Getting Started
Expert-advised portfolios
Build-your-own portfolios
Invest
Our investment solutions
View all our wealth solutions
Flagship | Personalised for your goals
Income | Receive monthly payouts
Fund Smart | 250+ top-rated fund strategies
Cash Smart | Earn higher yields on savings
Private Wealth | Exclusive HNW solutions
Invest with your
Cash | Invest smarter with lower fees
CPF | Grow long-term retirement savings
SRS | Save on tax today, build future wealth
Introducing Endowus Income 🎉
Passive income solutions, for every stage of life.
Learn
Investing 101
Insights & Webinars
CPF Calculator
Wealth Insights Report
About
Our Fees
Our Team
Our Clients
Our Press
Our Fund Managers
Careers at Endowus
Support
Speak with us
FAQs
WealthTech Conference
log in
create account
Topics
On the Money
Investment Solutions
Retirement
Personal Finance
Product News
CPF & SRS
Investing
Subject
FIRE movement
Goal-based investing
Investing costs
Cost of living
Insights
CPF & SRSInvestingInvestment SolutionsOn the MoneyPersonal Finance
More
Product News
Retirement
CPF & SRS
Investing
Investment Solutions
On the Money
Personal Finance
Product News
Retirement

Search
|
Insights
Topics
On the Money
Investment Solutions
Retirement
Personal Finance
Product News
CPF & SRS
Investing
Subject
Investing costs
FIRE movement
Cost of living
Goal-based investing

Close
GO TO ENDOWUS.COM
Getting Started
Expert-advised portfolios
Build-your-own portfolios
Invest
Our investment solutions
View all our wealth solutions
Flagship | Personalised for your goals
Income | Receive monthly payouts
Fund Smart | 250+ top-rated fund strategies
Cash Smart | Earn higher yields on savings
Private Wealth | Exclusive HNW solutions
Invest with your
Cash | Invest smarter with lower fees
CPF | Grow long-term retirement savings
SRS | Save on tax today, build future wealth
Introducing Endowus Income 🎉
Passive income solutions, for every stage of life.
Learn
Investing 101
Insights & Webinars
CPF Calculator
Wealth Insights Report
About
Our Fees
Our Team
Our Clients
Our Press
Our Fund Managers
Careers at Endowus
Support
Speak with us
FAQs
WealthTech Conference
BROWSE BY TOPIC
CPF & SRS
Investing
Investment Solutions
On the Money
Personal Finance
Product News
Retirement
FOllow us





More Authors
Sean Wong
Sean Hu
Yuhan Tan
Kyungju Hong
Insights
Ding Lean Sing
Samuel Rhee
Yulin Liu
Sin Ting So
Madeline Wee
Petra Ng
Shengshi Chiam
Gregory Van

Sin Ting So

Chief Client Officer
ask-your-cio-correction
Webinars
.
Investing

Webinar: Ask Your CIO: How should you invest during a market correction?

May 27, 2022
family-offices-setting-up-in-singapore
Articles
.
Investment Solutions

Why are more family offices setting up in Singapore?

May 27, 2022
cash-smart
Webinars
.
Investment Solutions

Webinar: Ask Your CIO: What to do with Cash Smart

March 3, 2022
female-investors
Articles
.
Personal Finance

Breaking the bias on female investors

March 1, 2022
Articles
.
Personal Finance

The Segway that did not change the world: The dangers of confirmation bias in investing

December 7, 2021
ominous darkness
Articles
.
Investing

Is the fear of losing derailing your investing plan?

October 2, 2021
Why you should create your own savings plan with a robo advisor
Articles
.
Personal Finance

Why you should create your own savings plan with a robo advisor

June 11, 2021
Webinar: Wealth: The Wellness trend for women
Webinars
.
Personal Finance

Webinar: Wealth: The Wellness trend for women

March 10, 2021
The gender investment divide: Thinking beyond stereotypes
Articles
.
Personal Finance

The gender investment divide: Thinking beyond stereotypes

March 6, 2021
Articles
.
Investing

Managing and thinking about currency exposure for your portfolio

September 22, 2019
Articles
.
CPF & SRS

Should a new Singapore Permanent Resident make voluntary contributions to CPF accounts?

July 30, 2019
Articles
.
Personal Finance

Losing hurts more, but we should persist when it comes to investing

July 21, 2019
Load More
Endowus
Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

Follow us on:





SINGAPORE
HONG KONG
  • Invest with us
  • How we invest
  • Invest CPF
  • Invest SRS
  • Invest Cash
  • ESG sustainable
  • Income
  • Cash Smart
  • Fund Smart
  • Private Wealth
  • Corporate Benefits
  • About
  • Fees
  • Getting Started
  • Our Team
  • Our Clients
  • Our Press
  • Careers at Endowus
  • Resources
  • Insights
  • Webinars
  • CPF Calculator
  • FAQs
  • Investing 101
  • Appointed Representatives
  • Get in touch with us
  • Legal
Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOW.US PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”)  (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.