Retirement planning
in Singapore

¹ Based on the 4% rule by Willian Bengen, which assumes you need 25 times your annual retirement spending, invested 50/50 in stocks and bonds, over a 30-year retirement with constant, inflation-adjusted spending. If you retire earlier, live longer, or spend more in some years, you may need more. For illustration only. Future results are not guaranteed.

² Source: Department of Statistics Singapore

³ Source: Department of Statistics Singapore. The annual inflation rate of 2.0% is based on the average of Consumer Price Index (CPI) from 2011 to 2025.

Important Information
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This retirement calculator is an educational tool provided for your general information only. It is not, and should not be construed as, an offer or solicitation to sell or subscribe to any investment products, nor as financial advice or a recommendation with respect to any investment products.

This tool estimates your retirement gap based on the data and assumptions you provide, and certain assumptions are built into the calculation logic. The results presented are illustrative only and may not reflect the actual growth of your investments. The calculator does not purport to be all-inclusive or to contain all the information you may need to make an informed decision, and you should not rely on it to make any financial decision. It is recommended that you carefully consider whether any investment views and products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances and seek financial advice as to the suitability of any investment.

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