Planned maintenance 🚧

To serve you better, we will be conducting scheduled maintenance on 13 Jul'22, 23:00 SGT for approx. 3 hours.

The platform will be unavailable between 3pm and 4pm SGT on 16 Nov 2023. We apologise for any inconvenience caused.

Find out more

Choose another country or region to see content specific to your location.

✓

Singapore

Hong Kong

create account

Invest

Choose your funding source

Invest CPF >

37% of your income goes into CPF. Invest it to grow faster than 2.5% p.a.

Invest SRS >

Get tax relief with SRS contributions and invest them to grow beyond 0.05% p.a.

Invest Cash >

Explore ways to grow your cash from short-term needs to long-term wealth.

choose from

expert advised portfolios

View all portfolios

Flagship >

Invest in a globally diversified portfolio for your long-term wealth.

Income >

Earn passive income through portfolios focused on dividends and stability.

Cash Smart >

Maximise your cash with higher yields, with no lock ups and no limits.

BUILD YOUR OWN PORTFOLIO

WITH BEST-IN-CLASS FUNDS

View all 400+ funds

SRS Collection funds

Hidden investment gems

Most popular funds

Passive Index

Private Markets & Hedge Funds

AI Only

View all 400+ funds >

your financial future in numbers

speak with an advisor

LEARN

Private Wealth

Endowus Private Wealth

Private Markets & Hedge Funds

Opt in as an Accredited Investor

About

Who we are

About Endowus

Our Team

Our Fund Managers

investment philosophy

press room

pricing

Support

See all categories

Investing

Personal Finance

Market Views

Our Solutions

Advised Portfolios & Updates

Featured Funds

Private Wealth

Private Markets & Hedge Fund 101

Strategies for Accredited Investors

getting started



Topics

On The Money

Investment Solutions

Retirement

Personal Finance

Subject

More Authors

PineBridge Investments

Fidelity International

Ludovic de Pampelonne

Sin Ting So

Chief Client Officer

A mother working while entertaining her child

Rewriting the rules: Challenging outdated notions of luck, risk, and gender

April 8, 2025

Articles

CPF & SRS

The science behind why we are bad at saving for retirement

November 5, 2024

Articles

Investing

The importance of rebalancing your investment portfolio

April 3, 2024

Wonder Woman - Warren Buffett has a decidedly feminine investment style

Articles

Investing

How Warren Buffett invests ‘like a girl’ and wins big in the market

March 5, 2024

enhancements-to-endowus-income-portfolios

Articles

Investment Solutions

Enhancements to Endowus Income Portfolios

November 28, 2023

Articles

Investment Solutions

Why are more family offices setting up in Singapore?

May 27, 2022

Webinars

Investing

Webinar: Ask Your CIO: How should you invest during a market correction?

May 27, 2022

Webinars

Investment Solutions

Webinar: Ask Your CIO: What to do with Cash Smart

March 3, 2022

dispelling gender stereotypes on risk and emotions when investing

Articles

Personal Finance

Breaking the bias on female investors

March 1, 2022

Science of Wealth - Segway - Dangers of confirmation bias in investing

Articles

Personal Finance

The Segway that did not change the world: The dangers of confirmation bias in investing

December 7, 2021

Articles

Investing

Is the fear of losing derailing your investing plan?

October 2, 2021

Why you should create your own savings plan with a robo advisor

Articles

Personal Finance

Why you should create your own savings plan with a robo advisor

June 11, 2021

Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE

Invest with us
How we invest
Invest CPF
Invest SRS
Invest Cash
ESG sustainable
Income
Cash Smart
Fund Smart
Exclusive HNW solutions
Institutional Cash
Corporate Benefits
Private Markets & Hedge Funds

About
Fees
Getting Started
Our Investment Approach
Our Team
Our Clients
Our Fund Managers
Newsroom
Careers at Endowus
Security
Important Notices
Platform Status

Resources
Insights
Webinars
Empower
FAQs
Investing 101
Wealth Insights Report
WealthTech Conference
Retirement Report
Appointed Representatives
Get in touch with us
Report a security issue
Legal

Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”) (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.