in touch with us
Report a security issue
Legal

Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”) (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.