Webinar: $1M by 50 — The secret to pushing your CPF to new heights
Endowus Insights

Leap into prosperity this CNY 💰     Get an $88 head start to growing your wealth.

Leap into prosperity this CNY 💰Get a $88 head start to growing your wealth.

Webinar: $1M by 50 — The secret to pushing your CPF to new heights

Sep 2023
Aug 2023
The secret to pushing your CPF to new heights with Endowus

Watch the replay


  • 00:00 – Introduction
  • 04:34 – About 1M50E: $1 million in CPF by age 50 with Endowus
  • 07:27 – Investing in S&P 500 with CPF monies
  • 08:44 – Holistic wealth management across Cash, CPF, SRS
  • 13:54 – Dollar-cost averaging (DCA) vs lump-sum investing vs buying in a crash
  • 22:45 – Latest US$35 million fundraise from existing and new investors
  • 28:12 – Where are markets headed next?
  • 31:44 – Will there be a Nasdaq (US technology) fund available on Endowus?
  • 33:53 – Amundi low-cost equity and fixed-income passive index funds for CPF investing
  • 35:32 – I’m in my 60s now; how can I position my investment portfolio?
  • 42:09 – What’s your view on fixed income investing now?
  • 44:41 – Switching funds on the Endowus platform
  • 48:21 – What’s your view on the China economy and market?
  • 54:25 – What’s your view on Bitcoin and cryptocurrencies?
  • 55:52 – How can I start investing? What if I’m in my 40s or 50s?
  • 1:04:28 – Which is a better long-term investment, MSCI World Index or S&P 500?
  • 1:07:00 – How to deploy your Cash and CPF in light of the macroeconomic environment

Read more:

About the session

Love it or not, your CPF is here to stay. The mandatory savings scheme carves out a significant chunk of Singaporeans’ monthly salaries. Given this monthly savings routine, you may then ask:

Am I making the most out of my CPF, and will it be enough for my retirement? 

Indeed, your CPF savings should be worked harder for all your retirement needs. It has been the mission of many Singaporeans to find the most effective way to grow this pool of their hard-earned money. 

One such person is Loo Cheng Chuan, better known today as the “CPF millionaire”. Mr Loo is the founder of the 1M65 Movement — the movement to hit $1 million in your CPF by age 65 – a goal that he’s now surpassed, having hit $1 million at the age of 50. 

He has since updated his ambitions to feature other goals like 4M65, 5M65 and now, 1M50E: $1 million in your CPF portfolio on Endowus. 

To share more about his new milestone, we’ve invited special guest Mr Loo to speak with Samuel Rhee, Chairman and Chief Investment Officer of Endowus. 

  1. How can you grow your CPF retirement nest egg with Endowus?
  2. How Mr Loo grew his CPF retirement funds to $1M
  3. Lump-sum vs. DCA - which wins in the long term?
  4. What should new investors do to get started on this journey?

There will be a Q&A segment at the end of the session. Submit your questions here.

Sign up for this upcoming webinar today and get an exclusive promo code* after the session.

*T&Cs apply.

About the speakers

Samuel Rhee, Chairman and Chief Investment Officer, Endowus

Samuel Rhee is Chairman and Chief Investment Officer of Endowus, Asia’s leading digital wealth platform. He is the former CEO and CIO of Morgan Stanley Investment Management in Asia, with three decades of institutional investing experience in Singapore, Hong Kong, and London.

Today, Sam heads the Endowus Group Investment Office and ensures every client has greater access to holistic portfolios that are thoughtfully designed to meet their specific wealth goals. He is  responsible for the company’s asset allocation and investment selection across all offerings, with a vision to provide individual investors with the same knowledge, resources, and products traditionally only made available to institutional investors, at a low, fair fee. 

Against this backdrop, Sam passionately advocates for greater financial literacy, time-tested and evidence-based advice, lower costs, the industry elimination of hidden fees, and a corporate culture that puts the client’s needs first. Endowus solves the biggest problems of wealth and investing, and retirement adequacy, leading the firm to become the first and largest digital advisor for CPF investing in Singapore.

Loo Cheng Chuan

Loo Cheng Chuan founded the 1M65 Movement, where he has developed a financial strategy to get S$1 Million in your CPF by 65 years old. Loo wants to help Singaporeans grow their CPF and become millionaires by the time they retire. In 2018, Loo and his wife crossed the S$1 million mark in their CPF savings account at 45 years old, proving many 1M65 sceptics wrong. Loo and his 1M65 strategy have been featured in mainstream news and online media.

Through public speaking events and publishing content on the 1M65 Movement, Loo hopes to help Singaporeans become financially independent. He was one of the few non-civil servants to be awarded the Public Sector Transformation award in 2018 for his 1M65 efforts.


Investment involves risk. Past performance is not necessarily a guide to future performance or returns. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund.

Any forward-looking statements, prediction, projection or forecast on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to market influences and contingent upon matters outside the control of Endowus Singapore Pte. Ltd. (“Endowus”) and therefore may not be realised in the future. Further, any opinion or estimate is made on a general basis and subject to change without notice. In presenting the information above, none of Endowus, its affiliates, directors, employees, representatives or agents have given any consideration to, nor have made any investigation of the objective, financial situation or particular need of any user, reader, any specific person or group of persons. Therefore, no representation is made as to the completeness and adequacy of the information to make an informed decision. You should carefully consider (i) whether any investment views and products/ services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate.

Investment into collective investment schemes: Please refer to respective funds’ prospectuses for details of the funds, their related fees, charges and risk factors. The listing of units of the fund on a stock exchange does not guarantee a liquid market for the units. Before making an investment decision, you are reminded to refer to the relevant prospectus for specific risk considerations.

For Cash Smart Secure, Cash Smart Enhanced, Cash Smart Ultra: It is not a bank deposit and not capital guaranteed, and is subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. Interest rates are indicative and subject to change at any time.

Product Risk Rating: Please note that any product risk rating (the “PRR”) provided by us is an internal rating assigned based on our product risk assessment model, and is for your reference only. The PRR is subject to change from time to time. The PRR does not take into account your individual circumstances, objectives or needs and should not be regarded as advice or recommendation to purchase, hold or sell any fund or make any other investment decisions. Accordingly, you should not solely rely on the PRR in making your investment decision in the relevant Fund.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

More on this Tag
The secret to pushing your CPF to new heights with Endowus

Table of Contents