Should Accredited Investors consider alternatives and private market assets? Samuel Rhee, Chairman & CIO at Endowus, highlights why balance is key. While institutions’ allocations in private assets may be as high as 25%, individual investors are encouraged to allocate lesser, between 5 - 15%, in accordance to their wealth and risk appetite. AIs should also take the necessary measures to effectively manage their liquidity. While closed-end private funds do not require capital upfront, money needs to be available when the fund is investing.

Joyce Liu, Endowus Senior Client Advisor, shared tips for young working adults and how they should approach investing and financial planning. Young individuals who leave cash in saving accounts are not effectively growing their funds amid an inflationary environment. For those with short-term goals, cash management funds would be a good solution. Instead of timing the market and chasing trends, young adults should also do the necessary research and start investing early to enjoy the benefits of compounding.

Endowus’ Wealth Insights 2023 report has shown that inflation worries continue to persist among investors in Singapore, which may prompt emotionally-led decisions about money, impeding investors’ efforts to achieve their wealth goals. Jamie Lee, Endowus’ Head of Financial Planning and Editorial, discussed how consumers can overcome the fear of inflation, diversify their investments and information sources, while keeping their emotions in check through automating the investment process on a regular cadence.

So Sin Ting, Chief Client Officer at Endowus, shared financial tips and lessons for women based on their various life stages. As they shift through different phases of life while bearing multiple responsibilities, women need to start thinking about how they want to use their money for themselves and others. This means moving money away from low-interest banks accounts to longer term investment needs. Sin Ting also encourages mothers to impart financial literacy to children from a young age by modelling positive money management behaviour.

How can one successfully balance spending and savings with their income? Joyce Liu, Endowus Senior Client Advisor, encourages young working adults to set aside emergency funds for a rainy day. They should also avoid overspending and beware of lifestyle creep. Thereafter, invest any remaining savings in low-risk investment instruments such as cash management solutions which allows you to maximise your short-term savings.

Endowus Chairman and CIO Samuel Rhee was live on CNBC to share more about Endowus’ official launch in Hong Kong. Endowus is a fee-only wealth platform which introduces exclusive institutional-grade funds to retail investors in Hong Kong. He explains why the distribution of financial products in Asia is broken, with individual investors underserved by the lack of advice and high commissions embedded into the costs of investing.

Hong Kong’s first fee-only, non-commission-based digital wealth management platform has announced the launch of its wealth services in the country. Endowus is the first to eliminate trailer fees and offers investors products at low, fairer cost to improve investment returns. Institutional and clean-share class funds are now available to all Hong Kong investors via Endowus Fund Smart and Endowus Private Wealth services.

Hong Kong investors with investable assets as low as HKD10,000 can now start building single and multi-fund portfolios via the Endowus platform, which offers over 140 funds across different asset classes from over 40 of the largest global fund managers such as BlackRock or J.P. Morgan Asset Management. The company also offers private wealth services for accredited investors to gain access to alternative strategies such as hedge funds and other private market solutions from the likes of KKR and The Carlyle Group.

Live on Bloomberg TV, Samuel Rhee, Chairman and CIO of Endowus, discusses why he does not expect major surprises in terms of federal policies this year as the fed and markets are mostly in sync. Nevertheless, investors should focus on value and quality over growth stocks, to safeguard against the potential downside from a recession and an earnings downturn.

On Bloomberg radio, Samuel Rhee, Chairman and CIO of Endowus, shared his views on the potential rate hikes by the feds, the recovery of China’s economy, and rising consumer confidence. Although Asia has been minimally impacted by the banking crisis in the US, investors should take the time to reassess their risks and make the necessary adjustments to their investment portfolio.

Exclusively on Endowus: Two of Amundi’s low-cost index funds, with expense ratios as low as 0.10% and 0.05%, are now available for investing under CPFIS. The Amundi Index MSCI World and Amundi Prime USA funds will provide passive and cost-effective exposure to two major equity indices. They are available for investing as standalone funds on Endowus Fund Smart, and will also be included as a core allocation into the Endowus Flagship CPF portfolios.

In this podcast episode, CEO of Endowus, Gregory Van, shared his experience in earning and spending his first paycheck. He advised young individuals to start building habits in saving and investing early to enjoy returns on dollar-cost-averaging. Greg also cautioned against lifestyle creep and suggested segmenting money into different buckets based on various life goals, such as buying a house or building a retirement nest egg.