Planned maintenance 🚧

To serve you better, we will be conducting scheduled maintenance on 13 Jul'22, 23:00 SGT for approx. 3 hours.

The platform will be unavailable between 3pm and 4pm SGT on 16 Nov 2023. We apologise for any inconvenience caused.

Find out more

Choose another country or region to see content specific to your location.

✓

Singapore

Hong Kong

create account

Invest

Choose your funding source

Invest CPF >

37% of your income goes into CPF. Invest it to grow faster than 2.5% p.a.

Invest SRS >

Get tax relief with SRS contributions and invest them to grow beyond 0.05% p.a.

Invest Cash >

Explore ways to grow your cash from short-term needs to long-term wealth.

choose from

expert advised portfolios

View all portfolios

Flagship >

Invest in a globally diversified portfolio for your long-term wealth.

Income >

Earn passive income through portfolios focused on dividends and stability.

Cash Smart >

Maximise your cash with higher yields, with no lock ups and no limits.

BUILD YOUR OWN PORTFOLIO

WITH BEST-IN-CLASS FUNDS

View all 400+ funds

SRS Collection funds

Hidden investment gems

Most popular funds

Passive Index

Private Markets & Hedge Funds

AI Only

View all 400+ funds >

your financial future in numbers

speak with an advisor

LEARN

Private Wealth

Endowus Private Wealth

Private Markets & Hedge Funds

Opt in as an Accredited Investor

About

Who we are

About Endowus

Our Team

Our Fund Managers

investment philosophy

press room

pricing

Support

See all categories

Investing

Personal Finance

Market Views

Our Solutions

Advised Portfolios & Updates

Featured Funds

Private Wealth

Private Markets & Hedge Fund 101

Strategies for Accredited Investors

getting started



Topics

On The Money

Investment Solutions

Retirement

Personal Finance

Subject

More Authors

PineBridge Investments

Fidelity International

Ludovic de Pampelonne

Samuel Rhee

Co-Founder, Chairman, and Group CIO

Articles

The laws of nature and why markets go up in the long term

May 6, 2025

Why ignoring diversification could cost you in the future

March 11, 2025

why investing is key to maximising your cpf

Why you should invest your CPF savings

February 3, 2025

Science of Wealth Dec 2024 - Is FOMO back

Articles

Investing

Is FOMO back?

December 3, 2024

Articles

Investing

Why does the market care so much about the US elections?

October 8, 2024

Science of Wealth by Endowus Sep 2024 on Federal Reserve and rate cycles

Articles

Investing

As the Fed starts cutting interest rates

September 3, 2024

Articles

CPF & SRS

How to be a CPF millionaire

August 6, 2024

Webinars

Investing

Exclusive Interviews with Dimensional Fund Advisors

July 16, 2024

Articles

Investing

Is diversification dead?

July 9, 2024

Articles

Investing

Risk is not volatility

June 4, 2024

Articles

CPF & SRS

Why we need to invest our CPF savings to build future wealth

March 5, 2024

Muscular senior surfer smiling against blue surfboard

Articles

CPF & SRS

CPF Special Account closure forces a rethink of retirement planning

February 27, 2024

Invest better to live easier today and better tomorrow.

Headquartered in Singapore, Endowus is the first digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.

SINGAPORE

Invest with us
How we invest
Invest CPF
Invest SRS
Invest Cash
ESG sustainable
Income
Cash Smart
Fund Smart
Exclusive HNW solutions
Institutional Cash
Corporate Benefits
Private Markets & Hedge Funds

About
Fees
Getting Started
Our Investment Approach
Our Team
Our Clients
Our Fund Managers
Newsroom
Careers at Endowus
Security
Important Notices
Platform Status

Resources
Insights
Webinars
Empower
FAQs
Investing 101
Wealth Insights Report
WealthTech Conference
Retirement Report
Appointed Representatives
Get in touch with us
Report a security issue
Legal

Open to all Singapore-based investors excluding US Persons. Minimum initial investment S$1,000. For joint, corporate, institutional, trust, and multi-currency accounts please email institutional@endowus.com.
‍
This website is owned and operated by ENDOWUS SINGAPORE PTE. LTD. ("Endowus"), a private limited company incorporated in Singapore, with company registration number 201708816N. Endowus is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore (“SFA”) (CMS License 101051) and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, are not actual customer or model returns and are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors including personal and market circumstances. Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via Endowus' platform.
‍
United Overseas Bank Limited ("UOB") shall not be responsible/liable for any loss or damages whatsoever relating to the online services, goods and/or services provided on our website or by Endowus. UOB is not our agent and is not selling or providing the goods or services offered by Endowus.

All advertisements on the website have not been reviewed by the Monetary Authority of Singapore. Any notification from the Endowus application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.