Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get a $88 head start to growing your wealth.

Terms & Conditions of IRAS Referral Campaign

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1. This promotion is organised by ENDOW.US Pte Ltd. (“Endowus”). Each participant is solely responsible for ensuring that participation in this promotion is not illegal or prohibited by the laws or regulations of any country relevant or applicable to the participant.

Endowus reserves the right to not allow participation by any person, at its discretion.

Endowus reserves the right to disqualify an otherwise eligible person from receiving the incentive in the event that Endowus, in its absolute discretion, believes that the particular person may have contravened, will contravene or has contravened any of these Terms and/or may bring Endowus into disrepute.

Who is eligible?

2. Referrers must be existing employees of IRAS, and are existing clients of Endowus.

Referees (hereinafter known as ‘Participants’) must be existing employees of IRAS and have not invested with Endowus before 24 March 2022 to be eligible for this promotion. 

Endowus shall have absolute discretion to decide on the eligibility for participation in the promotion.

“Existing clients'' are defined as participants who have received this promotion by email on the 24 March 2022 and were at least in the process of creating an Endowus account, or have created an Endowus account before the Promotion Period.

What do I need to do to participate in the promotion?

3. Participants must invest a minimum of $1,000 in any Endowus product (a “Qualifying Investment'') before 23:59 on 30 April 2022 to be eligible for the promotion. 

4. The funding source for the investment can comprise Cash, SRS and/or CPF. 

5. The investment sum can be comprised of multiple transactions and/or portfolios, so long as the total investment value of the investments in the participant’s Endowus account is at least $1,000 before 23:59 on 30 April 2022.

Participants must notify Endowus of their successful investment and the Endowus-registered email address or personal referral code of their referrer by 2 May 2022

How will I receive the reward?

6. Endowus will contact Referrers who have qualified for the reward by 7 May 2022 via email with instructions on how to claim the reward. The reward is valid for use at participating NTUC FairPrice outlets, for a period of 1 year from 8 May 2022 to 7 May 2023, following which it will expire and can no longer be used. For the terms and conditions of NTUC FairPrice E-vouchers, please contact NTUC Fairprice directly.

$20 in Endowus access fee credits will also be automatically applied to your account by 15 May 2022

When does the promotion end?

7. The promotion period is from 00:00 on 24 March 2022 to 23:59 on 30 April 2022 unless Endowus exercises its rights under paragraph 13 below.

What else do I need to know?

8. Endowus accepts no responsibility for accounts not successfully completed due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.

9. Endowus reserves the right to disqualify any participant that is suspected of any fraudulent activity such as, but not limited to, creation of fake accounts.

10. Participants are only eligible to participate in 1 promotion during the Promotion Period.

11. The decision of Endowus regarding any aspect of the promotion is final and binding.

12. Participants are deemed to have accepted and agreed to be bound by these terms and conditions. Endowus reserves the right to refuse entry, or refuse to award the incentive, to anyone in breach of these terms and conditions.

13. Endowus reserves the right to hold, void, cancel, suspend, or amend the promotion or these terms and conditions (in whole or in part) at any time without prior notification to participants. Please contact support@endowus.com if you believe you qualified for this promotion but it has not been awarded to you as a result of this early suspension or termination. Events beyond the control of Endowus may occur that render the awarding of the promotion impossible. Accordingly, Endowus will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.

14. By entering the promotion, participants agree and acknowledge that all personal data submitted may be collected, processed, stored, disclosed or otherwise used by Endowus and its affiliates for the purposes of conducting and administering the promotion and is subject to Endowus’ Privacy  Policy and Endowus’  Terms, Conditions & Disclosures. Participants consent to and authorize Endowus to use at its sole discretion, without further compensation to the participants, any of their names, addresses, personal details, photographs, videotapes or any likeness of them for packaging, promotional, advertising, marketing and/or publicity purposes (where not prohibited by written law).

15. To the extent permitted by law, these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall exclusively be submitted to and dealt with by the competent court in Singapore.

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